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Sunday 29/06/08 What small dfw things have you done today???

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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today i will:
  • Clicks
  • Check online banking
  • Update spreadsheets
  • Storecupboard lunch
  • Work on veggie garden
  • Make a loaf in breadmaker
  • Cook tea for oldies and eat for free:D we are having a themed dinner tonight - xmas in June so xmas dinner with all th etrimmings for 30 coming up:rolleyes:
Catch up with everyone later - have a lot of prep to do for later.
Welcome to any new posters, and hi to all the regulars:hello: :hello: :hello:
Reduce,re-use, recycle.






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Comments

  • cassey1
    cassey1 Posts: 1,531 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I won, I won, I won!
    Good morning everyone.

    Today i will/have

    Done keep fit dvd.

    breakfast from store cupboard.

    Were going to go to a car boot,but DH could not get out of bed,but we have saved money by not going.

    Two wash loads at quick wash,drying on line. Was sunny when put out,sky very grey,i keep watching.

    bike ride this afternoon,if rain keeps away.

    hopefully a NSD.

    Put loose change in sealed pot.

    lunch from store cupboard,tea from meal planner.

    done surveys,will do comps.

    Have a great day everyone.
    Sophiesmum,enjoy your Christmas dinner. The way this year is going so quick,we all will soon be having Christmas dinner!!
  • Cleosmum
    Cleosmum Posts: 2,673 Forumite
    Part of the Furniture Combo Breaker
    today i have;
    • done a bit of tidying up
    and i will;
    • [strike]Check banking[/strike]
    • Work out outgoings this week as DDs due out and waiting for cheque to clear, fingers crossed it all works out the right way!
    • [strike]Due to do a mystery shop but not sure i will manage it, feeling quite icky still[/strike] done
    • Do PB CT and comps
    • [STRIKE]meals from stores[/STRIKE]
    • [strike]will attempt shopping[/strike] done
    • Will list 1 item on eby
    • send out serch prty for my missing letter
    • set up my desktop and start using that again (whey my a is back)
  • andan
    andan Posts: 2,110 Forumite
    Morning all, hope everyone is having a great start to the weekend. Sophiesmum, christmas in June sounds interesting! Will certainly keep you busy.


    -Have looked for mystery shops and will continue to do so as the day goes on.
    -Am off to sign up with more companies for mystery shopping and auditing(thats if i haven't signed up to them all already!)
    -
    Will work through my emails
    -Do any more surveys i have received
    -Have placed a matched bet and looked for more bets but no good ones around at the moment, so will leave it until tomorrow.
    -Move money around so that they are in the best place
    -Pay off any big bills that need paying
    -Sort through loads of paper work
    -Tidy stuff off floor instead of putting straight into the wash
    -Try and use up any left overs
    -Will look for more jobs
    -Finish filling in application for one job
    -Look at applying for more jobs and which ones i have applied for
    -Start applying for jobs
    -Do boring house hold jobs
    -Am currently doing my clicks
    -Off to do some slice the pie
    -Look into where my parcel is fiasco has been going on for over a month.
    -Check online banking
    -Work on ideas for my business, including the gift vouchers and leaflets
    -Look on site for business advice
    -Look on here for more ways to make and save money, check out freebie section and up your income section.
    -Check on ebay and bid on items for business
    -Go through clothes and look at items to list on ebay, have loads of clothes that i haven't worn in ages so figure now is the time to get rid. Did some of this yestereday and this mornings, but still have loads more clothes to sort through!
    -Enter some competitions
    -Make meals from the storecupboard
    -Have looked on freecycle for things that i need

    Have a great day everyone.
    :j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j


  • :j Morning Everyone:j
    Hope everyone is well and having a nice Sunday so far:T

    Today I have:

    Checked online banking - not very inspiring but still in black....just:rotfl:

    Trying to save every little penny at mo for short holiday in July:j

    Not used heating apart from immerser for a few days:A

    Keeping to food budget as much as poss.....little extra spent for gift for sister-in-law who is up visting just now:T

    Had meal at parents with, daughters, sis-in-law and her partner last night:T

    Sis-in-law and partner taking us all out for dinner tonight so looking forward to that:j :beer: :j

    Debating whether to do othe OU course for honours:rolleyes:


    Think that's all for today, hope the remainder of Sunday is good for you all:T :rotfl: :j
    :hello: :jEternal Optimist:j:hello:
    BR 22.09.08
    :staradmin BSC Member 201:staradmin
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning:hello:

    Today I have/will:

    1. Bought NOTW for the £5 off shopping at Tesco voucher:T
    2. Checked online banking
    3. Checked online credit card statements
    4. Will finish anatomy assignment:eek:
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • juicygirl
    juicygirl Posts: 658 Forumite
    Part of the Furniture Combo Breaker
    Morning!

    I have:

    -Done a survey
    -Checked online banking and updated spreadsheet
    -Made a small overpayment to my CC for the pay a debt by Christmas challenge

    I will:

    -Have a LSD - going to a concert tonight so won't be NSD
    -Storecupboard lunch/dinner
    -Prepare packed lunches for work tomorrow
    -Will doing washing and use airer rather than tumble drier

    Enjoy what's left of the weekend all x
  • OberonSH
    OberonSH Posts: 1,792 Forumite
    Wow andan - that's some list!! Can I have some of your motivation!

    Today we're (i.e. me & the DD with the Boy watching us and laughing)
    • Make biscuits - bought a cookie recipe book from Oxfam, so today we're trying rosewater thins, as have some rosewater I bought on impulse a year ago!
    • Tidy up the massive pile of clothes we sorted out for Ebay, wash anyting that needs it and put it neatly in a box ready for photographing
    • Do my clicks - adding up nicely and I'm chuffed to little penguins with myself.
    • Find DD's pencils, rather than have to go and get her more (although the last 2 lots came from the library's Bookstart freebie, but think asking for a third will make them suspicious!)
    • Have a NESD (No Extra Spend Day) - as there are some bits I need, like DS's sippy cup.
    • Definately do the letters I've put off for weeks, basically asking quite a few places for my money back. It's my money, so what am I putting it off for?
    • List a load of books on Amazon, and anything under £3.50 put on Green Metropolis
    • Get a yoga DVD done with DD - she loves it, and stops me feeling guilty about not being able to get to the gym.
    • Make sausage rolls before the sausagemeat goes funny.
    • Put bacon on freezer before it goes funny too!
    • Bottle up the homemade chutney I made, to avoid that going to waste
    • Change the beds and get as much laundry done while the weather holds.
    • Tidy up the DD's room, and discreetly take out anything that's broken/scribbled on/too young for her
    And I think that'll do for now!!!
    This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!

    Current Pay Off Target : £1500 :mad:
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    afternoon:D

    today i have/will be......

    forgo todays NSD and bought NOTW for voucher will be doing 2 shops next week and none the week after:)

    updated spreadsheets and done online banking

    planned NSD's for mon and tues

    remaining £2.41 for this week, saved into emergency fund!!

    planned budget for coming week

    done all paperwork (yay)

    written school letters and apps in diary so i dont forget anything:D

    washing on line

    written out to do list for tomorrow

    posted dvd's back to lovefilm, should get some more FREE ones in a few days (thanks to reactivation code)

    pigsback and quidco clicks

    tended to veggies in garden

    enter tomorrows ending comps later today



    thats all i can think of right now, but im sure there are more lol, have a good dfw day everyone!!!!!:D
    November NSD's - 7
  • crawley_girl
    crawley_girl Posts: 2,010 Forumite
    Part of the Furniture Combo Breaker
    Afternoon guys!

    Today I:
    * have checked online banking
    * will sort out all the bills and papers loitering around the place
    * will look at coursework and try to do one of the essays before tuesday
    * will cleaning the stinking fish tank so that the smell stops
    * will bg up some of the loose change in the pot to pay into the bank tomorrow
    * avoid the temptation of getting a takeaway and find something nice in the freezer
    * will use 'free' texts/ minutes on mobile to contact friends today
    * have checked pigsback and got an unexpected 5 points! Woooo hoooo!

    :heartpuls CG :heartpuls
    Ever wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.
  • brainfreeze
    brainfreeze Posts: 182 Forumite
    I have bought 3 copies of NOTW for the £5 off wys £30 at Tesco, did the first of my three shops there this week. Spent £32.83 and paid with coupons so that all I had to hand over in cash was £4.11 (so if I can repeat this three times it will mean my weekly shopping will be less than £15)

    Washing is on the line and not in the tumble dryer.

    Updated my snowball

    Ordered Boots vouchers from quidco (birthday's coming up and can use the vouchers to buy pressies).
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