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Electrictrickery

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I've been paying £7/£8 a week for my electric on quarterly payment agreement
Yes i know i should change :o , i just get confused:confused: and i am a bit of a stressed numpty at the minute:o

Thats works out around £33 per month, or £99 a quarterly bill:rolleyes:
last bill was for £64.14 (not had a washer for 2 months and no tumble drier)

Ends up i'm £36.71 in credit for this year so far:o

They in there infinate wisdom and amazing !!!!!! calculations have upped the payments to £12 a week
That works out at £52 per month or £156 a quarterly bill:eek: :eek:
making themselves extra intrest on £17 a month, that i can't afford
and they are not getting:mad:


I think that is why i don't fancy the direct debit type billing,
Can you change it from Direct Debit to Standing order?
PROUD TO BE DEALING WITH MY DEBT NERD #869
Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
xx
DFD 5/1/16
«1

Comments

  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    Yep I can never figure it out either
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Yep I can never figure it out either

    I think they must be on drugs or something, or if not they should be :eek:

    a part on the Bill "how we calculated your payment"

    Estimated usage for next 18 months = £446
    Divede By 35 = £11.54
    new payment rounded = £12.00

    Where has the number 35 come from:confused:
    In 18 months there are 78 weeks :confused::o
    Going by that there is 78 weeks in 18 months
    that works out at
    78 x £11.54 = £900.12
    78 x £12.00 = £936.00
    a bit of a difference :confused:
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • ZTD
    ZTD Posts: 24,327 Forumite
    Well £446 divided by 35 it doesn't equal £11.54 anyway...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    We pay by direct debit, this year we ended up £140 in credit on the lecky and £74 in credit on the gas.
    Atlantic are very good at paying it back into your account though....when we were with Powergen I ended up being over £300 in credit, I phoned them up to get it back and the snotty woman said 'we can repay this at your 12 monthly review date' to which I said '8ollox you will! I want it back in my account now!' and then promptly switched supplier!
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    ZTD wrote: »
    Well £446 divided by 35 it doesn't equal £11.54 anyway...

    Ok Z:o :beer:
    I know just wondering where the 35 came from

    Estimated usage for next 18 months = £446
    Account balance brought forward = £36.71 credit
    Less payment due on 20/06/08 = £6.00 credit :confused:
    Total = £404.09
    Divide by 35 = £11.54:confused::confused::confused:
    New payment amount (rounded) = £12.00

    that better:beer:
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    Still not found a washer then?
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    I phoned them up to get it back and the snotty woman said 'we can repay this at your 12 monthly review date' to which I said '8ollox you will! I want it back in my account now!' and then promptly switched supplier!
    ...Linda xx

    Erm.... am i surprised you swore:think: :whistle: :rotfl:
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Nope still no washer :confused: one got claimed on freecycle the day before i got a message to say one was on offer:confused:

    Got to go pick my washing up from my mams in a bit :o

    How you doing Linda:kisses3:
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    I'm great thanks!

    Just had a look on freecycle Bradford. No washers at the moment but I'll keep an eye out for you
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Thanks hun:A
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
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