Saturday 28/06/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today i will:

• Clicks
• Check online banking
• Update spreadsheets
• Storecupboard lunch
• Work on veggie garden
• Make a loaf in breadmaker
• Going on a frugal picnic to local country park with another DFW and her kids:D

Have a good day everyone, enjoy the weekend, hope the rain keeps off it is looking a bit dodgy here this morning:rolleyes:
Hi to all the regulars and welcome to any new posters.
Sans good to have you back:D

NW-ANGEL

Morning all! i have been lurking on and off and few of you have chatted to me - thanks - hi to all of u tho! ... mind if i add my days small things....woo am i first on here? lol

*two lots of washing but as its rainging its all in dining room on 3 airers!
*checked banking online - two charges refunded woo £58...helps!
*checked ebay - one item sold £10
*checked amazon - transfered my £13 from 1 book sold yesterday to bank account
*checked quid co - £50 due in acount egin july


packed to go to my friends - out for a few drinks tonight...unfortunately wont be a no spends day lol....

have a great weekend everyone

kel xx

Candy0107

Hi All,

Woke up early thinking that it was going to be a nice day but there are a couple of dark clouds.

Anyhow, back to business. Today I have....

• Checked work EM tickets, and won £19.80 ~ need to contact all in my dept at a sensible time to find out what they want to do
• Have breakfast at home (weetabix ~ well ok Mr T's heathy weat bix) rather than in town (fry up)
• Checked my bank account (no real activity to deal with)
• I will buy my lottery ticket for 8 draws (rather than panicing at 19:26 and running over the shop)
• I will not waste any money on 'stuff' = more money for my holiday
• I have showered using value shower gel and tried value deoderant (fingers crossed that it works or should that be arms crossed? )

Think that is about it.... just a quickie question, does anyone know if Boots essentials sun cream is any good???? If not, I will buy Soltan

Take care

Tracey173

:hello: Good morning everyone

I haven't posted for a while but a quick look this morning at the finances shows that this has been a bad move:o So i'm back!

So my list for today is

• Piggy clicks
• Check online banking - done :eek:
• Washing on line instead of tumbling
• list [STRIKE]carp[/STRIKE] quality items on ebay
• update spreadsheet for next month and try and work out where all the money is going to come from to pay the bills
• Sort some stuff for a car boot tommorrow & pray it doesn't rain
• look at the free bingo & actually go and do it

We're of to a barbie this afternoon so free tea:beer:

Have a great day
Tracey

Bagpuss741

Hope the rain holds off for the barbie Tracey:hello:

Today I have/will

1. Checked online banking
2. Set budget for next week
3. Piggy clicks
4. Making yoghurt
5. Anatomy coursework:eek:
6. NSD:j

crawley_girl

Morning guys

Today I:
[STRIKE]* am off to the cinema and will use my unlimited card[/STRIKE]
[STRIKE]* will not buy any silly sncks/ drinks there as totally overpriced![/STRIKE]
* will tidy bedroom later and do a bit of filing and stuff!
[STRIKE]* will get money owed to me from foster daughter [/STRIKE]- discussed and will be getting most of it by monday
* will look at coursework with the aim of getting a fab paid job!
[STRIKE]* will not buy or smoke any cigarettes[/STRIKE] - so far, so good!
[STRIKE]* will check banking when website os back up and running[/STRIKE]

:heartpuls CG :heartpuls

Aussieonabudget

Morning all,
Yay, It's Saturday! Been a bit of a mad week but hopefully we're past that now!

Today I have/will -
- checked online banking, updated spreadsheets
- surveys/comps
- tidy room and put away some paperwork thats hanging around
- talk to parents in Australia for free (mum has a capped plan that includes overseas minutes!)
- ring barclaycard and find out why I'm being charged interest on 0% on purchases card!
- lazy day
- takeaway for a treat tonight (but it IS moneysaving becuase the alternative was dinner and a movie)

Thats about it, hope everyone is having a great saturday
Aussie

claireabelle_2

Morning!
Lots of good intentions here today!
Today is the first day of 2 weeks annual leave so would be in a fab mood if it wasn't for the hangover and it's oh's bday drinks and barbecue today... Tracey, your bbq isn't in South London is it?! :rotfl:
Today I will

• shop around for a cheapy barbecue - anyone seen any?
• make a list for shopping and stick to it
• pat myself on the back for winning that beer baby last week so i shouldn't need to buy beers! :beer:
• update my sheet for those lethal sauv blancs last night (over budget but what do I expect in rounds with 4 fellas... learned my lesson)
• lurk on the house prices board - it's my new free entertainment, there are some real characters over there but it's every man for himself!
• not spend too much in the post-barbie trip to the pub and not get involved in rounds with fellas.

have a fab day all - the weather in london is cracking so hope you all have the same

Claire

Baybee1984

Hey guys just wondering which site you use for your 'clicks' Ive read a lot about this and was just wondering which site you recommend.
And also while Im here, cashback sites.. quidco, pigsback.. which do you prefer or do some of you use both? Thanks in advance! And happy Saturday! x

itsarichmansworld

Hopefully a nsd for me.

Will call RBS about new account waiting for the yay or nay.
Then I can start reclaiming ltsb charges.
Make homemade lasagna for dinner.
Go pick up hubby at the station,
Post ebay items,

And chill for the rest of the day.

andan

Hi guys sorry i've not been round properly for a few days, things have been fairly hectic. I had a job interview yesterday and then had my big counselling interview yesterday as well, wont know for a while if i get on that course. Its fairly unlikely as there is a lot of competition and unfortunately being only 25 tends to go against me, but you never know!

Sophiesmum, it was awful to hear about your friend from the £4000 challenge, i hope she is ok and coping as best she can. My friend lost her husband of thirty odd years last year, we can't begin to imagine what it must be like for these people.:(

Aww, did i miss Sans post. Glad she is back, was thinking about her the other day and that it was strange without her (and her boots posts!)