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Lucielle's daring debt free journey

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Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Things any better today Lucielle?

    I have now put the heating on 24hours - just too cold
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    C'mon L! I've come to see you specially to see your new siggy.

    Hope you're coping with all the snow and ice up there, or has it all melted now?
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • lucielle
    lucielle Posts: 11,582 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 December 2010 at 5:45PM
    Another year almost over and I do believe I see a small chink of light at the end of the tunnel. I'm not rushing out to buy sun glasses-just yet!

    We have managed to pay off a considerable sum, didn't make the challenge of 16k but still everything to play for in the year to come. I have managed to budget a bit better this year but its still difficult with OHs fluctuating wages. I'll stop waffling and get on with the figures.

    Barclaycard £2540
    BOS £4415
    Citi £4625
    Tesco £4869

    I haven't put the overdrafts in as I'm slowly dealing with them.

    Overdrafts now stand at £2490

    Current debt stands at £16,449.00:j:j:j

    Which is still a lot of money but might be doable for next year.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well done you - that is a fantastic achievement!!

    Here's to 2011 :beer:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • beanielou
    beanielou Posts: 96,630 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    A massive well done to you :grin:
    As Hypno says heres to 2011 :j:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle wrote: »
    Another year almost over and I do believe I see a small chink of light at the end of the tunnel. I'm not rushing out to buy sun glasses-just yet!

    We have managed to pay off a considerable sum, didn't make the challenge of 16k but still everything to play for in the year to come. I have managed to budget a bit better this year but its still difficult with OHs fluctuating wages. I'll stop waffling and get on with the figures.

    Barclaycard £2540
    BOS £4415
    Citi £4625
    Tesco £4869

    I haven't put the overdrafts in as I'm slowly dealing with them.

    Overdrafts now stand at £2490

    Current debt stands at £16,449.00:j:j:j

    Which is still a lot of money but might be doable for next year.
    L


    :j:j:j:j:j:j:j:j:j

    Well done crazy lady - go you and your amazing debt clearing

    We're both in the same region now for debt I think

    I'm hoping you won't been flooded out - crazy quick thaw :eek:
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Wow ..great figures ..fantastic well done and heres to 2011
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Well done, that's a huge amount you have paid off. Respect!!!! I'm sure next year will be easier with your super budgetting skills.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • Well lookie at you Ms Payaloadoffin2010!

    Very very impressive! Congratulations

    Here's to a fabby 2011
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Wow Lucielle, that's an amazing amount. Well done. I hope the rest goes really fast now.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
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