Hello. Newbie needs a little help!

jelindra

Hi,

I was wondering if someone would be able to help me.

My husband and I are currently on a DMP with Kensington finance, we pay a total of£200.00 per month of which £164.75 gets paid to our creditors and Kensington get a fee of £35.25. Due to this fee I'm thinking it would be better to do my own DMP.

I was just wondering if anyone has any templates that I may usetosend to my creditors.

Many thanks

Jen

MrsTinks

Welcome onboard! Yes you'll definitely be better off doing your DMP yourself or personally I'd use one of the charities in my signature It means you don't have to deal with the creditors directly like you are now really, and often havign one of these organisations in your corner stops the creditors trying anything on with you to get you to increase payments etc.
If you still prefer doing it 100% diy then I'm sure someone will be along with letters in a sec

Broken_hearted

Leave them ASAP and get a free DMP it will bring your DFD shooting forward and be so much better for you.

jelindra

Thank you MrsTine for the warm welcome.

I think I'd prefer to do it 100%myself at least that way i'm in charge of what goes on. I'm tired of just pushing it off on to someone else and think its time I took charge of my finances.

Leixlip1

I do my own dmp and have used letters on the National Debtline site and also used them for advice/guidance when I need it.
It can be hard at times but it's good to be in control.
Good luck.