-
bank saying we need to give updated details for CCJ after 10 years
10 years ago I was issued a ccj with barclays bank for £5300. The story behind this is that my husband was made redundant, I was pregnant and had an unforseen illness which meant I had no choice but to stop working. As we knew that we couldn't afford the next payment on the loan, we wrote to Barclays before we defaulted…
-
signature loans. How much can i get?
Ok so my credit isn't great. 620 fica, I have $1500 in my checking. How much could i get a signature loan for? i'm going to the bank today so i can learn more about it but i would really like to see what is available to me.
-
barclays
i have a barclaycard loan which is in default so they dipped into my barclays acc and took £1013 which left me with nothing at all can they do this they say they can do what they want as bith the loan and my acc are with barclays is this right
-
Applying For A Loan With Bad Credit History
I am looking at trying to get a loan for about £4000 - £5000 in order to buy a new motorbike, however, i have found it difficult over recent years to get a loan due to the fact that i have lived at several addresses due to being moved around with my job. Alongside this i have missed a few payments on mobile telephone bills…
-
Barclaycard Motor Loans Help Please?
A friend has a Car Loan with Barclaycard Motor loans. He has missed payments for approx 4 months, due to change in circumstances. I am trying to find out if Barclaycard Motor Loans is a HP agreement, or a loan? He only has a 1 page copy of his agreement, and not the terms and conditions. Does anyone know if Barclaycard…
-
ppi claim
dont know if im putting this in the right place i had a 200000 loan with abbey that i took out in 2005 i paid it up in 2007 i had ppi with the loan that i took with abbey im not sure if its worth claiming i cant find the paper work so where doi start getting the relevant information
-
£50k Loan
Are there any reputable companies that would consider an unsecured consolidation loan of £50k ish? I do have a property but I am planning to sell it in the next 6 months and there is no equity available! Thanks
-
loan interest rate rocketed
Hello, I currently have a loan with Cahoot, when I took the load out it was the best on the market at 5.9%, the money is debted from my account every month, and I had no reason to query it. When I logged into my account last month I was shocked to discover that the interest has gone up to a staggering 15.9%. Needless to…
-
HSBC sale
Hi all, Im thinking about taking out a HSBC loan to consolidate some credit cards. I've had a booklet through the post regarding a HSBC Sale which offers 8.3 % APR (typical) with a refund/reward of 25% of the interest paid, if paid in over 24 installments as long as the loan isn't paid off early or terminated by HSBC. They…
-
Repayments While PPI Dispute In Progress
Hi Everyone, I need some advice, maybe someone can help. I've claimed (using the first letter) against HSBC for two loan PPI's (one current) and one PPI on my credit card (current). They've written saying they are investigating and it may take 5 weeks. Fine by me but in the meantime I've noticed they have stopped paying my…
-
How does HMRC view loans from friends?
I was wondering what the authorities' position is on a long term loan from a friend. If you have informally agreed that you will pay the money back without a time limit, is there a chance that HMRC could view the money as, say, a lifetime gift, rather than a loan if no money has been repaid for many years. Do you also have…
-
Massive Loan Headache
eight years ago we took out a personal loan with GE CAPITAL, £5000, to buy caravan and consolidate debts , was paying ok each month , and they allowed us to increase after a year another 2 grand , however the interest amounted to total debt of £18,000, hubby was made redundant twice since then so was a real struggle, we…
-
New employer not taking student loan repayments
Hi, I started a new job in September this year and handed my P45 to my new employer, the P45 had instructions to continue making student loans deductions. However 4 pay days later and my new employer has not yet made any deductions. I'm a little conflicted as what to do as I'm £90 a month better off because of it however…
-
Loan or credit card for £8k over 12 months?
Hello I would like to borrow approximatel £8,000 to repay over 12 months. I imagine that an interest free credit card transfer would be preferable to a loan. Egg springs to mind as currently offering this service for a 15 month period with a 3% handling fee. Would any credit card lenders allow me to borrow this much…
-
Car Loan
My husband has a car on HP over 3 years, we are now 2yrs into the deal and while he wants to keep it for the full 3 years, I want him to voluntary terminate the agreement so we can use the monthly payments to reduce our debts I have checked the credit agreement and it states that to voluntary terminate you have to have…
-
Problems claiming back PPI
Hi I wrote to HFC/Benefical about 3 loans taken out with them, a single loan each for myself and my husband and a joint loan. I received the first letter that said they were looking into it. After 8 weeks I received another letter saying that they were still waiting for the paperwork as it was in storage. They then called…
-
PPI mandatory for bank staff???
Hi there I am an ex employee of one of the big 4 (dont know if i am allowed to name). Anyway if we wanted to apply for any credit facilities cc/loan/od this had to be authorised by our line manager. I opened a credit card about 5 years ago and was that as a memeber of staff i was required to take out both CRP and card loss…
-
Early repayment advice
Hi all, As you can see from my signature, I have a loan with HSBC at 6.9%-I am currently making payments of £287 per month. I am keen to get rid of this loan as soon as possible, and have checked with HSBC, who will not accept any overpayments. I also do not have the money to settle the loan (this would be £13,200 at the…
-
Career Development Loan
I have a CDL from RBS which l got in October. I was doing a Masters degree and took the whole £8k of which £3000 was for the fees. I have had a change of circumstance and will not be able to continue with the course. I know l have to start repaying the loan now, but my query is what will happen to the fees? Will my…
-
Loans and PPI for part-time workers
Hi there My husband and I are looking to take out a loan some time next year to pay for a family holiday to Disney World in Florida. We have looked at our finances and can afford the estimated loan repayments. However, I am keen to get a stand alone payment protection policy. My husband works full-time and I work…