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What credit score??????
Can anyone give me an idea of how much, if any, my credit score might improve once i am reinstated on the electoral register?? Also i would like to know what kind of score would i need to obtain a £15k loan to pay off my existing debts so i have less to pay out each month?? I know it is hard to give me an exact figure…
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Rbs
I have ana ccount with RBS which i recently realise they have upgraded without me asking to and account where i have to pay for it every month. I have managaed to cancel this but i am still fighting to get back the fees i've paid for it. Anyway, i took out a loan when i had this account which they said had a preferential…
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loan help needed please.
Can someone suggest me a good company to have an unsecured loan with to consolodate my debt? Im a barclays customer so am thinking I should stick with barclays but there may be better, Im unemployed but have a very good credit score. Thanks.
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lloyds loan question?
We are at the moment paying £1 a month to all of our creditors as we have no money after priority debts are paid. I'm worried about my loan i have with lloyds as it's got £23000 outstanding and i can't see they will accept a £1, can anybody second guess what they are going to do about it? shezzy
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Picture - Secured Loan
Hi Have been offered a secure loan with Picture in order that I can clear credit card debits (payment history not as good as it should be on my part) apparently there is 1 default (satisfied). Has anybody had any dealings with them good or bad? Was thinking along of the lines of clearing debts with them and then once they…
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cancelled ppi but ...
Hi All, I wondered whether anyone could answer a question for me, l have a loan with Nationwide for 6 years, complete with ppi, after about 3 years l cancelled the ppi and recieved a refund of £1500 which was what l had paid for the ppi up to date (the original amount of ppi was about £3200 which was added to the loan plus…
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Northern Rock PPI problems.
Hi all, I'm new to this forum and i am just looking for a bit of advice, Sorry if it has already been discussed but i couldn't find anything specific to my problem. My problem is that i have a loan with northern rock (unsecured) £17500 was the amount i took out, Over 10 years :eek: I am only 1 year into it and i have…
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how can i stop interest on a loan
hi wonder if any one can help i am being charge for reduce payment on a loan i have contact the bank they say i cant stop it. i have spoke to cccs they said i have to speak to the bank . i am not getting anywhere its £4,693.47 on top of my £18000 loan help please:confused:
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hp car is a "ringer" & an import
My friend bought a car from a car dealer about 6 months ago useing a finance company -25k. Turns out that the car is a ringer & is also an import. Dealer & Finance Company dos`nt want to know. Trading Standers has been informed & will probaly go through the procedure however they indicate that should a case go to the…
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Unsecured consolidation loan..?
HELP please!!!! My boyfriends (credit card) debts are as follows: Abbey - £5550 - 26% APR Lloyds - £3900 - 25% APR Sky Card - £3600 - 26% APR Beneficial Finance - £2240 - 26% APR Barclaycard - £825 - 25% APR Plus an overdraft of £2500 (he can't remember the APR but it's probably astronomical) He has four defaults over the…
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Need advice please.
Here it is I'm going to be 18 on the 7th of June this year and I want to take out a loan on my birthday or as shortly after as possible. I want to take out a personal loan of £4000 over 4 years. I'm a full time student and will continue to be for at least a year starting the September after my birthday. My income is £120 a…
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CCJ Help.
Hi, I have been taken to small claims court and lost and have been ordered to pay £886. I have been told to pay £35 per month, first payment at the end of January. Is this a CCJ? Does it go on my file immediately and remain there for 6 years? Is it a case that the CCJ is only registered if i default on the payment plan? I…
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How can I check an early settlement figure?
Hi Can anyone tell me an easy way to check an early settlement figure? I have found this formula but its a bit complicated as I don't know my apr, http://www.fisa.co.uk/downloads/Early%20Settlement%202004%205.pdf Its a very complicated agreement, we thought it was a loan secured on a vehicle and thats what we were told…
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Rejected?! Why?! Urgent help needed!
Ok, so I'm 20 and have been in full-time employment for 10 months. I earn a salary of 12,500, which is 857.44 after deductions. My salary goes directly into my A&L bank account. A few months back I applied for a £3,000 loan with A&L over the course of 12 months, they accepted (14.9% APR) but i didn't sign the papers due to…
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Good Loan Rates
Im looking to borrow approximatly 1k - 2k over 2-3 years Anyone able to share a good rate with high likiehood of being accepted
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delete please
.please delete thread.
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Free GAP Insurance with Alliance & Leicester loan
Took out an A&L loan for a car purchase a couple of months ago - just had a look at the paperwork and they have provided me with free GAP insurance up to £5000 for the length of the loan - Bonus.:D Apparently, according to the paperwork, they provide this for free when you tell them the loan is for a car purchase. This is…
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Just a quick one... Is Asthma covered for Lloyd's PPI
I just don't remember being asked if i have any illness. The ppi was taken out in 2002 premium ppi to.
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"Applying for loans and getting rejected reduces your credit rating"
I was told this by a lovely Abbey employee, is it true?
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welcome finance re-quote
With Welcome Finance my last and only option i applied for a loan of 2600. I had the paperwork come and the PPI per month was 89 and repayment without the PPI was 112 (alltogether 201) which i can't afford. I rang them up saying i did'nt want the PPI and they said i had agreed to it when i made the application (which i…