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Student MoneySaving
Archives for January 2020
Discussion List
Household Residual Income - Student Loans
Hi I am seeing conflicting information on residual household income when applying for the Student Loans maintenance grant. MSE defines residual income as follows "This is your combined annual family income, before tax and national insurance have been deducted. But you can deduct any pension contributions made." Can you…
Taken to court
My husband is being taken to court by his two estranged sons who are at university. It is under Schedule 1 of the Children Act - they want him to pay them more money than he is currently paying them. Any idea how we can avoid expensive court costs? Has this happened to anyone else?
How soon to apply Maintenance Loan
What is the earliest date a student can apply for a Maintenance Loan?
Parental income question
I have been a single mum for 14 years and have one son (20) at uni and another (18) going in September. My eldest son gets the maximum maintenance loan because of my income. Last year I met a lovely man who has since moved in with me and now I believe we will be jointly responsible for topping up my 2 boys loans? He has 3…
How long can you get a loan for?
My daughter is in year 12 and wants to become a Vet which is a five year course. Yesterday she was told that you could only get a student loan for a maximum of four years - this was at a school presentation by someone (If I remember correctly) from Portsmouth University. Is that correct?
The 'How much should you save for your child to go to university?' calc
Hello there Forumites, This thread is specifically for discussing our new University Maintenance Loan Contribution Ready Reckoner tool (for England residents only): The 'How much should you save for your child to go to university?' calc This is the first incarnation of this tool, so please give us your feedback. Cheers,…
Declined Uni still charging accommodation fee
My son started Uni in September 2019. We put deposits on accommodation at both his first choice and insurance offer, as the first choice was conditional. My son was accepted on his first choice and UCAS declined the insurance offer. No where on the accommodation website did it explain what to do if the place was declined,…
Advice Needed: Intergrated Vs Stand Alone Masters
Hi, I'm currently doing a Mechanical Engineering Degree and was originally planning to an integrated masters with it. However after 3 years plus a year in industry, I am unsure I want a career in straight mechanical engineering and am considering whether to do a different masters in a few years instead. I get quite a high…
Should I take a student loan if I don't need it?
About to do a PGCE and will get a bursary that would cover the course fees, can live at home "rent free". Should I take the student loans anyway and bank them to use as house deposit? As a teacher it will be quite a few years before I become anywhere near a "high" earner? and as a female I am likely to have one or two…
Small student loan, plan 2.. should I just Repay it?
I have read through multiple forum pages and pages after pages of Martin Lewis recommendations I honestly just can’t get my head around it!🤯🥵 My student loan is £5000 approximately. I’m on plan 2. I qualified ed almost four years ago and I started my nursing degree in September 2012 I was incorrectly placed on plan 1 when…
Goleman's Emotional Intelligence DiSC Assessment
Hi, I'm new to studying (aged 36!), I've been asked to complete a DiSC assessment, but I have been unable to find a comprehensive assessment which is free. Is there any website suggestions? Thanks in advance.
How much money do you really need in London?
Hi, I want to start uni next year, I've been looking at London, since it's the city I know the best and would feel comfortable living in, I'm also interested in Birkbeck because of the evening study. Humanities degree. I would be trying to get full tuition fee and maintenance loan. As a student coming fron N.I and living…
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