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Balance transfer fee and other things!
Can somebody confirm for me whether or not a balance transfer fee is added to the balance of the card and treated in the same way (i.e. interest free for the same term as the transfer). Am hoping to use a Barclaycard platinum transfer to offset against my mortgage. Also I was looking at my monthly payments the other day…
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Barclaycard Small Print!
I just recived my barclaycard platinum, but on reading the small print saw that it is only 0% on balanace transfers up to 5k, anything over that is charged at 6.9% Anyone else noticed this?
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After Minimum payment, can I balance transfer it out again? ;-)
Hi - i'm stoozing with capital one; After paying their minimum payment, can I then simply login to their site and balance transfer it back out again?
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Stooze without using egg money
I have an MBNA credit card, the 0% balance on this runs out soon so i am looking to shift the money on it. I have a good credit history so i'm thinking of moving it to the capital one balance transfer card (0% until April and no BT fee). MBNA has a facility to transfer funds to a current a/c that normally charges a 3% fee,…
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HSBC - It's only a mini Stooze!!!
I've just got a new HSBC mastercard. Twelve month interest free on new purchases - GREAT!!!! Then I noticed that the credit limit is only £1500. So I can stooze all I want provided I don't average more than £28.84 a week. That wouldn't even cover my car fuel. So if I stooze £1500 over 12 months and invest at say 6% thats…
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Mint new offer
Anyone taken Mint up on this 13 month 0% offer ? Obviously it's profitable even with the advertised 2.5% fee, but I'd love to hear if anyone has had any success in negotiating it down ... they used to do a £49 cap not so long ago. Anyone ?
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natwest 0% card
I recently tried ny first stooze - I transferred about £1400 from a credit card to the Natwest card. the offer said it was 0% for balance transfers for 13 months and 0% for 3 months for purchases. I haven't spent any money on the card and I've had it for 3 months. I got a statement yesterday saying that the estimated…
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A&L Stoozing
I am now at the end of my A&L 0% overdraft so will be charged the 50p a day (up to £5) that they have just brought in, for me this is a nightmare because i only use my overdraft at the very end of the month, going into it by no more than a few quid for a few days - therefore i will pay a very heavy penalty. I'm prob going…
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Household Bills
In the simple version of stoozing it suggests making all purchases on the credit card for the month so that your salary is not touched. What about all your bills that are on dd's. Does everybody who is a successful stoozer on this forum pay these by cash out of the savings or by credit card or do you still use the current…
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Best plan for 10K stooze?
I just got a Virgin 0% for 15 months credit card. I'd planned to use 10k from it to pay off my mortage. This would incur a 3% fee, so £300. However, I'll only pay £260 on interest before clearing my mortage, so this plan is a non starter. Plan B is to put 10K in my B+B saving account at 6.4% gross, 5% net. After a year…
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Applying for Virgin Atlantic MBNA when you already have MBNA Platinum
Hello All I have an MBNA platimun account which no longer gets any attractive offers- and after reading this board I had heard that people had applied for a Virgin atlantic MBNA card and on successful opening had had their existing MBNA card credit limit transferred over. However I 've also read on stoozing.com that if you…
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Earning the Money for stoozing !
Hi all, Can someone please clarify if I need to make any alterations to my plan ? I plan to start stoozing, and have just opened a new Savings account with ICe serve (6.3%) however I have chosen to receive interest annually instead of monthly. When It comes to paying off my 0% card in Aug 08 does this mean I wont actually…
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Egg money cash back (b/transfers)
Hi i have just recieved my egg money statement and for the 2 balance transfers i did last month i have got £130 cash back this is the first time this has happened to me on balance transfers with egg money and i have done quite a few. What i would like to know is what are the chances of them taking it back next month.
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What do i do when i run out of cards?
Hi, Just getting sorted with Stoozing. What happens when i run out of cards i can apply for? Can you cancel old cards and re-apply with the 0% offers? I am only going to do 3/4 a year, but i have used 0% offers in the past. Thanks in advance for help!
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Complete newbee so have questions!!
First of all apologies if these questions have already been asked and answered on the forum but i haven't had chance to scroll through everything yet. I have just read the article about stoozing and thought it sounded very interesting. I have just given up work to look after our child so my husband's income is the only one…
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Credit Card Cheques & BT
Is it possible to buy something with a CC chq and then BT onto an interest free CC ? I know that there will be a fee for the BT but having looked at loan rates the BT fee will be a lot less expensive. Has anyone done this ?
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Direct Debits FROM a credit card?
I have a SkyCard, which I pay off in full each month. As a bonus, I get SkyPoints which I can use against my Sky bill. At the moment, I spend about £500 per month on it, just from shopping, petrol and odds and ends, paying it off in full. What I would like to do is to pay my household bills through it as well, e.g. Water,…
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long time debter, First time stoozer!
Hey Guys & Girls of the stooze pages, I'm now in the financial position to give stoozing ago and jumped straight on board with a Virgin card (0% for 15 mths and 2.98% fee). I only asked for a £2500 transfer thinking my credit file was not to well and have just been offered a limit of £5000. Question time, can I call them…
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Rookie Stoozer -supermarket cashback
Does cashback from the supermarket till, part of the weekly shop, begin to attract interest immediately or is it deemed to be a purchase and subject to the 0% for 15months (Halifax Purchase Card)?
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BT from An Amex - No Takers!
Damn them, damn them all. After previously successfully getting a 0% NatWest Card for 13mths for BTs, and previously getting declined for an Egg Money Card (so no Mule to stooze it into a current account), I was left with the options of not paying off my two other regular credit cards (Nectar Amex and Tesco Clubcard…
