-
Stoozer wannabee...advice please
Hi all Been reading up on stoozing and think im ready to take the plunge. just got a few questions first: 1. I've never had a credit card before,I don't usually go into my overdraft and am generally not a big spender...how would credit card companies look upon my money activity? 2. How long does it normally take for a…
-
Stoozing newbie - applying for Ulster Bank card to BT
I am new to stoozing and have a couple of questions. I now have my Egg Money card, and am applying for an Ulster Bank credit card to take advantage of the 0% BTs for 6 months. My questions are: 1) On the application form it asks whether I am interested in BTs, and there is space to provide the card name and number and the…
-
Declined for Egg money
Hi all, my first post in this forum, I'm a 19yo student wanting to get involved with the stoozing game. Unfortunately I've fallen at the first hurdle as my application for Egg Money was delined. I guess it is because I inputted my income as zero, as I haven't got a part-time job yet (but hopefully I will within the next…
-
Self Employed and Applying for Credit Card
Does anyone know what paperwork / info the credit card companies want sent in if you are self employed? For example do you have to prove to them your income? thanks H
-
Stoozing Newby
Hi all, I am just embarking on the journey that is Stoozing. I need to clarify a few points. Imagine the scenario (this is lifted from the article, but with my take and understanding) I have my Egg Money account I have a Barclaycard Platinum as suggested (0% for 14 months, 2.25% Fee) I borrow 3000, therefore the total is…
-
Capital One 0% BT with no fee card
Hi Guys, I have applied for the Capital One 0% BT card with no fee at the end of september and would fit in their criteria of excellent credit rating as I don't have any debts and loans except our mortgage and haven't had any CC missed and delayed payments except for once which was 5 years ago. Being a stoozer my CC debts…
-
Cap1>Egg>current account?
Just had a 0% BT offer from Capital One. 1.7% fee. I have an £8+k limit so I'd like to make use of this if poss. The 0% period lasts until Oct 2008 so that's a good few quid to be made if I stick it in in my ICICI account. I have no debt to transfer and my Egg Money card only has a £3k limit. Can I BT the whole £8k to Egg…
-
stoozing question
I have Egg Money card and I was approved for Virgin One (MNBA) which has £5000 limit with 14 months 0% on Balance transfer. Please let me know a) Whom & How to I request the Balance Transfer? b) Once the money is in my Egg Money card, how do I transfer to my current a/c (I have current a/c with HSBC & Lloyds TSB) Please…
-
Egg card BT?
I have an Egg card anniversary BT offer. They say you can do a BT from current account/overdraft or a money transfer to current account. If anybody has done this with an Egg card, would you be kind enough to explain what the differences are ?
-
Stoozing... Please can anyone help?
Hi there, I'm just about to start stoozing, but have a question before hand... I'm going to try the card trick method (balance transfer) into the Egg Money account. However, I already have a £1,000 debt with another credit card. Is it worth me adding this to the balance transfer into the Egg Money account, or just carry on…
-
Negotiating BT fee with MBNA?
Hello, I've been offered a 0% deal with MBNA but the 3% uncapped BT fee makes this seem a lot less appetising. Has anyone had any luck trying to negotiate it down a bit or getting it capped at say, a £100? Thanks :)
-
Offest account
I have an offset mortgage account, and want to stooze - this account has a Visa card attached to it, so am I right in thinking that I would not need to get the Egg Money account first, and that I can use the Visa card instead for the transfer?
-
How Do Cash Back Cards Work
Hi, Once you have the Cash back card how do you obtain the cash back, is it paid to the account, do you have to apply for the cash or do the company send a cheque? Just how does it work? Regards
-
MBNA Balance Transfer fee 5%
Anyone else receive a letter putting their handling fees for Balance Transfers up to 5% uncapped?
-
Getting money out of 0% credit cards
My credit card has 0% on on purchases (not cheques) for 12months - thats great! I have a £6, 300.00 credit limit I am buying a car (£6000.00) from a lease company but they do not accept credit card payments. Is there a way that I can get the money out of the credit card & use it to buy the car?
-
Credit card
How can I reduce my credit card debt when every month the interest is as much as my monthly payment and I pay more than the minium payment. I would like to pay off and close my credit cards but find this difficult
-
some advice nationwide C/Card
Hi Have been offered 3 months 0% on purchases 10 months 0% on balance transfers BT fee of 2.5 % (no maximum) Have asked them and if for example I transfer 2k onto the card to clear another card and then I spend £300 on the 0% card they say that in the first month I would need to pay the BT fee to ensure that I don't incur…
-
MBNA LOB transfer offers..?
My 12 month 0% Virgin Credit Card offer is just coming to an end and about to be paid off in full. I've got a great credit limit on it (£9k), which is more than any other CC provider has ever offered to me. I've heard tales of MBNA offering great retention deals - does anyone know whether they would be willing to offer me…
-
Newbie Stoozer - Should I up the pot or hold off for a while?!
Hi! I have just made my first stooze BT. Having got my Egg card, and approved for £2900 on the NatWest card, I have transferred £2755 into my ISA! :T I want to apply for another 0% card (Barclays) and build up my pot some more - however I don't know if I should wait a while before applying for it? I have just remortgaged -…
-
John Lewis Partnership card
I'm toying with the idea of applying again [got turned down for it some years ago] for the Partnership card from John Lewis which is presently offering 0% for 6 months via AppliForm in-branch. 2% b/t fee applies but capped at £50. Can anybody tell me off-hand [or give me the Stooze Calculator link] what would be the…