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Shall I quit stoozing?
Haven't posted for ages on here but thanks to the guidance and advice in my early days (:beer: Yorkshire Boy & others!) I have been stoozing quietly for last nine months or so. I managed only three cards (plus my egg money mule). One has finished and one ends next month. The final one ends in Jan. I got these cards on 0%…
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Positive balance on Egg Money card - No interest paid -
I recently contacted Egg because for the last 3 months, they have not paid interest on my positive balance. Admittedly it's only a small amount (£2), but that's not the point. here's the reply I got The reason your statements haven't accrued any interest is because the credit balance isn't large enough to accrue interest…
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overpayment paying by credit card?
i have a overpayment that i agreed to pay by DD of about £35 / month for 12 months. havent received the forms yet so its not started. Im not entirely happy about paying that much but they seemed to think it was reasonable. I had a brainwave the other night. Supposing I got a credit card with a 0% interest for 12 months. i…
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using Egg card as a mule - help
i have an egg card i've had a while now but haven't used for ages. i think it's just the standard (green?) card. i've used it in the past as a mule for other 0%BT cards but as it was a while ago wanted to make sure i can still use it like this. in the past i've given it a positive balance but BT to it from another card, to…
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Question about cashback and deposits
Hello all, I sometimes hire photography equipment and the company asks for a deposit to the full vlaue of the equipment, whihc they then refund once it is returned. I usually do this on a credit card, but would I be better off getting a cashback credit card specifically for this purpose? Would i get cashback even though…
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Making money on Egg SBT....
Can anyone tell me, is there a way to utilise the 1% cashback? I am routing a relatives M&S life of balance card through my Egg Money to his bank account, I wondered if I could do something to get 1%?
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BT fee discount with Marbles
I have just taken out a marbles card and wanted to BT right up to the credit limit. I telephoned them and they said I could do it there and then over the phone and they offered to give me a 50% discount on the BT fee...ie just charge me 1% instead of 2%....it was nearly £10K so it was well worth it....just in case others…
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Free £20 Fuel from Barclaycard!!!!
Hi, This is my fist time posting so I hope I have it right. I have just got a letter from barclaycard offering me a FREE £20 voucher if I sign upto their LeisureTime Discounts program. This is a free trial for 30 days and then costs £6.99 per month. The letter says I can cancel at any time by calling their 0800 number. I…
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Helpful MBNA
Had £13k on MBNA card (well away my highest limit) transferred to current account at the beginning of the year, which has been sitting in savings ever since; just had to pay it back, so I phoned around looking for good BT offers from my 5 or so existing cards, didn't get anything good, so paid £8.5k off and got a fee-free…
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Balance Transfer please advise
Can anyone advise? I am due to balance transfer a sky card but I am in dispute with them for £300 for an item I bought in the states, do I balance transfer all of the balance and hope to get the £300 back or do I balance transfer all bar the £300 and then spend months trying to stop them charging interest, help I'm just…
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Help with borrowing in advance and putting in a savings account
I have some debt already and will need a further 2,500 in 6 months time. It might be a little bit less. I have a M&S card with 3.9% life of balance. I have enough credit on there to borrow it now and put it in my icici account. Wondered if that was best or wait until just before the m&s deal runs out. I've got 2 months…
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FirstDirect 2 x £10 offer
On 10th November, some current account customers received the following offer: Questions Is Egg a member of the HSBC Group? Does anyone know whether the offer is still available? I am just intending to get the 2 x £10, then pay off the BT and purchase with the next statement. I realize FirstDirect is a controversial topic…
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Morgan Stanley Buy and Fly
Does anyone know how long you have to transfer the balance on the MS buy and fly. If it just within a period at the beginning or throughout the 9months. i.e. in 5 months time canI still make use of the 0% bt? Thanks
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EGG fee for anniversay BT acrues much higher interest...
In August 2006, EGG offered me an anniversary rate of 1.9% APR for balance transfers (BTs) with a fee of 2%. I transferred a balance using the offer, but have discovered today that in addition to the balance accumulating interest at 1.9% APR, the fee charged is subject to interest of 16.9% APR! This was not mentioned at…
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New ? Barclaycard 0% for 12 months, with fee.
My wife received a mailshot from Barclays/Barclaycard this morning, they are offering a 0% 12 month deal for amounts up to 5K for 2.5%.
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transferring money?
Hi, i notice when stoozing you move money from cc --> debit --> savings how is this done? with all my current cards i have never had the option via internet banking to make a payment to a current account (debit)! mark
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Any point in applying for a credit card if I have no income?
I have been stoozing for almost a year now and am finding it increasingly difficult, like everyone else, to find new cards which will give limits to cover my expiring 0% deals. I find that I am having to apply for 2 or 3 cards to cover just one previous balance. Up until now I have only been applying in my husband's name…
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Student overdraft stoozing - effect on credit limit
Hi, I'm a uni student living at home and so not running up ridiculous debts. Therefore, I have had the idea of taking out a student account with a big interest free overdraft e.g. Halifax at £2,750, transferring around £2,500 into a good savings account and running the current account close to its limit at around -£2500.…
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Unemployed
Which credit cards don't ask about income? - inparticular the Egg Money card account. Between jobs for a while so plenty of time to stooze! - or should I wait until I've been in a job for x amount of time? Please don't guess an answer but if you have supporting evidence, yes please!
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Norwich & Peterborough introduce BT fees
N&P are giving existing customers 30 days notice of the introduction of 3% BT fees. New applicants might want to check section 5 of their credit agreements (even more) thoroughly. Details on the stoozing site.