-
Egg - cannot be new customer within 12 months
Just found out today, that if you do cancel a card with Egg, you cannot reapply within 12 months of cancelling. This may be useful in deciding whether to actually cancel Egg Card after your final balance transfer, or hang onto it in case they try to offer old customers incentives to use it (NB: I'm keeping my Egg Money for…
-
SBTs Fee?
Hi New to SBT's. Does making an SBT attract a BT fee as well? (I am particular thinking about Egg Money) If not then I could open ABC card that has 0% rate on BT for X months. Then do a BT to the Egg Money card (paying a BT fee to ABC card, if there is one). Then do a SBT from Egg Money into my bank account (for free, no…
-
HSBC - what's my 0% end date?
Called HSBC today as my 6m stooze will be ending soon and I wanted to double check the date by which it has to be paid off (time to apply for the Post Office card I think). I opened the card on 22 February and put the BT through on 20 March. I was therefore expecting an end date of 20 September, ie 6 months from the date…
-
CC - Zero Percent Fee Free Renewals???
Okay - been out of the stoozing game for about 6/9 months - and it seems almost all the cards have dried up. Most are charging interest rates over zero percent (certainly for retention), and most have balance transfer fees of between 2 and 2.5% of the balance (with no cap!!!!). I have been in the process of re-mortgaging…
-
Have Marbles removed £50 BT fee?
I applied for a marbles card last week and signed and sent back all the relevent paperwork. I received another letter this morning informing me that they have changed their terms and conditions and that I should resubmit my agreement form. So far I've not been able to find any mention of the balance transfer fee being…
-
Sneaky one from HBOS!
I got my HBOS NSPCC card statement the other day with a special offer along with all the paper in the envelope, a cut price gift paid for with the CC. Sounds like a good offer but if I spend on my stooze card I lose my 0% status, and my special price gift has just cost me a fortune in interest,:eek: nice try HBOS but you…
-
0% purchases and balance transfers 9months
Hello all, I was sent a mailing today from Halifax, 0% interest for 9months on balance transfers, 0% on purchases for 9 months, 12.9% apr typical. apply www.halifaxcards.co.uk/promo I unfortunately could not take up this one as I am on extended Maternity leave and therefore have no annual income! :(
-
Newbie Question - Can You Balance Transfer Onto a Card With No Balance?
Hi everyone, This might be a silly question but we've recently switched to a Northern Rock mortgage which is fully flexible in the fact that you can overpay as much as you want but if you then need the money you've overpaid back at any point you can just take it back. This got me to thinking that I could cut down the…
-
5000 Free Nectar Points - American Express - Nectar Credit Card
Just received an email from the Mutal Net advertising the Sainsbury Visa Card via American Express. Terms and Conditions below Terms and Conditions *If approved for the Nectar Credit Card before 30th September 2006 you will receive 5,000 Nectar bonus points when the Card is used for the first time. **With BP, earn one…
-
Free £50 from BARCLAYCARD VISA
I have been a Barclaycard Credit Card Visa customer for 10 years. I had decided that they were not competitive anymore so I rang them and told them that I wished to close my account. They referred me to their customer loyalty team and we began a rather interesting discussion. I told them that they were not competitive…
-
Egg Card charge clawback (interest on BT Fee)
I saw an interest charge on my last statement (I am 3 months through a 9 month 0% deal) and made a query about it. Here's the response from Egg CS. I didn't realise that interest would be charged separately on the BT fee - any similar experiences?
-
0% Deals Nearly Done - Next Step ?
I have just completed my 1st 6 stoozing months and have made a nice little earner off 2 credit cards giving 0% deals for 9 months. :beer: I have an LTSB card with a 10K limit and an Abbey MBNA cards with a 12K limit. I also have an Egg card as a mule. I am now starting my 7th month and according to the stoozing guide i…
-
GE Money 3%?
On receiving my GE Money statement I queried the cashback rate, and was informed that 3% applies only to complete £'s on individual transactions. So , if you spend £99.99 ,you get 3% of £99 only, Dont tell you that when you sign up....... Pocoyo
-
GE Money Transformation Card Credit Limit
Hi, I'm going to have to BT to a new card soon, and the Transformation card looks like the best option for me at the moment. However, that's based on the assumption that I'll get a decent credit limit (so that the £50 max transfer fee represents a much-smaller-than-2.5% percentage of the amount I plan to BT). For those of…
