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Rbs Charging For Existing Customers?
Hi- Sorry if this already posted but couldn't see anything on quick search! Only small time stoozer here (Lloyds + Egg money) as i may need bigger mortgage in next couple of years:eek: . Received flier through this morning from RBS (had current account with them 10+ years) for card for 0% b.t and purchases for 9 months.…
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Egg BT fee
I use Egg as a mule to get BTs into my bank account. But now that Egg are charging 2% for a balance transfer (with no cap!) I wonder if BTs into my bank account even when my Egg card shows a positive balance will still attract the BT fee. If so is it worth keeping the Egg card?
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0% BT with 0% transfer fee
I know some are offering 0% BT with transfer fee 2% or capped fee. Is there any anyone offering 0% BT with 0% transfer fee available?
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Stoozing assessment required from Stoozing Veterans
Hello all, I have spent the most of today researching the topic of Stoozing. Its very clear that discipline is required, which I believe I have. I have been sifting through the forum and Martin's article as well but as always its down to interpretation. This is where you guys come in, I was wondering if you could review my…
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Please can someone help me?
I posted a query about Egg Anniversary offer yesterday - no-one replied!! 31 people have read it but no-one as yet has had a similar experience. Anyone out there?
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Balance Transfer a Loan?
Hi I'm new to this so if this question's been asked before please forgive me. Hubby's got a car loan with Northern Rock (£10,000 at 5.7% over 4 years). He's got a Capital One credit card with a credit limit of £8000 which he uses for work expenses and pays off in full each month. But it's not a good interest rate - 16%. So…
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Egg 0% anniversary offer
I am a new poster but have been stoozing for a year or so. Have made quite a bit of interest so far but it has recently gone pear shaped thanks to Egg's anniversary offer in January. I transferred a balance to it and on into my bank account - so far so good. A couple of months later still in the 5 month 0% period, I…
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BACS payment to Egg
I sent a payment from my account on Friday 19th May to pay off the balance on my egg card (£13K) before the anniversary ends on 31st May. Getting a little twitchy now as the money has still not hit my egg card. I though BACS normally took a max of 4 days although checking the Egg website it is quoting up to 7 days. Anybody…
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charity card problem
using site advice, got NSPCC platinum card, to do balance transfer to my egg money card. When I tried to do an online b.t, the message " we do not accept transfers from this financial institution" came up. So I checked the card conditions and found that you are not allowed to do transfers that would leave your other card…
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Getting around transfer fees
Hi All, I have been stoozing for about three+ years, and off set the money against my mortgage, and saved thousands. The only problem now is that most of the Credit cards have a transfer fee, which has almost made it not worth moving the money. I have managed to get free transfers from Lloydstsb and Abbey by applying in…
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starting a business on a CC
Hello everyone, I want to start a business on a credit card (tried and tested, i will make the money back)... What i need is some free credit to buy stock, signs, advertising and maybe a van (all in £2 - £3k perhaps) and i should be able to pay back all the money within 4 months of trading... I've never had a credit card…
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Brand New Stoozer
Hi everyone. This is my first post. Please be gentle :) After reading all the fabulous advice on this site, I'm actually, for the first time in years, saving money. I've just got the Sainsburys CC 0% purchses for 12 months I also see that Lloyds are doing an 8% savings ACC What if i put all my purchases on the CC, and put…
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Is there a card that will give a cash advance at 0%
Is there a card that will give a cash advance at 0%? Do you have to transfer a debt to get these rates, or is there a cc that will give you a cash advance for 6 months say at 0%. The plan:- I am sure someone must have thought of this, but why not invest it in Premium Bonds. Any advice? I must have a good credit rating as I…
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Change to MINT T&C's?
Am I correct to understand that Mint have removed the £49 cap on using their credit card cheques? I read this on the stoozing site. I have a leaflet from Mint with changes to my card T&C's from 1st of May 06, but i can't see this specific thing in there. However, if you look at the summary box on their website now, there…
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stillwaters
When I was a retailer (many years ago) I signed an agreement with the Visa card suppliers that I would not sell the holder of such a card goods for any more than the normal retail cash price! Has this changed since a major Air tours company has asked me for a TWO per cent surcharge when using a credit card as opposed to a…
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Complete Novice Stoozer – Advice Please?
Right then, I fancy a go at this Stoozing lark - a bit of free money should help make back at least some of the hideous overspending I’ve been doing this last year or two (a good £5000+ naughty me)… Just applied on-line for an Egg Money card and been accepted. Only gave me a £1,800 limit though, which was less than I…
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BT - Same provider?
Can you BT between cards form the same provider? I have a feeling i've read that you can't... I ask because i have just realised my new charitycard is RBoS, and i think my Mint SBT card that i want to BT from is too. Have i cocked this up?! Am i right? Could always use it for slow stooz, as it has 0% purchases too
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Stooz virgin - Quick question
Hi all, I have never stoozed and was considering the following: 1 - Getting Guide dogs HBOS card with 9 months 0% and no balance transfer fee 2 - Transferring max balance to (mule) Egg Money card (say £4k) 3 - Transferring that £4k from Egg Money card to ICICI savings account Is this how I am supposed to do it or are there…
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MS Money
I notice a few experienced stoozers manage their finances using both online banking and MS Money. Although I have the software, MS Money that is, I have never used it. Any advice regarding MS Money would be much appreciated.
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Cashback from Egg Money?
I have recently stoozed money from 2 credit cards which is now sitting nicely as a credit on my Egg Money account. I notice a few people have received a cashback from transferring this money either into their current accounts or direct into a higher interest account. I have an account with Cahoot and was wondering the best…