Stoozing: free cash from credit cards

Archives for March 2006

Watch out - Egg unclear about interest charge!
I "stoozed" a large amount of money from my Egg card last October during my anniversary month (thanks for the tip MSE), which was due on 1st March. My Feb statement said if payment was made in full on 6th March there would be no interest payable. I emailed customer services in Feb to double check and they confirmed this.…
HSBC & RBS credit cards SBT
Do HSBC & RBS cc does SBT?
Another Capital One BT question
Capital One have sent me a circular, offering a 0% interest rate on balance transfers, until 1st July 2007. As with others mentioned on this board, it has an uncapped 2% fee. I've read various discussions on here and on stoozing.com, that come to the conclusion that this offer is not particularly good, because of that fee.…
Tarting.
I have 9k on cards on various good deals. 4k at 4.9% LOB the rest on 0% for the next 6 months. I also have 7.5k on a loan at 6.9%, total debts 16.5k. I reckon tarting around makes really worthwhile savings if a bit messy but im just wondering how many cards i could get before being turned down-i have 5 at the mo but could…
The death knell for stoozing?
I have been stoozing for 3 years now but I've decided to throw in the towel. The simple reason is that its getting more and more complicated. In the early days there were lots of 9 months 0% BT offers. Now I'm finding that many charge fees and even the ones who don't are ambiguous in their T&C's about whether they do or…
End of 0% deals - again - TESCO this time
Just found the Jan article about TESCO trying to weed out rate tarts. Doesn't seem to have made much difference to the market yet. I'm starting a slow stooze with the Sansbury's 0% for 10 months card. No doubt when it comes to an end I will just have to pay it off. Will there still be 0% offers next December ? Sim
Excessive available credit?
Hi All Just thought I would share my experience, and ask for suggestions for next time. I had two credit cards HSBC £10,000 limit with £700 debt (every-day card) Virgin £15,000 limit with £15,000 debt (stooze card) My Virgin account came to it's end, but had two applications for a new card rejected outright. My credit file…
How Much Are You Making Stoozing?
Just been reading up on stoozing & Im interested to know how much roughly people are making doing this over say the 6 months - 1 year interest free periods. Thanks!
Newbie Question - Amazon - Egg
Hi I took out an Amazon card about a month ago, (actually the bill is due in soon). I have about £1000K on this card at the moment. I've just been looking at the Egg card offer. So if i take out an Egg card, i can ask Amazon to do a balance transfer of say £5000, this leaves my Amazon card with about £6000 in the red, and…
How to increase my stooz pot?
Sorry if this is explained elsewhere but I can't find the answer, so here goes: I started my (very modest - 3k!!) stooz in october with a 9 month 0% virgin SBT. Now I understand that in may I should start looking for another 0% deal that does BTs to transfer the balance to the new card from the virgin account. However, in…
Does anyone still offer high credit limits?
Evening all Moneysavers, This question goes out to all fellow stoozers but particularly you hardcore ones. I have been stoozing for 18m or so and have never had any problems with getting 0% cards. When I first started, myself and the wife were usually offered £10k - £12k limits with cards such as FD, Lloyds etc but dont…
Is this stoozing?
I have 2 professional studies loans, one taken out in september 1998, to be repaid over 9 years at 8.7% interest ( which was 1% over base at the time). There is £6,743.68 outstanding on this. I pay £152.35 per month. The second was taken out in september 2000 at 8.8% (which was 2.5% above base at that time)to be repaid…
Stoozing
Hi I've never stoozed b4, but am thinking of trying it. Do i take it that any of the cards listed on the page http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1122985312,39518 will allow me to directly transfer my balance to a bank ?? Which ones allow me to do this online ?? Thanks Andy
Help teach a novice to stooze!!
Hi all, I would love some help from all you lovely stoozers. I am a complete novice and don't have that many brain cells to rub together, but I would like to try stoozing. Basically I would like to know, in very simple temrs please, how to stooze. Can someone please come and teach me what ya all do and how I should go…
Nawest/RBS without the fee
Am I right in thinking that Natwest and RBS still allow you to do fee-free transfers if you make those transfers in month 4 of the 9 months period? Still not useless as a stooze card since (If I have read that correctly) you can make purchases for three months and these would roll through the rest of the promotion period…
Should I apply for a Nationwide card
In my stooze pot I have: £10,000 Egg £13,000 MBNA £10,000 Capital One and I have recently BT'd a M&S to capital. So M&S is £0, as is a Barclaycard. (Which I am cancelling) I use a tescos card for everyday spending and pay off in full each month. My credit rating is good and I have never missed a payment (dd's set up for…
End of first stooze (Virgin)
Like many on this forum I started my stoozing 9 months ago with the 0% card from Virgin that at the time allowed SBTs with no fee. This recently came to the end of the interest free period so I balanced transfered to another 0% offer on the M&S card. With the Virgin card balance at £0 (actually +£5 as they still took the…
Semi-stooze!!
Am feeling rather pleased and have just been offered a reduced rate of 0.9% for six months on my Abbey card. Have transferred an amount into my current account to pay off that ******** Argos card. "And I'm feeeeeling fine". Did contemplate transferring more into my account and then into my savings, but don't want to get…
Rejected - Should I apply for another card now?
Another 0% deal is about to run out again so time to get a new card. Applied for the Post Office card (Bank of Irelend) and they rejected me! My question is to the seasoned stoozers here, should I apply again for an alternative now? Heres my current situation: Stooze cards: Lloyds credit limit: £5000 Co-op credit limit:…
Using interest free money
Hi all, I was wondering if you could use credit cards, american express etc, to move money to an account get interest, then take it out, then put it back etc. This would have to be a monthly account, as american express has to be paid in full every month, any ideas welcome thanks Chris

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Stoozing: free cash from credit cards

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