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umbrella companies
We use sub-contractors from time to time. In the past we've always used people who had formed their own ltd companies. The sub-contractor we currently want to take on works through an umbrella company - can anyone tell me how this will be different for us? Presumably we get an invoice from them and pay them just as we…
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Leasing/renting a shop - advise required on starting up
Hi all, I need some advice and I am not sure where I need to start. I have spoken to the council in regards to leasing a shop. I have told them we are interested in 1 of 2 shops and they have sent me over some basic T&C - one of which is that I rent it 'as is. I have responded that I do not agree to certain T&C - that is…
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Company Name - Opinions Please?
I want to register a limited company name - Little Business Recruitment Ltd. What are people opinions of this name? I will be targeting small businesses and providing cost effective recruitment services.
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First Sole Trader Tax Return Pre-Trade Expenses confusion
Hi there, I am preparing to file my first Tax return following setting up as a sole trader in June 2013. I am thinking the Cash Basis system makes sense for me and I am compiling my income and expenditure by date in and out. As this is my first year in business I understand that I am allowed to claim a Pre-Trade portion of…
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Setting up a register of free tradesmen for the struggling elderly
I often work closely within the construction industry and have many contacts in the way of business owners and highly skilled tradesmen. For a while now I have been a little bothered about how aged vulnerable people, sometimes disabled are paying out money they can ill afford to have small jobs done around their homes.…
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PHS rolling contract
I have googled PHS contracts and come up with various responses, but just wondering if anyone can help with a 3 year rolling contract that has just rolled over for a third time!! Is there any way of getting out of this. I am being told I can cancel but will need to pay the remainder of the contract which doesn't expire…
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Personal Loans and closing of a partnership
My wife and I took out Personal Loans of the same amount to start a small business. This business has not lasted and we have ceased trading and sold the limited assets. My question is about the loans. Due to the business going bust, we have agreed a payment plan via a Debt Management Scheme. As a partnership, we…
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Choosing a bank for Ltd co
I've just set up my Ltd co and need to set up a bank account for it. I will be receiving both GBP and USD and would to hold each in the account as some of my expenses are in USD, but apart from that I'm not sure what else I should be looking out for. Also I'm aware that any business savings aren't protected under FSCS so…
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Who to talk to?
I would like to speak to somebody about starting a small engineering business. I won't go into business plan details but where is the best place to go for guidance and financial direction? (A small business loan would be required). Are any of the high street banks preferable/recommended or is there a more independent route…
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How to start a small business?
I've always wanted to work for myself and im taking the first step here. I want to gather some ideas on things i can do working from home. I was considering selling things i make but im not sure what to make. I'm a fantastic knitter but i still work 45 hours a week and it was taking up all of my time etc and i stopped…
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Baffled by VAT between businesses
Despite having been working through a VAT-registered limited company since 2007, I'm still clueless about VAT, so I have a question I hope someone may be able to help me clear up. My company (VAT registered as I say) is doing some copywriting work for another limited company that is not VAT registered. Do I need to charge…
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Cancelling Biffa waste contract for breach of contract.
Hi there. Firstly, these forums have consistently been a fountain of useful information and I dreaded the day I had to register to post but it was inevitable and I thank everyone who contributes regularly. Now, I wasn't surprised to find a few threads about Biffa here already, (I've read them all).But my situation is…
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Small business staff - sick pay
So my fiancee and myself has a small hotel and we employ two staff members. We've had a slight issue and are wondering what the future could hold as a result.. One of our staff members went out on a Saturday night with his girlfriend...The story as he told it: at 4am he wanted to pack it in and go to sleep, she wanted to…
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Unpaid invoice for work done
Hi, I've been trying to get in contact with citizen's advice but their lines are always busy! Will try going into the office this week, but was curious if anyone could offer any advice. I did some work for a client, who after not paying is now saying that the work was done for a LTD company and so the invoice should be…
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starting a new business
Dear All My partner works in groundworks/landscaping. I have it on good authority that he is talented at what he does so I have utter faith in him when he tells me he wants to go it alone. However we dont really now how to go about it! Do we just advertise - take bookings for a couple of months upfront and then leave…
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Right to cancel?
Hopefully an easy question, I'm just not "in the know" when it comes to stuff like this. Bought some stationary supplies from a company called ecoburotic who I've been used for a little while. The gentleman i was speaking to had a very strong french accent and he was aware i had trouble understanding him. When we confirmed…
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Brand Identity Stationary Question...
I am not sure I am posting the right thread here but I wondering if someone can tell me that the folder is called where you can send promotional material? I'll try and describe in the bet detail I can. Say, you are about to sign for a service and the company post you a folder containing all the relevant docs. It has their…
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Today: MPs debate Small Business Saturday, Thursday 4 November 1.30pm
Our goal is to post up information on work undertaken in the House of Commons that has a consumer focus which may not be highlighted elsewhere. We have posted this on the The Small Biz & Charities' MoneySaving Board because we thought that some of you might be interested in the topic. We encourage discussion and comments…
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Building work and businesses expenses
I run a small business from home and claim a small percentage of heating, lighting, phone, etc. as business expenses. I'm about to have some building work done removing some internal walls, renovations and repairs. It is primarily a house but to some extent this work is planned to take business needs into account such as…
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Craft Stalls and insurance
Hello, I hope that I am posting in the right place. I like to crochet and I want to have the odd stall at a craft fayre (about two a year - and just for fun) as there are only so many things that one can make for oneself! I have been told in a roundabout way that I will need insurance for it but I don't know the first…
