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Small biz MoneySaving

Archives for February 2005

does a minumum wage apply for self employment?
Can anyone tell me please? (pls see my post on benefits section for full details) Thanks so much xxx
Advertising And Competitors Pricing?
hi,fellow moneysavers. i have a few questions about small business advertising and competitors pricing. i have a few ideas about how and where to advertise for business but would just like your ideas or oppinions on where or how to advertise. i have thought of the usual yellow pages,thomson directory,local papers,shop…
sole trader expenses???
hi everyone, i am about too venture on my own in the next few months and have a few questions. i have purchased a few items/tools from a trade place and have reciepts,can i claim anything back from these when i get started even though i purchased them before i have started working for myself?(i dont think i will be vat…
EPSON Ink Cartridges
HI there, When cleaning out my office I came across a black and colour Epson ink cartridge, for which we have no use. It seems such a waste to throw them away, I was wondering if anyone out there would have need of them or could suggest what I could do with them. If anyone is interested, they are PRINTER: Epson Stylus…
Who's Best To Sell My Business?
Thinking of selling my business and have had two valuation (so far). One by SBS from Bolton, the other by Dowling Kerr, however the valuations are vastly different. The cynic in me thinks that the higher valuation has been inflated in the hope of enticing me! Was wondering if any of you have used either of these companies,…
Growing Your Own Business - FREE Exhibition & Conference Ticket worth £13.
Hello, Got this in an e-mail - may be of use to some of you? For free entry you need to print off the page at: http://www.businessesforsale.com/info/welcome/news/news024.aspx Growing Your Own Business - FREE Exhibition & Conference Ticket SPECIAL OFFER - FREE ENTRY (Normal price £13) BusinessesForSale.com and…
Help with getting a bank account with poor history
A few years ago i ran a small business that got in to trouble and i ended up with 6 ccjs and a iva, I have now finished paying off my Iva and am trying to start a new small business, Ive talked to a couple of high street banks but they wint let me open a business account, all my personal banking is with a building society…
SB-expenses-mobile phone
Hi everyone.I was wondering if anyone knew whether mobile phone bills that are being claimed as an allowable business expense have to be itemised to prove that all calls are made during business hours?Hope someone can help!Thanks.
Trader - tax issues
I am thinking about selling lots of things on ebay (as a trader) and was wondering about tax implications. I have a full-time job so if I went to the IR and asked about setting up as a trader in my spare time how much hassle would it be? is there loads of paper work? And would my full-time tax be a seperate issue to that…
Would we be committing an offence
a lady working in our local charity shop has kindly offered to make home made jams/ marmalade etc for us to retail, do we need any special health and hygiene certificates to cover this .
Alternative For Quicken
Can anyone advise on an alternative for Quicken, for a new start-up business, for online record keeping etc? Has anyone any experience with MyBusiness? Thanks for any help. Jay :)
Sole Trader or Ltd Company????
I am currently setting up a small business which I eventually hope to expand. At what point will it become advantageous to form a Ltd company if I expand as planned??? I'm thinking mainly of tax advantages. So far as I know, if I made profits of 30k I would net about £22500 after tax and NI. What would the difference be if…
Free Scouring Pads (Merged)
Fill in your details and click for your 3 free souring pads for different areas in the home http://cms.3m.com/cms/GB/en/2-192/kcekcFS/view.jhtml
Raising Money for a Sick Child
Hi :) One of my oldest friends son has been diagnosed with cancer. I would like to raise some money for them as they have a lot of expenses now ie petrol costs to hospital, buying food living away from home etc. I thought of stuff like a raffle, quiz night, boot sale and the like. Do I have to register somewhere as a…
Man and Van - Limited Company?
I am new to this board, and apologise if this question has been covered in the past, but a search on "limited company" found no results. My husband and a colleague are thinking of taking early retirement and going self employed as painters/decorators/odd-job-men. Now that they are giving it serious consideration, we are…
Online business how to take euro payments?
Hi all, I have searched through the forums to no avail. I own a small UK based online business which takes payment in euros as most businesses using our service are in the eurozone. However looking into the charges it seems ludricrous that there are no competitive business bank accounts out there. My bank HSBC charge 6€ to…
Free website builder for CH and NPO from BT
I thought I'd share this with you all as i'm involved with a volunteer group I want to set up a website for them and found this in the BT website! Hope it helps someone! :) www.communitykit.ik.com "The Community Website Builder allows registered UK charities, non-profit making organisations and volunteer led groups or…
fridge magnets
http://www.promotional-keyrings.com/form.htm
business expense and tax?
Hi I am in first year of setting up a business, we are paying to have a web site designs to sell childrens clothing, how much of this can we ofest against tax? I havent managed to get a straight answer from the tax office at all. I read somewhere that you could off set 40% in 1st year, a further % in second year etc but…
SB Business Credit Cards
Having used Company Barclaycard for 12 years without paying annual card fees, I have just received a statement with a £56 charge for 2 card fees. I know Barclays profits are struggling (only 4.9 billion this year) and I would truly like them to have my card fees but I would like to look for an alternative. Anybody have…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Small biz MoneySaving

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