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Archives for November 2014

how to tab..?
This might be a stupid question..but how do I tab over to get things lined up on different lines? Like how you'd normally tab over in a word doc. Thanks in advance lovelies Gem
Cannot contact admin!
I wonder if anyone can help. I am Mind the Gap. Haven't posted for a while - forgotten my password - clicked on 'forgotten your password?' then realised the email address I originally gave the forum is now defunct as it was getting a lot of spam from elsewhere and I closed it. So I have had to join again with a slightly…
St Andrew's Day again...
... And Martin's still in his shirt. Again. Any chance of a makeover for this Scottish Holiday please?
banned/temporarily banned.
is there a way to find out if someone one has been banned/stopped from posting temporarily.
MSE article "Consumer Rights" needs clarification/correction
http://www.moneysavingexpert.com/shopping/consumer-rights-refunds-exchange?_ga=1.19785018.346072179.1414575816#services If you buy a handset with a contract from CPW (or any other similar company), the service provider (mobile network) has nothing to do with the handset, and it's the CPW (supplier of the goods) who is…
MSE: Top current account savings interest
The following page on MSE site lists interest amounts on various bank accounts and I would be interested in knowing how the 'Max interest/yr' value has been arrived at as it doesn't match my calculations. http://www.moneysavingexpert.com/savings/savings-loophole#monthcatch Taking Santander 123 for example, 3% of £20K is…
Email navigation
Since downloading ios8 to my iPad I find I am unable to navigate through the weekly email like I could before. The links to other sites work but whereas I could double tap on a headline and go to it, that no longer works. Makes it hard to find what I am looking for
mse slow tonight?
having real problems seeing the forums right now,using safari browser on a macbook
moral question in this weeks email
I noticed that the section on potholes asks the question of whether it's moral to claim off the highways agency for damage to your car from a pothole. I also notice that the section on finding amazon bargains doesn't ask the moral question of buying from a company which evades nearly all uk tax. Why do amazon not get the…
Can anyone help? Direct Line £60 M&S Voucher
Stupid question alert..
Hello, I was just wondering why I can post here, but not in the section of rights at work where I need to post in? Any help would be grateful.
FCA Shutting Down All About Debt?
One the face of it, it looks like the FCA have taken exception to the administrator of All About Debt giving advice while asking for donations and not being approved by the FCA for doing so. They have instructed the administrator to close the forum. http://www.otsnews.co.uk/financial-watchdog-barking-up-the-wrong-tree/ I…
New Christmas Deals Predictor 2014 and Newly refurbished Deals section
Hi everyone! We've just (yesterday and today) launched our Christmas Deals Predictor 2014 and new Deals section. Let us know what bargains you get!
Scheduled Forum Downtime, from 11pm Thur 20 Nov 2014
Hi everyone, From 11pm on Thursday 20 November the Forum will be unavailable while some scheduled maintenance is carried out. It should be back up and running by 7am on Friday morning (21 November). The main MoneySavingExpert site will be available as usual for you to save even more money :)
Tickety Split.
Webuser gave it 4/5 in their latest issue ;) Webuser – Issue 357, 5-18 November 2014 Page - 15
Santander 123
Money Saving Expert Encourages Scammers
A member asked whether a website called Cha Electronics was safe. Somebody calling themself deannyye86 registered and reckoned basically that they were the best thing since sliced bread https://forums.moneysavingexpert.com/discussion/5107941 I provided a detailed reply as to why Cha Electronics are a bunch of out and out…
Is it time the thanks button was dispensed with? It encourages bullying from cliques.
Time and time again I see on this forum, 2 people arguing as they have differing views, and within 20 minutes, one of them gets some 12-13 usernames 'thanking' them, no matter what they are saying. And shortly after all the thanks appear, about half a dozen usernames or more (who thanked them,) also post to support them,…
MSE Latest Tip Forum
Any chance of a new forum section or thread to discuss the latest tips? I'd like ot be able to discuss some of the items but wouldn't want it to get lost in the forums.
Lovely touch MSE
Nice mark of respect & remembrance

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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