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Savings & investments
Archives for April 2020
Discussion List
Just graduated, managing my money?
Hello, over the past few weeks I've been reading different sections of the forum to try and understand the working world a bit more. I'm currently 23 years old and graduated university last year. Roughly two months ago I got a graduate level position and this is my first employment which wasn't a summer job so I have only…
best instant access savings account
Hi, I am new to savings and know very little about saving accounts. I have a relatively small amount to invest (a four figure amount) and would like instant access to my money. What would be the best account for me to save with please? Thanks.
Vanguard LifeStrategy confusion
I'm looking at the portfolio breakdown for the Vanguard LS100 and 19.4% is U.S equity Index Fund which consists of 3,395 stocks. Then it also lists Vanguard S&P 500 ETF with 13.3% of the portfolio but the S&P has the same stocks that the U.S equity Index fund has... So why do they bother to include the S&P when the U.S…
Halifax Share Dealing - fund investment disappeared?
Hi All, I’m dipping my feet in direct share dealing via the
Halifax Share Dealing platform. (Previously
I’ve had a stockbroker do everything, but I wanted more control.) So far I have invested in an ETF, ETC and an HSBC
fund. The ETF and ETC are both fine – I got
confirmation emails when the trade went through, and the…
Post Office Online Saver 29
Not that anyone who reads this board is using the above as a savings account ;) , but 17/4/20 interest is reducing from 0.25% to 0.01%.
Savings
Completely new to the site, so pleased excuse what is, perhaps, a naive question. We have just temporarily disinvested from some stocks & shares ISAs because they were dropping like stones. Where is best to save £30k on a short-term basis, but not tying it up for a full year? Thank you
Does Post Office Savings & NS&I Have Seperate FSCS?
Much as the title really. I have maximum holding of Premium Bonds and savings in Post Office Savings. Are they seperately covered by FSCS for £85,000, or lumped together? Thanks for any advice.
Hold or Carry on.
Further to my post over the weekend, I have decided to research the Share side of my question some more before investing and continue on with VLS60. This morning was doing a quick sanity check and see there are some further discussions about people carrying on and a lot of people just holding and not doing anything. If…
BOE 'persuades' Banks to delay dividend payments
The Bank of England has persuaded major banks to hold on to proposed dividend payments and maintain as cash reserves. I cannot recall this happening before, isn't the BOE supposed to be there as the 'lender of last resort'? If banks are going to need higher cash reserves, will this not also be the case with businesses? Are…
Investment Fallen
Hi all...In January 2019 I was left £250K from the sale of my mums house. I went to my manager at the HSBC and he recommended an investment in the Prudential. I was charged £5K in fees for setting up the investment. Earlier this year it had grown to £258K but last week it fell to £234K...is there anything I can do ? Or…
Virgin savings log in problems
Anyone having issues logging into their Virgin savings accounts? Gets as far as saying sending authentication text but no text arrives?? Can log into investments but not savings accounts!!
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