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Savings & investments
Archives for November 2019
Discussion List
What to do with money?
All, Looking for advice as to what we should be doing with our household income. Situation right now is thus:- My Salary - 70k Wife's Salary - 50k Bonuses - 30-50k per annum (paid annually, in May) Debts - 16.5k left on the mortgage of a 350k house. Cost per month currently 85/month, and as it's a flexx mortgage then we…
Chargeable Gains / Top Slicing Help
Hello I'm hoping some knowledgeable people here can help me! My husband's grandparents invested for him when he was a teen, this was passed over a couple of years ago but with no knowledge of how they work. I have spent hours trying to understand this and working out calculations but i don't fully understand. Info…
Stocks & Shares ISA dividends
My shares in my ISA sometimes pay dividends in cash; when I held shares in certificate form years ago, I used to get dividends paid in extra shares. I this posible with an online ISA with Hargreaves Landsdown?
Sanity check: Moving a lump sum to VLS then drip-feeding for the next 10-11 years most efficiently?
Hi all. I'm after a bit of a sanity check on my thinking please. My son is 7 years old. When he was born we made the decision to put all his child allowance into his own dedicated savings account as well as any other "one off" cash gifts from grandparents etc. This account is now sitting at around £15K and is currently…
Best budget to buy office chairs
Not sure where to place this thread so my apologies if in the wrong place. After a very long period of being intellectually unproductive, I am now (almost) back in a position where it is worthwhile setting up a little work space in my flat. leyeahsoho.com/pages/wholesale-office-chairs Part of this of course is having a…
Crystal ball time... Whether to keep 100k+ money in £ or change to Euros
Hi, I completed the sale of my property yesterday and so am presently sat on 100k+ I have moved to Ireland an am intending to buy here in two years when my partner's job is made permanent. She will know at the end of the school year if that is happening. In the meantime, I am trying to work out if it is better for me to…
Investing for Kids
I have a cash isa and savings for my 11 year old daughter but would like to add an investment. Whats the difference between investing in HSBC Global Strategy, VLS or a tracker fund? It would be a long term investment as she's 11 years old.
Investment for the next 3-5 years
Hi everyone, looking a bit of advice for an investment for the next 3-5 years. I currently can save ~£500 per month, which will hopefully go up a bit more next year. Situation is basically this - I recently remortgaged to a 5 year fixed rate and can no longer make any overpayments. I knew this when I remortgaged but this…
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