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Nationwide to axe 5% regular savings account on Friday
Haven't seen this posted elsewhere * Nationwide Building Society is to close applications for its 5% regular savings account. If you're a Nationwide current account holder and wish to open one, you must do so before 11.59pm on Friday 5 April.…
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What do you do with interest earned
Hi all, just curious really, but was sitting here today looking at the accounts that pay money every month, they don't amount up to much £2 with Halifax a couple quid with TSB etc and was thinking every month I just absorb the money into something else ( bill's spending etc) as it isn't much at all. I was curious as to…
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Buying ISA for grandchild
ISA deadline time but I haven't got time to wait through a lot of stuff so if anyone can point me right quickly would be glad. Thought I might give son money to buy ISA for grandson. But I read on the relevant mse pages that there is really no particular tax advantage in this, basically parents are taxed on most profits.…
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L&G Multi Index funds - not on iWeb?
Can these funds be bought through iWeb - I can’t seem to find them using fund codes?
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Any thoughts on India - Aberdeen New India
Would be interested in your thoughts on India. From what I read they are quite an insular, self-sustaining economy with 80% of GDP coming from domestic markets so not overly affected by the vaguaries of the rest of the worlds equity markets. Aberdeen New India Investment Trust Plc ANII looked ok with the following returns:…
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FCA IF ISA Warning (Eventually)
Regulars here will have no surprise to see this apart from the fact it's taken the FCA so long to issue such a bland warning. https://www.fca.org.uk/news/news-stories/investing-innovative-finance-isas Why is no action being taken against those doing the promotions such as these?…
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Late 20s - right investment priorities??
Hi everyone, I have been deliberating on where to invest some money before the end of the this tax year but I think I'm going in circles so would greatly appreciate a fresh perspective on my situation. Age 29; Homeowner (no mortgage) x2 small investment properties (£50k 4% mortgage remaining; yields 8-10%) Savings (~1%…
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Transfer out of GSIPP to fund manager
Thanks in advance for any help here … looking for guidance I am contemplating transferring my SIPP from its current pension manager (largely passive with low fees) to an alternative manager (active with marginally higher fees). Understand the pros v cons but was looking for some guidance on the relative merits /…
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When Accounts Mature?
Hi All, I have a Regular Saver with Nationwide at 5% which is about to mature, I have two other Regular savers with First Direct and HSBC (Both at 5%) and I am going to setup a fourth with M&S at 5%. In addition to this I have the Tesco account at 3% which is about to drop. Whilst I will be setting up a new Regular Saver…
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recycling
please move to pensions forum if more appropriate ive just taken 25% (around £20k) of my SIPP out tax free, can i now move this into my workplace pension (LGPS) as im hoping to retire in a year or so and will it be of any benefit to me to do this or should i invest it in an ISA ?
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fire and forget 'low risk' fund
hi I understand from other postings that while things like vanguard LS 100/80 and L&G multi 6/7 are good 'fire and forget' type funds for the hands off investor at the higher end of risk that their equivalent lower risk funds (e.g. VLS 20 / L&G multi 1) are not as well thought of Can anyone advise some potential low risk…
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Regular Savings Account - First of the Month?
Hi all, I'm about to open Flex Regular Online Saver with Nationwide. I'm just wondering is all I need to do to maximise the interest earned after the 12 months is to: - Pay in the max amount each month (£250) - Pay into the account on the first of each month - Don't withdraw any money from the account Is there anything…
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Income Portfolio L&G UK Index
L&G UK index is a low cost tracker with a yield of 3.5-4%. I have never seen it in any sample income portfolios. Have I just not seen enough income portfolios? Is there any reason why you wouldn't include it in an income portfolio?
