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Short term investment advice please...
I have just completed on the sale of a buy-to-let property and am wondering what the best thing to do with my capital in the short would be. It's been a very long time since I had any money to put into a savings account and it has come as quite a shock to discover just how low rates are. My plan is to reinvest in property…
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Too many apples in one basket?
What are the opinions on multiple accounts in Hargreaves Lansdown? I have a stocks and shares ISA, SIPP and Vantage account with HL. I manage a small junior ISA for my grandson with HL, and one of my sons has a small ISA with HL. My other son is thinking of opening a SIPP with HL too. Is this a case of "too many apples in…
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What to do with my ISA?
I have a cash ISA that is maturing shortly (30/11) I'm fairly certain I can transfer my ISA to a new provider (if they accept transfers in). It all depends on whether I can find a better deal. If I don't do anything they automatically put me into the 42 month deal and I have until mid December to change my mind and move to…
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Best Short Term Investment rates
I've just sold my house and want to deposit the proceeds, in excess of £200K in an account for 3-6 months, renting, while I look for a new home. Where would I get the best return while having full & immediate access to my money?
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Trust accounts best savings rate
Hi all, I was hoping to seek some advice a friends parent has a injury trust and they want to get a decent interest rate on the savings. What advice would you give, I think they are getting 1% at the moment from shawbrook. I said I would have a look for them but I realised how hard it is to find savings rates on these…
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BB Healthcare Trust
Purchased shares in these in the initial IPO in December 2016. They have done well, currently up around 40%. I purchased these through HL and have had quite a few messages recently. In October it was about a yearly voluntary redemption opportunity. The only benefit I could see from this would be a saving of dealing charges…
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What would you do if you had £400 a month to save?
Hope this is the right place to ask this question. If you had a mortgage of about 100k at 2.19%, cash savings of 7k with the ability to get 5% interest on another 4k if you save £500 a month, a stocks and shares ISA you don't understand with a couple of hundred in it and very little pension provision as a thirtysomething…
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Safe place for house sale proceeds
I am in the process of divorcing my wife and we are selling a property, the sale will complete before we have decided how to divide the proceeds. Where can I put £420k that is completely guaranteed and that we can both control until we have agreed on it's division? I don't really want to have to open various accounts in…
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Are Savings Apps Worth It?
Morning all, I'm looking to get one of the many savings apps they have these days. Are they worth it, do they actually work? I'm a bit sceptical of letting AI move my money around but I would like to save a little, I think I would be surprised. Which apps are you all using? :beer:
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More than one Post Office online Saver
Hi - does anyone know if you can open more than one Post Office online Saver (with different linked accounts by direct debit)? I’m needing more direct debit accounts to suppprt bank account requirements. Thanks!
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Last Minute.com
I have just found a share certificate for 35 shares in Lastminute.com dated March 2000. Are they worth anything and if so how do I value them? Are they worth selling or will the trading cost be more than their value? Guidance please. Thanks.
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Investment surrender and Tax
Good evening all, My dad was made redundant in the early '90's. He started an investment with a company for himself and my mum. My dad passed away in 1998 at 65. My mum went to see a financial adviser at her building society. It was decided that she would close the original investment and open a new one with me as a joint…
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Interactive Investor International plc
I have discovered an old share certificate for Interactive Investor International plc dated February 2000. I can find no trace of the company or what happened to them. NB This is not the similarly named Interactive Investor, the online trading and investment platform based in London. I would like some guidance please. What…
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Investment Broker apps
Can anyone recommend a simple and reasonable investment broker app?
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Limited Company Investment Bonds ?
I have a small Limited Company with £50,000 in profits to invest. The company has no outstanding debts and I would like to use this money to get the best return in the most tax efficient way. I have been looking into investment bonds. Would this be the best way to get a return from the profits.
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Workers rights?
My child works in Turtle Bay and has to pay 3% of sales back. Is this legal?
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Using a savings App
I’m not very good at saving, (I have none, which I hear is not unusual amongst my age group of 30 somethings!) I have just joined Plum, anyone have any experience with these type of apps? Thanks
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Old building society accounts
I have just found in the loft two building society account books, both of which have a few pounds in. One is an Abbey National Building Society Share Account, the other belongs the North-East Globe BS preference shares. I have submitted claims to recover the money. Both BS have been merged or taken over by other building…
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In Branch accounts?
Are there any in-branch accounts for easy access savings accounts? Or are they all online now? Is it possible to open one in a branch and just go in whenever I want to draw or pay in, rather than operate it online?
