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Gifting wife shares from a US based stock account
Hi, I need to transfer to my wife shares i have been granted from work. The shares currently sit in a Fidelity account in US. Can you please advise which UK broker i should use to transfer to my wife? Hargreaves? Thanks
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Long term investment
I'm currently 33, married and with a mortgage. We both get a decent pension (education) and have decent wages. I'm looking at potential long term investment for retirement, but I would like to only commit between £50 to £100 a month. I've been looking at an investment trust (Scottish Mortgage Investment) but I'm a little…
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Issue with investing in Bitcoin
Hi, Over the past few months I began investing in Bitcoin. I started using an online Bot to trade on my behalf. Scavengerbot.io Rightly or wrongly I thought this bot was reasonably safe to use However, it has completely liquidated my account costing me over a £1000. My issue is the following: 1. During sign up I don't…
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Investing across different platforms?
Hi there, Hoping some kind soul may be able to help with a question I have after having searched forums and Google! I'm a complete newbie when it comes to investing and it's just lately i've started looking into things. I opened a stocks & shares ISA through Hargreaves Lansdown with the intention of buying 8-10 stocks as…
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FSCS compensation
The MSE page on TransferWise says this about customer money being protected: "The simple answer is, yes. But it's not covered by the Financial Services Compensation Scheme (FSCS), instead Transferwise is authorised by the Financial Conduct Authority to issue electronic money. This means that all of your money is…
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Cheapest place to hold shares
Hello all, first post from me on this forum! I'm looking for some advice on the cheapest platform to hold my shareholding of non-ISA shares. I have the dividends automatically re-invested, so I understand that there is usually an additional charge for this element with some platforms out there. I am currently with HSBC…
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Jack Bogle warning on Indexing getting too big
https://citywireselector.com/news/vanguard-founder-rings-alarm-bell-over-index-domination/a1181243 Very interesting view point - although I wonder just how long this would take to come to fruition..
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Vanguard Index Fund (UK)
Hi everyone, longtime reader and dipper-inner here. I should have asked this here a long time ago, but at least I'm doing it now :) I don't earn a lot of money and I've been a terrible saver so far, but I listen to and read articles by a lot of American folks who keep saying the Vanguard Index Fund is the best place to put…
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Virgin Money have frozen my savings account
I have an ISA which I've been saving in to for the best part of 20 years. It's got a fair chunk of money in it (although not millions). I transfer it to a different bank every couple of years or so to benefit from a better interest rate. On this occassion I moved it to Virgin Money as it was listed as one of the top ISA's…
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NS&I - A genuine Invitation?
This morning I received an email from NS&I, which began : ''As an NS&I (National Savings and Investment) customer we would like to invite you to join our new online research community. Explain Research, an independent research agency, will host and manage the community for us.'' Has anyone else received such an email - is…
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Online Accounts - only a single Deposit allowed
Hi, Forgive if its a topic covered before, but have been looking around for some new Fixed rate savings and places like Tandem and OakNorth are offering attractive online accounts. However their terms are that only One payment can be made into the account. Whenever I open a new online account I always transfer a minimum…
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Halifax's 'Prize Draw' - Likelihood of winning?
How likely (or unlikely) is it that awards are given out? I can imagine the answer is "Very Unlikely" and quite similarly to Lloyd's "It's on us" where it's quite unlikely, but I'm curious as to whether anybody on MSE has ever been awarded it? My First Direct regular saver will mature in January, to which should value at…
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Marcus UK PIN
What telephone number do you receive the extra six-digit security PIN from when logging in to your Marcus UK savings account using your mobile phone? Thanks.
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Getting money out of Santander RS with no 123 current
I have switched my 123 current to Natwest. I now have a 5% RS sitting there on its own not due to mature until early next year. Although I can't make further contributions, I am leaving it so that I get the 5% on the balance on maturity. Previously these accounts have reverted to a standard savings account and I have been…
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Joint Savings Account - All Signatories Required
Hi, I recently got to the end of a divorce settlement with my now ex-wife. Part of it involved a sum of money that we had put aside for our son, who is 13. In order to satisfy ourselves that we weren't going to dip into the money, we agreed to find a way that it could be held in a savings account or trust where the two of…
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Quick HTB ISA question
We are now in the position to take out our second ISA for a house (We purchased a LISA around April 17) If we now take out a Help to buy ISA (I understand there will be no bonus allowed).......... but if we draw the money out in 6 months time does the money still have gained the interest? Thanks.
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Tandem 1 Year Savings
Has anyone used this account and had any issues or concerns putting a large amount away with them for one year
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Combine Brokerage Accounts?
I currently have two brokerage accounts. One a stocks and shares ISA and one a Junior stocks and shares ISA. Both of these only hold shares in an index tracker fund. I am nowhere near hitting limit for annual savings amount in ISAs so should I just transfer the holdings to one account to maximise the compound interest? It…
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shares outstanding payment from 2008
received a letter today stating that i have a total of £433 in outstanding dividend payments. Since we have not had shares with this co. for a long time i had no idea what this was. got on to the account and found a corresponding payment stated as unpresented from 2008. firstly, as the payment obviously got lost in the…
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Brexit Portfolio Adjustments?
Is anyone adjusting their portfolio to either (try to) take advantage of uncertainty over Brexit or simply to play it as safely as possible until any turbulence is more apparent? Presumably if you're in a world tracker you do nothing as the UK is "only" 6% but many funds like LifeStrategy and others are overweight on the…