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Hi Investment Return?
Hi, I currently have £120 000 to invest. I had some of this money tied up in property but due to my health, I cannot maintain these properties anymore. I met a guy once who invested money into the stock market, and other world markets and provided a guaranteed income from investments. Some of these guarantees were actually…
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Where do you draw the line?
Not being a bunny hugger, but as the news unfolds should a hard line of ethics come into ones investment strategies? Russia and Saudi Arabia allegedly field teams of incompetent death squads throughout the world. Should we vote with our portfolios and not prefer to be associated. Or as some thought with IG Farben nice…
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ETFs and currency exchange rates
Hi, I'm fairly sure I know the answer to this, but I want to double-check something. I am investing in ETFs because I like the diversification in tracker funds, but it has occurred to me to be worried about the lack of diversification if the tracker is exclusively UK, because of the risk of a weakening pound. Let's say I…
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Has any one got positive experience with "Raisin"
By going through "Raisin" to open a savings account, albeit their recommended organisation, will have some reward payment up to £80.00 Has any one used this medium to open a savings account and got a reward payment? Search in here typing fails to reveal a positive results for Raisin. Thank you for your time
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First Time buyer, Help to buy ISA + normal ISA?
Hoping to buy my own home soon, i have £17,000 already in sold shares, so was looking at opening a help to buy ISA to get the 25% bonus, but i noticed Nationwide do a split ISA where i can have a help to buy one and a normal ISA, would this be ok for me as i can only put a certain amount in the help to buy ISA? I haven't…
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Virgin Money merges today with Clydesdale and Yorkshire Banks
This is what they say:-
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Best Temporary Investment for Three Months for Excess Cash?
I am selling a portfolio of properties and the fairly large sum of money will sit in my bank account for about three months until I am able to invest the funds again. I was wondering if anybody knew the best place to invest these funds for a temporary period so that I can at least match if not beat inflation? Obviously…
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Most tax efficient investment income?
I'm scratching my head with tax tables and would very much appreciate some help. I want to work out the most tax efficient combination and best order in which to take income from various investments outside tax wrappers: SIPP, “unwrapped” share dealing account (SDA), and interest (P2P). SIPP £400,000 (dividends p.a.…
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Standard life aberdeen?
I have a few shares in these from years ago,since the merger the shares have plummeted in value by a third i think,yet the dividends remain good? Profits seem to still be good,dividends good what is the problem with the share price? I am actually toying with the idea of buying a few more for long term dividends,would that…
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Couple of quick noddy questions sorry to be a pain
First time investing outside of an ISA or a pension... so I've got my GIA and the difference is that I'll need to think about tax at some point. Presumably life isn't as easy as investing in accumulation units and hey presto what would have been dividends are magically transformed into capital growth for tax purposes!…
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Dividend reinvestment
Hi all, A little help needed for a rookie. Can anyone explain to me the advantages and disadvantages of mutual funds that offer dividend reinvestment, and also how these compare with regular growth mutual funds? Thanks in advance!
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Sky Shares
I have a small number of Sky shares; on Saturday (13th) I had a document delivered detailing the sale to Comcast and a form to fill in to accept their 'Mandatory offer'. Only problem is the form needed returning by the 11th!! What will happen now that the deadline has passed? What are my options? Comcast are seeking a…
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Best way to save/use £50000
Both myself and husband are in our 50's and are still working but my husband doesn't have a pension. We have paid off our mortgage but have £50000 to either use or save as a starting point for the future as a pension pot - any advise of how best to use or save the money would be appreciated thanks
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Allocation re-balancing strategies?
I have a reasonable amount split equally between Lindsell Train Global Equity and Fundsmith. Both good funds which I have no intention of selling. However, after the last couple of weeks it's occurred to me that with hindsight I may be too highly concentrated even though I've 20 years ahead of me - first time I've seen a…
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Where to start?
I hold POA for my mum who has dementia. After lots of paperwork and faffing about (her organisation had gone to pot “with the dementia and her records were not up to date), I find myself with c. £200k to invest on her behalf with a further £75k held back to pay for the next few years worth of carehome fees. I may need to…
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Eco/Green bonds
Hi all, I'm just after advice as I'm thinking of investing into the Tyram lakes. It's a green competitor to Centre Parc's. 8% return on your money over 3 years. This is with the Rothgen group. Has anyone else invested in this project? I'm really unsure as what to do. Any advice would be great. thanks Jase.
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SIPP portfolio feedback
Hello, I have started diy investing in the last 2 years. I have 3 pension accounts from previous jobs. I am trying to consolidate all of them one by one. I opened a new SIPP with cavendishonline. I am 35. So good 20-25 yrs for the money to grow. My portfolio i am modelling in trustnet looks like this, please suggest any…
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Cannot Login to Fidelity - Anyone else affected?
Is the fidelity.co.uk website down? Tried to login this morning, keep getting the spinning circle and then got the message"Sorry, we are experiencing technical issues. Please try again shortly, or to access your account now, call us on 0333 300 3350". Anyone else got the same? Thanks
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Marcus Rejection
So I followed the link to set up a Marcus from the MSE site. Rejected for reasons unknown but they now have quite a bit of personal data including bank details. Even if this isn't a scam how can I be sure they've deleted the data?
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Nationwide Flex Regular Online Saver
Looking for some information on this. I've seen on MoneySupermarket that you can open the account with £3000, which is what the 12 monthly payments of £250 would equal. When I go on the Nationwide website they say you can open it from £1 but don't say the maximum you can open it with. I was hoping I could open it with…
