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what to do with what's left of my inheritance
I have about £110,00 left after buying a property and renovating, and I need to generate some sort of income, to make it stretch, especialy as I'm chronically ill and not working. I have thought about buying a studio flat somewhere cheap to rent out, but put off by how it wouldn't be near where I live, (Brighton), to…
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US Share Brokerage Account - advice please
I was a UK employee of a global firm based in the US. For several years they would award shares to employees instead of a cash bonus. As a result I now have around $14,000 of shares in this company (it's actually now 5 different sets of shares due to mergers and sell-offs of the original company). These shares all sit in a…
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Leeds B Socy
Hi all Issue 4 opened 7/9/16. I remember there was a max pay in of £6k Paid in £250 on 17/8/18 and 17/9/18 Total is now £6648 incl interest/bonus. Does this mean I am not getting any interest on all of it as it exceeds £6k ? (I remember there was talk of withdrawing £600 ? cancelling SO for £250 and amending to £50…
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Strategy for selling?
I shall need to take quite a lot of cash (say 15 % of the value of my portfolio) by the end of the year; then another 20% some months into the new year. Should I simply sell what as required the day before I need the money, or follow some more considered strategy? (A high proportion of my investments have underlying assets…
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Pension payments before the autumn budget 2018
I realize this is the savings board, but this board tends to get more views and attention than the pensions board I have been reading there might be changes to pensions in the budget and if planning t make pension contributions this year, it maybe worth doing prior to the budget (ie the next 2wks) What do people think…
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Who are Hatch?
I am a new saver and investor and thought I would contact an IFA to advise about savings. I contacted vouched for website to look for an IFA but found that the vouched for site directs people to those IFAs who can only really advise people with savings of £20,000 or more. "As Vouchedfor do not allow for advisers to…
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Creating an income from savings
I have recently received £100k through inheritance and I was wanting to invest it to create an additional monthly income when my wife goes on maternity leave. Traditional savings accounts and cash isa’s dont have particularly inspiring rates and I was wondering what other options there are.
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Transferring Non ISA Into ISA
Hi Is it possible to transfer a non ISA equity fund into an ISA fund? If so how would i go about doing this. Thanks in advance.
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Nationwide flex, what next?
Hello, i was most greatful for guidance around a year ago from the helpful folk on here. I consequently opened my Nationwide flex direct account & a flex online reg saver where i drip fed £250 per month. All was good. Now 1 year on the intro 5% on the flex direct has gone to 1% and i am advised that this week my flex reg…
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I have 80K and I'm young , what to do ?
Hi guys I'm 20 years old and have been lucky enough to make just over 80k from my online business . Now all my life I've been wanting to earn money and now i am earning I'm looking for ways to keep or even grow my money . Im torn between a few decisions , such as getting a mortgage for a house or investing into stocks or…
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KayaFX
I saw an advert where Martin purports to recommend KayaFX as a good investment in Bit Coins. I was sceptical and put in £250. This grew to £392 and then didn't move. I decided to cash in and as soon as I did the value fell to £190'sh and is now at less than £2. I suspect that if I hadn't tried to get my money back it would…
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Cash ISA versus Premium Bonds
I have £2800 invested in Premium Bonds and I usually win around £75 a year in prizes. This seems to be a greater return than I get on my cash ISA. Has anyone moved their investment from a cash ISA to Premium Bonds and was it worth it?
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Aps /isa advice
Hi My father passed away earlier this year. He held a number of ISA's with providers, which I understand can pass to my Mum(as per his will) via APS. The ISA investment managers have been anything but helpful - actually downright confusing in resolving the situation . I have submitted not only Probate copies but also POA…
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Saving to repay HTB equity loan
Hi Newbie here looking for some advice. We have a large Help to Buy Equity Loan that will start incurring interest in just over four years. We are trying to save to pay this off, realistically we'll probably only have half the loan amount saved by then, depending on what house prices do. We're currently using a couple of…
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Automatic renewal of Santander Regular Saver
sorry, Mods, delete please. Just noticed its already been mentioned in another thread. Just received this email. Just got to make sure the 13th payment is not paid, otherwise, could end up with a few weeks with zero balance in the account. Renewing your Regular eSaver just got easier Many of our customers have told us…
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How to get exposure to Canada?
Hi all, On Fidelity, I can't seem to find any ETF's or funds that focus on Canada. I prefer index funds. All of the north american funds have say 90% US and 10% Canada. Does anyone know how to get around this as I am already overweight in USA? Thanks :)
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Easy access savings
Hi I currently have an easy access savings account with Shawbrook at a rate of 1.2%. However I see they now do a 1.4% rate but I haven’t been upgraded. Can I just ask them to upgrade my interest rate or do I have to apply as a new customer? Thanks
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Transfer of Child Trust Fund
My head is spinning with this, so please forgive me for any of my misunderstandings, with misunderstandings from both institutions to add to it. I had been led to believe that it was possible to transfer a Child Trust Fund (CTF) to a Junior ISA and it was just a case of filling in a form. I have since been caught between…
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Inheritance m.
Hi I’m sure this has been posted a million times. But my circumstances are completely different. So ( not yet but very soon ) I will be receiving some inheritance once the house sells. It’s been split between 2 people. I’ve worked out it will be minimum of 80k£ but could be upto 120k So my question is. What to do ? What’s…
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Move offshore funds back to UK
Hi all I worked abroad in Singapore for 3 years 2004-2007 then back to UK and saved money in a Generali Vision plan up until 2010 (which I've since found out is a v bad product with v high fees - avoid!). I paid income tax at the time I invested into the fund - either Singapore or UK. My question is what is the most tax…
