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Income Portfolio's
Having just read about income portfolio's on another recent thread (withdrawal strategies), I thought this subject merited a separate thread. At the moment I have a wealth preservation/cash fund and a 100% equity growth fund and am now looking at setting up an income fund before I go into drawdown sometime in the next…
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What to do with 1k ?
Hi I have 1k extra money. And I wanted to know is there anything I can put it in too get a greater gain or amount. Could be monthly or annually. Like investment, banks or assets holders.
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query finding share price
I am trying to find the paper in which the trading price for Arrow Global is printed as I cannot find it in the Times or F.T. Any ideas??
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Find shares in dead relatives name?
Last September, my father died. We sorted out all the finances and divided it up equally between me and my siblings. However, my uncle contacted me the other day and provided me with a letter from a company saying that dividends for ~£100ish pounds could be claimed, so there's some shares he owned that are worth a bit of…
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ISA help
Hi apologies if this has been covered elsewhere but I'm looking for some help I have a ISA that's due to mature in December and thinking about the FSCS protection I was thinking could I transfer that ISA to another 1 year fixed but don't put any more money in but open another ISA this year to put this years savings…
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Wealthify withdrawal warning
I started an ISA regular saver with Wealthify in October last year and kept up monthly payments until August this year when I put in a request to withdraw. I got email confirmation of the request on 24 August which stated "it can take up to 10 working days to get everything sorted - it might be quicker, but we can't…
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Brexit investment strategy
Has anyone modified their strategy due to Brexit? I read that Investment Trusts are trading at one of their largest discount rates for a decade - is this an opportunity? Anyone looking at different currency investments?
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Low cost share dealing
Can anyone give any recommendations about low cost online share dealing platforms. Execution only.
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S&P 500 fund / etf for iWeb transfer
Hello I’m transferring my Hargreaves Lansdown S&S ISA to iWeb in order to save on platform fees. It seems to all be ok except that iWeb can’t accept an iShares S&P 500 ETF. What are good alternatives (can be a fund rather than ETF) that work on the iWeb platform? Thanks!
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S&S ISA > LISA? Advice please
I opened a S&S ISA just over a year ago. It's not done that well so far, currently I'm +4.9% (although I realise it is way too soon to be judging performance). I'm now wondering whether I made a mistake in not opening a LISA instead. I've thought about transferring into a S&S LISA but I'm no sure the risk is worth it when…
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Castle Trust
Why doesn't Money Saving Expert feature products by an organisation called Castle Trust? They are currently offering fixed rate bonds at 2.15% for 12 months. According to their website Castle Trust is authorised and regulated by the Financial Conduct Authority and is a participant in the Financial Services Compensation…
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Is there any way I can access my money early from Secure Trust Notice Account?
Hi, I'm really hoping someone can advise me on this. Last year I received some inheritance money, and this caused my main source of income (Employment and Support Allowance) to be stopped due to the amount taking me over the savings threshold. At the same time, my outgoings increased by nearly £300 per month, as I lost my…
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Marcus Log-in Verification Code
Most times I'm sent a verification code however I've logged on twice to my Marcus savings account by just entering my email address and password. Has this happened to anyone else?
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Interest on savings
I was made redundant a couple of years ago and have been living off my wife’s income and my savings since then. Next year I will qualify for my state pension and a two other pensions giving me around £12000 pa. At the moment I have about £118000 savings in fixed rate bonds averaging around 2.5% interest gross. Presently,…
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Global economies affecting global index funds
Firstly - apologies for the rather basic question. My portfolio is heavily dominated by a simply global ETF - Vanguard FTSE All-World UCITS ETF. This fund is pretty much dominated by the US - 54.2% of its market allocation exposure to be exact. In the event that the US economy gradually starts to lose its global dominance,…
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Mortgage Free - £1k Per Month to Invest
As per title, now find ourselves mortgage free and £1k per month to invest going forward. Money in bank for emergencies so can afford to invest for a while if return proves worthwhile. Mid 50s in age so a few years work left before we call it a day and pension pot not doing too bad with extra payments already being made.…
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Phew and best savings options
Hi Please could I ask for your thoughts on best plans for saving future I,m 51 was made redundent in July after 20 years but have managed to get another job start 1st Nov I have £70k in last company pension (late starter) Milatary pension of £789 a year as of 1991 paid at 60 30k in a 1.3% instant access acct I just bought…
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Aviva Wealthify £50 bonus on GIA or S&S ISA
One for existing Aviva customers who have not tried Wealthify before. Wealthify are offering Aviva customers £50 (as two £25 payments at the start and after 12 months) if you invest a lump sum of £300 or £25 per month for 12 months in their S&S ISA or GIA accounts. To get the bonus you need to login to MyAviva before you…
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Withdrawal Strategies
I will be taking voluntary severance and retirement from my current job at the end of April next year, so am starting to think about the withdrawal strategy I need to put in place for our ISAs, which will in due course have to provide around 25% of our retirement income, the balance coming from a defined benefit plan and…
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save, invest, pension?
As of last year I have found myself in the enviable position of (finally) having a good job, with a decent pay & pension. I spent most of my 20s in university and/or low-paid jobs, so it's nice to have a bit more money coming in now. The problem is, I'm not sure what to do with it: save it? pay it into a pension? invest…
