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What to do with £10k?
I'm a 24 year old guy who graduated university 2 years ago. I'm living at home with family paying rent. I was paying £9k a year at uni so I'm in £45k of debt (actually risen a little due to interest). So I'm in about £47k of uni/student debt. The rate at which I'm paying it back is very slow but also it's growing in…
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Interactive Investor to buy Alliance Trust Savings
https://www.thisismoney.co.uk/money/diyinvesting/article-6302671/Interactive-Investor-unveils-40m-merger-deal-rival-Alliance-Trust-Savings.html
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Data Centre
I have recently seen an advert for investing in Data Centres, it offers a very attractive fixed rate for a 3 yr investment - has anyone any experience of these? Or are they as the saying goes "it is too good to be true, so it probably isn't"
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M & G Fund suspensions
M & G funds are being suspended in preparation for Brexit. I think this means they are moving billions to Luxenburg or somewhere. What's it about? Is this good for me as an investor? Is this good for the country? I've googled it but the answers seem to be behind pay walls aimed at 'professionals' I don't remeber this stuff…
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Matured Santander Monthly Saver is showing as 3%
First payment was the max £200 paid in on 21 October 2017, so I presume the account matured at the weekend. £63 interest was added today, but the account is still showing as a Monthly Saver on the app. It's also showing as paying 3%, so how long will this last if correct, please, and what Santander regular saver could…
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Unsure what to do with money
I've always thought I'm quite sensible with money i.e. we have a budget which I generally stick to and we save money every month. What I am not however is savvy when it comes to money, specifically how to manage savings (and no idea when it comes to investments). With our main savings we've now built up circa £50k. There's…
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What would you do with cash lump sum?
Hi. Signed up to the forums to ask this specific question. Recently sold a rental property that I used to live in and have a fair chunk of cash now sitting in the bank. I plan to open an offset mortgage account on the house I live in, and put all the cash in that (will cover about 90% of the six figure mortgage I have), as…
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Atom Bank....
Hi I am new to this forum, so forgive me if I make an error.... I read last year on MSE that Atom Bank were giving great rates on 1 Year Fixed Savings, so I took up one of their products, the Fixed Rate 1 Year... This is now about to mature but when I looked on MSE today I felt slightly alarmed that Atom bank is nowhere to…
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How many GS Marcus accounts can one person hold?
Have searched but can't find the answer;)
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DMP Free
Any advice / tips would be great
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old Game group share certificates
Can anyone please help ? My elderly father has some old share certificates in Game group plc about £3k's worth and we cant find out if they're worth anything or can we cash them in ? The registrar for Game group and Game digital have give us the runaround and no-one is giving us a straight answer. Any advice greatly…
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Who can claim £5,000 tax-free interest?
Hi, what are the criteria for being able to claim: The £5,000 0% tax "starting rate" on interest? The £1,000 "personal savings allowance"? Thank you.
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Taking some risk out of my portfolio
Hi, My portfolio consists of the following: 50% Vanguard Lifestrategy 60% Equity 12% Vanguard Global Value VVAL 12% Vanguard Global Small Cap 8% Vanguard Emerging Markets 8% Lindsell Train UK Equity 6% Blackrock Global Property 4% Templeton EM Smaller Co. In recent interviews, with some of the better investors, such as Ray…
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Bare trusts
We had our third grandchild last month and, as with the previous two, we'd like to set up some investments. At present, we've just opened an additional general account with Vanguard Investor for each, so far the only platform I've found that lets you open multiple investment accounts (any others out there?). However, as…
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What to do with 2k
I currently have £2000.00 hidden away in a draw doing nothing, and I would like to invest it somehow. Other than my mortgage which I am overpaying on, I have no debts. I'm prepared to lock it away for a couple of years or possibly longer, with the option to add to it if i wanted to and I am not to bothered about easy…
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Bitcoin.. seeking advice please
Hi I'm thinking of investing a small deposit into bitcoin to start with. I don't know a big lot about it but sounds too good to be true. Can anyone on here advise me on it please... thanks in advance, kevin
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Anyone use Fixed Rate Bonds?
Hi all I have all cash right now, I have realised investing is not for me, well not for now. I have been looking and realise my best cash savings option is to invest in some bonds as I am quite sure I won't be needing the money for anything. I'm wondering if anyone else invests in bonds? The best 1 year rate i can see is…
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Top Paying Easy Access Account?
According to Martin:- The Marcus* account – a new UK brand from Goldman Sachs – pays 1.5%, including a fixed 0.15% bonus for 12 months, the highest easy-access rate we've seen in over two and a half years. It can be opened with £1 and offers unlimited penalty-free withdrawals. It's not "the highest rate we've seen in over…
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Foreign & Colonial Investment Trust
The Foreign and Colonial Investment Trust (FRCL) seems to be a particular favourite for many investors in global equities, in fact it has the second highest amount of total assets in the global IT sector with only Scottish Mortgage ahead of them. FRCL whilst well diversified over a number of regions/sectors and holding…
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Your fav site for market/financial news?
As topic, what is your favourite site to keep abreast of the latest market/financial news?
