-
US election speculation - invest now or after 8th November?
Hi I have about £10k that I want to invest in something like the Vanguard Lifestrategy series i.e. global passive investing. I was wondering whether you experts can give me some insight on whether its wiser to invest before the US election or after? Obviously not asking for a crystal ball but just some thoughts on which…
-
The pound in my pocket
I can understand why the suits in the square mile don't want the euro but would it bad for the rest of us? I have seen the value of the £ in my pocket plummet against the € .... and not just since Brexit.
-
Do currency rates affect share value?
Just a question I'm trying to get my head around. I'm probably massively missing a point here somewhere but I'll ask anyway. Firstly, let's say that £1=$1=1 gram of gold (for the purposes of my Question) Huge simplification ahead: Say a UK company worth £100 has 100 shares, and I own 1 share. The £ goes down 10% when…
-
Are overseas savings accounts a bad idea?
I've been interested in opening a savings account that's just an easy sign-up, easy access savings account - not directly attached to a current account. I'm looking for this standalone type of account mostly to help me along with self control and not dipping in (saving can be tough on minimum wage!). I noticed this is what…
-
Is this a bad time to invest in a mixed fund?
With the stock market at an all time high and the pound at a 31 year low is this a bad time to invest in a fund that has its money split in the following markets? 23.3% UK fixed interest 22.5% US fixed interest 11.2% European fixed interest 8.1% UK equities 6.7% Property 5.5% Asia fixed interest 5.0% Cash 3.8% European…
-
Using savings to buy euros/dollars?
Has anybody thought about buying euros, there is talk of it falling further. Using today's rates, how far would it need to fall before one earned an amount worthwhile of the punt?
-
what the best ????
I currently have roughly £4,800 saved for my son(he is 5 at the moment) what's the best account to put it in for long term. ( till he's 18) I will be adding about £100 per month
-
Closing 123 account timing
I want to close a 123 a/c from 1st Nov. My account date is the 16th of the month. What date should I close it to maximise interest but avoid paying an unnecessary £5 account charge?
-
Peer to Peer lending/Property ISA
Firstly, sorry if this is in the wrong section! I was on a large property sales/lettings site (can I say the name?!) and noticed an 'invest' tab which leads to the following: Property ISA: allows savers to own a stake in property by investing in professionally managed homes. Properties are bought and professionally let out…
-
Tesco DD?
Sorry, silly q but I'm moving money about to gain interest, I'm logged In to Tesco bank (on tablet) and I can't see anywhere to set up direct debit Can anyone help please
-
Best platform to open my first Stocks+shares ISA
Hi, I plan to open my first ISA and lump my full allowance into an index tracker fund Now i guess the things im looking for are low fees, and a relatively easy to navigate site which platform would you recommend? Thanks, C
-
21 with 6k, what shall I do with it?
I am 21 and I have got £6000 saved up at the moment. I feel like I should be doing something with it though. A lot of people I know are going traveling and going on holidays which I haven't been doing which is why I have been able to save up quite quickly. If I am honest I don't see the point in going on holiday, it would…
-
Halifax Young Saver interest rate dropping
Just to let others know, I received a letter yesterday from Halifax regarding my sons Young Saver account. Current rate on anything up to £20,000 is 2.25% From 8th December it will be 2.00%
-
what to do with £12500
Me and my wife have £12500 between us sitting in a santander 123 account, interest rate soon to be dropping to 1.5%, we have a mortgage at 3.69% and about £2000 debt on a loan, similar sort of interest rate. My wife would like to do a 7.5k 10% cap rep on our mortgage when the 123 rate drops and maybe even clearing the loan…
-
Halifax ISA Share Account
Any good? Views welcome.
-
£40,000 to save: Please help
Hi, I have £40,000 to save. I may want to access it. Any ideas where the best place to save it or what type of account? Thanks Nick
-
Shares with Company in Administration
Hi, I have/had shares with a company that has now gone into administration, I bought the shares through a third party (Hargreaves Lansdown) the company is now being dealt with by the administrators, is there a way of claiming my money/some of my money back?
-
Reverse crowd funding ?
Does any one know of site that does this: n people pledge £x to entice/encourage party y to "do something". So each person in the set n (I'll call them funders for ease) pledges their share (£x/n). Once £x has been reached the funds are deducted from each funder and party y is then offered with the proposition of "23…
-
growing a savings pot
So having recently changed jobs to one much lower paid i am looking to save any money i don't spend. I know this sounds underhand but i am going to be putting into a separate account and not tell my wife so that when i get to my target she will be surprised as i have always not been great at saving money. I also want to…
-
Advice on my Investments
Hi, I'm looking for some feedback around my family's current investments and peoples' opinions on whether I'm missing anything, not suitably diversified, overly aggressive, etc. Our situation is as follows: 34 and 36 year olds, 1 young child with another on the way. £20k in Santander 123 £2.5k in P2P - 3% £5k Easy access…
