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Trying to trace old US shares
When we moved home 15 years ago I failed to notify a change of address to the registrars for some shares in US Industries Inc, a company incorporated in Delaware. When I came across the old share certificates I tried to trace the shares without success. The company and the CUSIP number no longer exist and letters to the…
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Lloyds rate dropping
http://www.moneysavingexpert.com/news/banking/2016/10/club-lloyds-to-slash-interest-rate-from-4-to-2?utm_content=buffer40dfa&utm_medium=social&utm_source=twitter.com&utm_campaign=buffer :-(
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Cost of re-investing regularly in the same funds
Here’s something that I’m struggling to find the answer to. Suppose I am investing in 3 ETF’s and 2 funds, 20% of the total each. Suppose also that every month I am adding some fixed amount to my savings, say £500, and I want to put this fixed amount into those 5 investments. Does that mean I have to pay the fund dealing…
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Low cost platform
Looking at cutting platform costs and dealing fees and found x-o.co.uk Jarvis Investment. Price list says no platform fee and I cannot see any catches. Does anyone here use them? Any good or not? Thank you.
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POA for my Ma - best place to hold her money?
Hello, I've become POA to my mother who has recently taken residence in a nursing home due to dementia. I've just sold her flat and placed the proceeds - around £90k - in our joint TSB current account. She has further investments with Aviva, Blackrock & Hendersons to the value of around £35k in the form of Unit Trusts. She…
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Saving interest rates throughout Europe?
Out of interest does anyone know what interest rates on savings let's say 1 year bonds are in other countries within Europe?Are they all similar to us? I am not interested in moving my money but just curious if they are lucky to get 1.5 %.I am not talking about current accounts or regular savings.
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Savings interest on larger balances?
All the MSE "top savings" accounts seem to be limited on a balance of £2,500 - £20,000. I have £200k (from an inheritance) which I expect to be investing in a house in the next few months. So property and shares are not sensible options. Is there anywhere I can put this sum to earn interest on the whole balance? My 1-2-3…
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no goals - wtd?
I want to invest in an ISA. I have mortgage which is almost fully offset with cash. how would you calculate which is riskier? A high risk investment with a small amount of money not from the offset i.e. emerging market fund? Or A medium risk investment funded with money from the offset i.e. a FTSE tracker? Or A low risk…
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Choosing ISA Stock & Shares Platform - Do They Do These Funds
I am currently with AJ Bell and am looking to change as my fund is about to get a whole lot larger - some ISA & some not. The problem is that I have compiled a varied list of funds of different types to make sure that the platform has a nice wide range of availability and I cannot find some of them on most of the platforms…
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Dashcoin or Dascoin?
I have received an invitation to invest in Dascoin via email. Dashcoin is a known cryptocurrency similar to Bitcoin, but I suspect Dascoin may be a scam. Anyone know?
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Advice for first purchase of shares
Hi guys! Potentially a silly question here, but I'm going to to go ahead and ask it anyway! I keep an eye on a particular companies share price almost daily, on Friday evening I noticed they were low and my gut instinct is to buy them now (8am tomorrow). I've never purchased shares before, so was wondering if I should buy…
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BT share price woes
I have a quantity of BT shares and since they peaked at about 496p in March this year, they have continued to head south. When they recently fell to 372p (a 25% fall on the 496p figure) I sold half my holding. With Friday’s closing share price of 367p, I’m thinking of selling the lot to halt further losses. Curious as to…
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Is a 20% fall in house prices a crash?
......if you compare peak to trough on the GBP: EUR exchange rate over 12 months they have actually fallen 22%. In November 2015 the EUR to Sterling rate was 1:43, last Friday is was 1:11 which is around a 22% fall. I am transferring my hard earned EURO as fast as I can!
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Tritax Big Box IPO
Anyone going for this? Applications close on Wednesday 12th The price is set st 132p If not why not Cheers fj
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Help to buy or Santander 123?
Hi, I have £8000 to save and want to know what would be best out of the following two options: A) Put it all into Santander 123 earning 1.5% AER on it all B) Split it between nationwide flex (5% AER on up to £2,500 fixed rate for 1 year) + nationwide help to buy ISA (2% AER on £1,200 in first month then additions of £200…
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Pension/Investments - Combining Pots and Fund choices.
Hi all, This is really to do with my pension, but the question is more about the investments inside so I'll try here. :) From time with an old employer I built up a pot of about £13k. The pot is now managed by Zurich, and is currently in http://factsheets.financialexpress.net/ZCPBF/EverythingEverywhereOMP_ICFV.pdf There…
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Best way to save for home
Hi - would really appreciate some advice. Some background: We currently own a house but rent it out due to moving for work/schools and we rent out the house we live in. We've had this arrangement for about 5 years and have tried to sell our house on A number of occasions over the last 3 years and is still currently on the…
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How To Protect Against Sterling Falls
Hello everyone, I have come into a large sum of money which I eventually want to invest is a diverse portfolio but I like the idea doing in in stages. The problem is that the money is in sterling cash deposit & this does not appear sensible. Is there an effective, easy and inexpensive way to protect my inheritance against…
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Paying off someone else's mortgage
Hi all, I have savings and am thinking of paying off my dad's mortgage; he's a single man and has worked so hard. I don't think he has a great amount left to pay, he's been in the house ten years now but has told me that he won't be able to afford to retire before he is 70 (he has no pension) and is currently just over 60…
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IFA advice...good, bad or indifferent
My first post here so please be gentle with me :) Really don't want this to be another I have £....... but this is inevitably going to involve asking for advice on top of your thoughts on the IFAs recommendations, I have tried to read through previous threads but am still not clear in my head how to proceed. If I could…
