-
Samson Capital Group and BAA shares????
Anybody else getting plagued by calls from this lot? They claim that the BAA takeover by Ferrovial was illegal and they're mounting some sort of action to compensate shareholders, offering to buy my shares/voting rights. Tony Fischer - you can email him at info@samsoncapitalgroup.com or phone him on 0017778861686 - is…
-
Lock the money away before its all gone
I would like your help with regard to a lump sum. My mum who is in her 60s will be shortly getting a lump sum of £45,000 from sale of house. She has been useless with money all her life and it just seems to disappear. What is the best way she can lock up this money so it can provide an income for her retirement and she…
-
Car park investment
My first post here, I'm intrigued to know if anybody has experience of buying car park spaces at airports. Cost GBP20000 and "guarantee" 8% for the first 2 years, following years projected income is greater than that. Safe? Scam? Would you do it? Thanks. If not why not?
-
how to split money between cash savings and investments?
Hi folks. I could use some advice. For the last several years I was saving to buy a property which I bought around 18 months ago and after that I was saving to build up some cash reserves which I think I now have. I have also been buying and selling stocks and shares from an ISA account for the last several years but this…
-
Virgin 5 Year 4.3% Maturing
My Virgin (Northern Rock) 5 year bond paying 4.3% as mentioned here: https://forums.moneysavingexpert.com/discussion/2994262 is unfortunately due to mature very soon. I'm rather surprised not to have heard anything from them prior to maturity, has anybody else? Or will we simply just receive a cheque in the post?
-
Buy to Let or Help to Buy??
Hi all, Looking for some general advice and I'm hoping you can help me out. In about three months time I'm looking at buying my first property with money I've saved. For a while now my plan has been to purchase a buy to let investment and start early. With the recent introduction of the help to buy ISA I'm now wondering if…
-
Fixed rate saving account in my name
Good morning, I hope that someone can advise me on the following. My father passed away a few years ago leaving 50% of his estate to my mum and the remaining 50% in a trust for his 3 children. My mother is now down sizing her property and on the sale of her house my share will be approx £75000. My two siblings and myself…
-
One family junior bond
Hi My 2 children have had a One family junior bond which is invested in their sovereign 3 bond. We have been paying £10 month since birth the eldest is now 15 and the fund is worth £2306. this performance seems bit poor to me but i have little information on this. Would this be better transferred to a junior ISA with the…
-
Gold ?
There are probably many users on here that have bought/invested in gold. I know nothing about the matter, all i know is that if i invest in buying gold bars i will have a much better chance in not being able to spend readily available cash and savings. Are there sites to compare the cheapest gold bullion and coins? For…
-
£11,000 to save,Is Santander 1-2-3 the best option
My take on Martin's article is that this would be best option.Any advice on the best way to save this amount of money to get maximum benefit. It can go somewhere and not be touched.
-
Online Platform to Invest in Stocks
Hello, I am planning on investing in stocks with a buy and hold long term strategy. I am resident in the UK and I will be paying my taxes there. I will be investing about 100kGBPs to begin with. Which one of the online platforms would you choose for investing in stocks/bonds with a long term strategy of buy and hold? Why?…
-
£5,000 - Where is best to save it with easy access?
I have been asked to open an account for someone because they have £5,000 which they want to keep in their own name. They do not think they will be able to add to this amount but they will definitely want to be able to withdraw some of the money as they need it. I did look at bank accounts because that is where the better…
-
Premiums/discounts on Investment Trusts
Hi everyone, I have a holding in Scottish Mortgage IT. I have been intending to buy more and thought that the recent dip in stock markets was a good opportunity. The share price has been about 255p today, about 10 % below its recent high of 283p. However, the premium has also widened to 3.30 (above its 12 month average of…
-
Advice for child's inheritance investment in trust
Hello. I hope this is an ok place to post this query? I tried to run a search to see if it had been asked before though failed, it doesn't appear to work from my phone. My 2 children have inherited 3k each, which needs to be held in some kind of trust / investment where I and one other should be a trustee though cannot…
-
Help to Buy ISA
Hello everyone, I have a couple of what are probably quite unusual questions regarding the Help to Buy (HTB) ISA. To make it easier I will just list them below. Some will be simple as they are more for clarification! Any help will be greatly appreciated!! If I have purchased a house: * Can I open a Help to Buy ISA? If I…
-
Halifax Kids' Regular Saver account whopping 6% misleading
Having opened a Halifax Kids' Regular Saver account under the whopping 6% advertised we found it very confusing that having put approximately £1200 in over the year the account only earned £25. The maximum deposit each month being £100. We asked in branch for this to be explained to us. The Manager showed us the deposits…
-
What is taxable interest?
Hi All From April this year we are all entitled to a £1000/£500 tax free allowance on savings interest. but what makes up the taxable part? Would switch incentives count? I get the £10/month HSBC save together incentive. Would this be taxable? If you had a halifax reward current account, would the £5/month income count? I…
-
Mortgage Overpayment
Hi Guys, I have a question you guys may be able to help with. I have just bought a property with my partner. We were luck enough to put down a far chunk of a deposit and that has helped with the payments. My questions is would it be better to regularly overpay on the mortgage or put the money into a regular savers and pay…
-
Looking for saving and investment advice
Dear All I would appreciate any guidance. I have been reading the forums but decided to ask directly. I am 45, do have a mortgage but can't pay that off without penalty until May. Note I have the funds for that set aside already. Both myself and my wife have used all ISA allocations and in addition we have invested the max…
-
House sale proceeds investment for income
We are having to sell our Mother's house to fund her nursing home costs. Whilst it has only recently gone on the market I am starting to think how best to invest her money for an income to pay, or help pay the fees. How do I go about trusting such a lot of money to one institution? Any ideas for starters please?
