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How are US share prices listed?
I realise this is probably a daft question but I'm interested in buying some shares in a US company whose share prices have been doing well over the past 5 years. I know that share prices listed in GBP are listed in pence so that 500 =£5, but are US share prices listed cents i.e. 500 = $5? I'm guessing this is the case as…
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What is the Highest Interest Rate / Cashback / Rewards You Can Get?
People keep asking what is the highest interest rate you can have using a combination of current accounts and regular savings accounts if you are really dedicated and happy to move your money around between current accounts to meet their funding requirements (and where necessary have a few direct debits or standing orders…
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How to sell shares?
I have some shares that current circumstances dictate I need to sell. They are from an ex employee share scheme, not held within an isa. I am looking for some advice as to how to sell them. They are a ftse 100 co and I have the paper share Certs issued by equiniti. I do have a stock & share is a with fidelity but their…
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Best place to put my house money
Hi All I have just sole my property and will be renting until I buy a new house, this could take a year or more. I am unsure of the best place to put the equity from my house sale to generate the most interest and keep it safe until I am ready to buy. Any suggestions on the best savings accounts? I have read money saving…
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aberdeen emerging markets - help to understand please
I been looking at this fund and I can not make sense of it's performance , if someone could kindly enlighten me please. Last 5 years show negative returns about 10% while last 10 years show 8fold positive return. What did happen about 5 years ago to so drastically change fund's performance ? I would understand if the whole…
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How to invest GBP 350k at age 43 (no debt)?
I am new to this forum. I am a non-resident British, so is not currently paying taxes in England. but paying taxes in South Korea where I am working at this moment. I have no debts. I already paid my mortgage off. I saved around GBP 370k by hard work over last 21 years. I am 43 years old with 2 small children and a…
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What to do with £150k or £700 per month?
We are thinking of down-sizing our property next year, but are undecided of how exactly to proceed with the this. If we port our current mortgage across and bank the equity we will have around £150k profit to squirrel away. Alternatively, we could use the profit to pay off the mortgage and free up the £700 (ish) per month…
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Savings advice, new territory!
Hello. I am in the fortunate position to have a significant sum of money in savings, having received some inheritance after the sale of my grandparents house ( my gran is still with us I'm please to say) however I don't know what the most sensible course of action is with it. It is in a Santander 123 account now, which…
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No idea what to do with my savings!
Hi guys, I'm hoping someone will be able to give me a bit of advice on the best way to maximise interest on my savings. I really am very clueless about all of this stuff, so please forgive me if I'm asking some stupid questions...! At the moment, I've got around £20,000 in savings, and it's all in a really basic Santander…
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Fixed Rate Bonds.
Is anyone buying Fixed rate Bonds at the moment? I want to have a few bob away that I can't get at for one year. The current rates are diabolical and scratching around to find the best of a bad lot. I don't want to take a chance on theses what I call hot house companies that offer too good to believe rates Gross and Net.…
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Grandparents to give newborn grandson £5k
Hi, I'm looking for advice on the best way to invest £5000 that my parents wish to give my newborn son. Option 1 He has a Bank of Scotland Young Saver account currently paying 2.25% interest quarterly. This has a balance of £300 and I have a standing order of £50 going to this monthly from my current account. I think…
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Question about the £1000 personal savings allowence 2016
From April next year most of us can earn up to £1000 in interest without paying tax. The bank won't deduct tax. I understand that tax may be taken using our PAYE code if we earn enough (over £42000). My question is this ... I have saved for years to help offset my mortgage interest (by putting my savings in accounts that…
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£ in and out of cash isa
Have the rules changed whereby if you make a withdrawal, you can still add the money back in the same tax year so that you still have the same allowance? Or have the rules not changed yet? ;*)
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Euro inheritance to UK Account
I'm in need of advice for an inheritance cheque I received from Ireland (republic) The amount is in Euro and I have put the cheque into a Euro account with my bank (barclays) here in the UK. I'm wondering what's the best thing for me to do to get the best out of the money. I have considered buying Dollars, opening ISA's,…
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Halifax 18 month isa interest error alert
Hi All Just received a letter from Halifax saying they underpaid the interest on my 18 month fixed ISA saver that I subscribed to in 2014. Stupid me , I didn't bother to check the interest amount paid (on maturity in Sept 2015) just trusting the banks systems. Now looking at the rollover amount statement , it seems they…
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Has anybody looked at SEIS investments
If you don't know what they are, follow this link: http://www.telegraph.co.uk/finance/businessclub/11490540/Nine-things-every-entrepreneur-needs-to-know-about-SEIS.html As I will be disposing of assets soon and will incur a significant CGT bill, I did think about these, but they just look fat too risky to me. I could see…
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Fund behaviour
Can someone please explain why a particular fund will Week 1 +0.30% +0.40% +0.20% +0.70% -4.89% Week 2 +0.45% +0.80% +0.70% +1.50% -3.50% and then 6 months later I've made a grand total of 1.7% There must be an actual predicable reason as to why it gains ~+3% a week and then in 1 day loses ~3%. It just seems that whatever…
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Money from house sale
I have just under £50,000 from house sale. I have yet to buy and am currently looking. Where is the best place to save my money so that I can access it quickly when I find a house to buy?
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Urgent Help: SCAM or NOT?
Hi, I was called at my old house a few days back and the caller been calling daily so my family member still living there passed on my new number. Therefore got the call from the international company straight away, it's about shares in a company that I purchased over 12 yrs ago. The company got taken over a few times or…
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Problem openng 2nd Bank of Scotland vantage account
Tried to open second Vantage BOS account. Firstly appeared to have to fill in exactly same, long application form although logged into online banking. Completed form and submitted application but only offered basic cash account not vantage currrent account. Has anyone else had this problem??? First account was applied for…
