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investment Portolio for Expat - Any thoughts?
I am an expat and have no plans to return to the UK. As such, I have recently read a great book by Andrew Hallam and have created an extremely simple ETF Portfolio. ISHARES VI PLC GLOBAL AAA-AA GOV BND UCITS: 20% VANGUARD FUNDS PLC FTSE ALL-WORLD UCITS ETF US: 80% So any of you have any thoughts? My financial situation is…
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Buy a London Flat or an EIS/other investment?
Hello All, I would really appreciate some input on this. I have spent alot of time on this but it still seems like I'm missing something. My situation 1. Own a house in Manchester and moved to north London for work purposes. Currently renting this out and renting a flat in NLondon. The Manchester house is tenanted until…
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I have £9000 to invest over 3 years
Hello. Can someone please give me some insight into how best I can invest £9000 for three years and get the best return? Many thanks and kind regards Nana
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Saving for child and tax benefits
Hi All, Looking for some advice about saving for a child. Partner and I just had our first child, and I'm looking to put away some money (c£100) every month for her. I also need to arrange for the child benefit to go into an account. We would like to save this benefit income aswell. My partner and I both currently have…
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Still learning..
Hi, Thanks to folks on here I've had my S&S isa for a little over a year now. Its a 5-10 year minimum hold ideally saving for when the kids get more expensive. Currently it's invested in VLS 60 and stands at 10K and I'm adding £300 a month. I reading and learning more every day and starting to think I will need to look at…
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AAL shares below £4
Anglo-American share prices not seen since pre year 2000. Surely all the big mining companies can't keep going down?
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How would you invest 150k?
I am looking for suggestions. How would you invest 150k? If it was your only savings.
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Is it worth starting S&S with small deposits?
I’m 24 and have always tried my best to save money, and years ago was advised to open an ISA account to keep the savings. Only recently I have been taking advantage of opening regular savings accounts getting 6% interest, and benefitting from switching bonuses. I’m now interested in getting involved with stocks and shares,…
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Advice required on saving £100 per month for 5 years minimum
Hello I am a complete novice to the financial world and would like advice on saving £100 a month for a minimum of 5 years with the flexibility to withdraw after 5 years if I want. As stated, I am a novice and would be grateful of some simple advice Thanks
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investing euro cheque
I have a fairly large bankers euro cheque as the exchange rate is poor, euros to £'s, at the moment and I may next year choose to purchase again in Europe can I have some advice of deposit/saving accounts/investments in euros. Thank you
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What to do with 50K?
I have just retired and for the first time in my life have a substantial sum of money. I am fairly sure I can live on my pension as I am used to having to be careful and have used the predicted pesnion as my base budget for a couple of years. This also means that I have no expectation of having to make any major capital…
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how many funds do I need
Hi Guys,, I have I was looking for some advice and opinions,, I have invested in the past using a financial advisor,,, whilst with the F.A he choose 3 different funds,, to try and cut down costs I was going to try self investing using the same AXA platform, the 3 funds that I used in the past were for income but now I want…
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60% gain in a day or error?
Is youinvest.co.uk having issues? Logged into my SIPP, and I found this Stewart Investors Indian Subcontinent Fund Class B (Accumulation) GBP 62.25+ It was -9 yesterday, is this an error or has that fund had an epic increase? It has been showing a 2000 gain now for about 3 hours. Surely this can't be right?
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paypal
Hope someone can help. I have been buying xmas presents using Paypal that is connected to my bank, i have just looked on my pay pal and there is no sign of a balance outstanding or money going out from there also looked on my bank and there is no sign of it on there either, all this is over the past couple of weeks. Any…
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Do you count Investments as expenditure in a yearly budget?
Any help with this?
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FSCS Deposit Protection Exclusion
I received a letter from my bank advising the change in the FSCS protection limit. This was a lengthy three page letter and the section that caught my eye was titled "Exclusions from protection". Exclusion (1) reads: "The holder and any beneficial owner of the deposit have never been identified in accordance with money…
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Newcastle Big Home Saver - payment for not informing of change in interest rate
Hi Have just gone through my Big home saver accounts. I was expecting a payement that they informed me would be made as they had not told me about interest rate decreases on one of my Big home saver accounts. Discovered that this was paid into the wrong BHS account and also tax deducted on it. Anyoneelse had this happen??…
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short term savings
Hi All, I'm looking for some advice... I have just remortgaged my house and released some equity (£40k) to undertake some home improvements / renovations. This money is currently sitting in my current account. It is likely that the large majority of this money will not be spent until spring / summer next year and I am…
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5% from solar energy: would you invest?
I have just been looking at this, see http://www.ecoe.org.uk/ In short, it is an offering to buy shares in a solar energy cooperative. They promise to pay interest at an average rate of 5 per cent p.a.; your original investment will eventually be returned to you; the revenue stream arises from the sale of solar electricity…
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Question re: holding international shares
I hope someone can point me in the right direction. I have some canadian shares and also some uk banking shares held in an isa account with charles stanley brokers (this was before we had platforms). I'm getting charged £150 + vat, and an overseas custody charge of £30. Would it be cheaper to move to a platform? I have…
