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Etfs pcrd
Howdy, anyone have experience trading with the PCRD EFT? Just wondered if there were potential issues when buying/selling i.e. not being able to fulfill a request instantly.
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working hard to increase my savings?
Hi, Just after a bit of advice. I am thinking of putting most of my savings into my fundsmith/m and g managed growth fund (split between the funds) over a 6 month period (I believe I could put £250 into each account per month for this 6 month period) then drip feeding £75 into each account thereafter... . I am keeping the…
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Need dividend paying investments
I have about £10K sitting in the Virgin index tracker fund (PEP), which I haven't added to for years now. Could really do with putting that money into something that would generate a bit of income. Thinking about dividend paying investment trusts - primarily City of London and Merchants Trust. My questions are: 1. Is it…
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Shares - quick and simple request.
Apologies if this goes over old ground for a lot of you! I'm wondering if I can buy a few shares and just have a play with it for a year say to get an idea of how it works and get some experience in it, to see if it's viable to get involved with as the years go on. I'm looking for a platform to buy a few shares, I've seen…
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IFA Charges 2% For Investing in Structured ISA - How Does This Compare?
Hi all, I have used an IFA for a number of years and have never been charged for advice. I understand the IFA has been paid a commission from the financial providers. Recently a structured ISA product matured. My IFA suggested a new one in which to reinvest the funds. His recommendation was accompanied by an invoice for 2%…
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Citadel Trustees
http://www.dailymail.co.uk/money/experts/article-2943874/TONY-HETHERINGTON-158-000-carbon-credits-went-smoke.html "What, then, about Citadel Trustees? Just to be clear, Citadel was never involved in marketing or false claims. Its job was to hold credits safely. But this meant Diffraction could use Citadel’s authorisation…
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ISA 2015 allowance
Sorry if this is a common question but I couldn't find an answer. Last summer I started an ISA account with HSBC and I put 15k in it straightaway to get the maximum interests. Now after a few months I have 15k + some interests and the new financial year is starting with a new ISA allowance. I now want to fill the new 2015…
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TSB procedure for receiving interest tax free?
I am eligible to receive savings interest tax free from next month, and have completed HMRC form R85. Does anyone know what TSB's procedure (or address) is for arranging this? I don't see an option when I login to my account on their website, and I wanted to avoid the pain of a call centre experience!
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Junior ISA Cash or Investment?
I'm looking to put some money away for my children in ISAs (neither has one at the moment). Do I go for a cash ISA or an investment one? Cash ISAs seem simpler with some offering 3.5% which isn't bad considering, but I believe investment ISA's can offer more if the money is left longer in the account (5 years +) and the…
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My savings journey - take 2
I used to post here quite regularly and had a lovely thread going, and then I just completely dropped off the habit of posting... I have no idea why! Looking back, it really helped me keep motivated and positive about looking after my pennies, and I am now in need of some above-mentioned motivation! So, I got married in…
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What to do when S&S ISA Fund investment is performing very well
Hi all, I have had a S&S ISA open with Fidelity open for a while now and I have put £2500 into a few funds. One of the funds, the HSBC American Index, is performing very well at the minute, up around 25%. £750 -> £942 = £192 profit. I know it's not much money in the grand scheme of things but 25% seems like it won't last.…
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portfolio builder/analysis
can someone recommend a site that lets me select a number of funds and then view the portfolio analysis/composition i.e....lets say i pick 6 various trackers, i want the system to aggregate the holdings for me and show me a portfolio analysis similar as what you can do on fidelity for actual holdings. thanks in advance. Dan
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Where should I put £10k to generate interest?
Hi all, My brother has £10k that he'd like to put into an account that generates some interest every month, any advise? I doubt he'd be drawing in any money into the account, very rarely. Cheers!
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Novice wanting inheritance savings advice
First time here so go easy on me, I will try and be concise; Myself and my Aunt recently inherited a property from an elderly relative. It has now been sold and after splitting a small percentage of the money we are left with 120k. We have an ongoing family obligation/agreement to step in and financially support another…
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80k to invest
£80k to invest I have 40 in premium bonds and will increase that to 50 when it comes in I can probably only invest for 12 months as we may buy a new house and a car. whats the best rate possible and best way to save i would ideally like monthly return Thanks
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Inheritance Additional ISA Subscription
With the Autumn anouncement that the first to die of married couples or civil partners living together can pass on their complete ISA holdings to the survivor to hold as ISA's, have any thoughts gone into the costs involved. The initial arrangements were that this could be done, but would require encashment and…
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£30.000 Where to invest just for few months?
Hi Everyone I'm new here and my first question is... I have £30.000 sitting on a flexsaver account and I'd like to get some good money from it. The catch is ... I need to have access to the money in max 5 month. Any idea where I can invest? Shall I split the value? Please help. Saver Sammy
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I can't save :( Any tips to get started?
I can't save money! I'm a spender. Always have been. I'd rather get a good 0%/low APR finance deal and have something now than save for it. I don't have any real debts (even more mortgage will be paid off next year) but I really want to get some savings! I even spend my Nectar points/air miles/hotel nights as soon as I get…
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Another Novice Invester
Having been watching these forums and trying to do a bit of research on platforms, etc, I got to the point of investing some money in a S+S ISA. I planned to put £2000 in a VSL60 or 80, or a 20 AND an 80, just to see if it could do better than my Cash ISA. I didn't want to commit to adding '£X' per month but would maybe…
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shares dealing account
I currently have an ISA with fidelity however I want to start investing in shares. Who offers the best prices? Fidelity has a monthly charge of £5.10 for some reason
