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Just closed a Halifax account - online
I had a couple of Online Saver accounts where the bonus had expired a few weeks back. Only a couple of quid left in them. Just noticed the option to close the accounts online has returned. Seemed to work quickly and easily. So tidied things up a little without needing a branch visit.
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Is getting £3000 sent from a friend abroad taxable?
Hello to all the experts professional and amateur :) Long story short; I've given £2000 to a friend in Japan and intend to have £3000 back in two or three months. This is for his business so an investment of sorts. Not a percentage of assets or company value. Just a straight up cash injection. Question is how much I'll be…
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Long term Childrens investments
Hi, I'm looking to start a long term investment for my son (min 20 years) We have 3k to deposit and plan to invest £80-100 per month. I just don't know where to start looking. Any advice would be welcome. Thanks Lee
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Help in diversifying a long term passive portfolio
Hi All, Looking for a bit of help. Having sorted all my finances out some 18 months ago I began investing, only modest sums to start with but am looking at increasing my contributions now. I hold an emergency fund I have a mortgage but want to chance that over 25 years my investments will beat my mortgage rates so do not…
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Highest paying and depositing Current account
Im looking to invest about 43k for around 2 years, anyone know who offers the best rate? I have used my ISA allocation for this year. Is it better to find a high paying Current account rather than opening a New ISA in April 2014? Thanks Rebecca
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For every £1 spent...
Hi, I'm perhaps a little off-topic here, but hopefully one of you could help... I'm studying for a masters in public health and i've got an assignment to do about healthy workplaces. Part of it is to do a hypothetical 'pitch' to a workplace (i.e. board of directors) about becoming a healthy workplace. One angle i'm trying…
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taking control of a S&S ISA
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20k investment question.
Apologies for bypassing the many existing and no doubt excellent threads on this forum; I have a very simple question. I have 20k in a Coventry Building Society fixed rate bond which has been paying a rate of 2.67 per cent over the past two years, and which matures at the end of December 2013. I normally take the option of…
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What to invest in with £1000??
Hi, I have always been interested in investing in something e.g shares, isa etc etc. Just want a bit of advice on what would be the best way to invest £1000 with no investment knowledge what so ever haha. Any advice would be greatly appreciated. Regards Mason
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Quick Access for £300K
Morning all, I have been given a settlement of £300K and my intention is to buy a home in the next 12 months. I have spoken to an advisor who said that they couldn't really help as I want to spend it quickly and suggested putting it all in one quick access account as "the risk of anything happening now is quite low".…
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MSE News: Would you lock savings away for 10 years for 4% interest?
"Leeds Building Society has launched a 10-year fixed rate bond for those looking to make a monthly income from savings..." Read the full story: Would you lock savings away for 10 years for 4% interest? Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read…
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How do you select your Shares/Funds?
Hi all, I've been lurking on this section for a while now and have been reading various websites/blogs that have been suggested for those new to investing in shares/funds. I'm just wondering how you hear about shares or funds that you then begin to research and possibly buy into? So far I've just been looking at the…
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MSE News: UK-wide credit union launches with table-topping savings rates
"A new credit union, My Community Bank, has launched today offering table topping savings rates..." Read the full story: UK-wide credit union launches with table-topping savings rates Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum?…
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Keep or Loose Second Job?
Hi All, I work full time and earn a decent salary but with my present outgoings etc and with my appetite to save I've found it only just sustains me. I therefore have a second job on a Saturday which pays around £45 p/w net and this helps run my car. The second job has become a bit of a nuicance and I know deep down I…
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Tesco Internet Saver - open a second account, but no bonus? (repost)
While there doesn't seem to be any restriction on opening an additional Tesco Inter Saver account (which I did recently, after checking with Tesco beforehand) the interest rate leaflet that arrived with my account paperwork says in small print:"Only one account per person is eligible for the bonus". The leaflet forms part…
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Do Hargreaves Lansdown prepare tax statements?
Hi, I'm just trying to make preparations for next years self assessment and everything is pretty much covered apart from the shares. As I understand it, any income from dividends are taxed at the same rate as other income depending on what pay band I'm in, along with savings, but since I have set everything to…
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FTSE reshuffle
Hi All, Does anyone know the exact date when the FTSE reshuffle happens that the funds start buying/selling e.g. Next quarterly review is 11 December 2013 Changes take effect from 23 December 2013 so when do the actual buying and selling occur ?
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Anybody Invest in Bitcoins?
Hi All, Just interested really as I've heard bits and pieces about these. To me I don't see the value of them and they seem quite dodgy but I'm interested in hearing other perspectives.
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First State Global Resources - Top up?
Hi all, Even after having my S&S for a few years now, I still class myself as a total newbie! I have decided to 'cream' some of the profits from Standard Life UK Smaller Cos as it hit >40%. One of the funds that hasn't done so well is First State Global Resources and I understand whilst interest rates are low, the true…
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Nationwide Child Trust Fund - what happened?!
Just had a statement from my 2 little ones CTF's held with Nationwide and the interest rates had dropped significantly since opening. It used to be 5% then an extra 1% bonus if you topped over x amount. I don't recall any notcies from Nationwide informing me of the interest cut; has anyone here had to deal with this? What…
