-
Advice on Childrens Savings over £10k
both my children have in excess of £10k in national savings account each, but are only earning 0.75% interest on this and i am deeply unhappy with service they are providing. I am looking to move the money to a better account for them. -First question i have is i bank with lloyds i see they do a kids saver available for…
-
5k to invest
Hello :j , I have 5k to invest and I don't know where to place them. I don't want to leave them in the bank because of the low interests. This year I have already invested in the 2 ISAs and open the Vantage account with Lloyds. On the 14th of December I am going to open the saving account with Barclays (the 3.20%) for my…
-
Investment in Australia
Good morning all total newbie question. I have read forums and site but totally lost and confused. I have around £2000 savings i want to invest in something. I cant keep it on my savings account due to less interest. So wanted to invest in something but not sure what! I am not greedy to gain lot of money but something more…
-
Advice for a beginner - Share dealing and ISAs
Hi, I'm looking for some advice. I have £40,000 in an ISA paying 2.23% interest which is set to fall to 1.49% in January 2014 so I'd like to start seeing a little more return on my savings. I'm interested in investing in shares but there is so much information online it has started to fry my brain. I think maybe a…
-
Putting more than annual limit into an ISA
I am almost at this year's limit for my cash ISA. Is it possible for me to continue paying money into it, with the money above the limit being taxable? I'd prefer to keep all my savings in one place, but I've never managed to save so much before, so this is a new situation for me!
-
Hargreaves Lansdown "playing hardball"
FT article today here : "Fund groups told to slash fees or lose business.... Hargreaves Lansdown, the online supermarket for funds and shares, is playing hardball on pricing with asset managers that want their products included on its influential buy list. Hargreaves, the third-largest UK fund platform, with assets of…
-
Employer IPO
Hello First time posting here and I am new to investing etc so excuse my ignorance. Basically my employer announced last week that they plan to float on the London Stock Exchange. We are still a small company so we will be on AIM. Because of the possible IPO all employees are being offered a £1,000 bonus. We can either…
-
Leeds BS launch 4% Bond
.... but 10 year fix. Could be OK for some. http://money.aol.co.uk/2013/11/22/leeds-building-society-launches-ten-year-savings-bond/
-
Alfred Alexander
Anyone heard of these? had a phone call asking if I was interested in investing Rare Earth Metals, fancy brochure sent next day. Many Thanks.
-
Vct
I'm currently looking into these but would welcome any comments from those more experienced. I've realised a capital gain from share disposal that I can't avoid, could this be mitigated by vct investment? I have reasonable sums, low six figures, in pensions and shares isas consisting of funds so have some experience of…
-
Advice needed
Hi would like some advice on creating my portfolio please. I'm 30 years old and looking for long term investment. Currently I hold the vanguard lifestyle 60% equity with HL. I've just started reading Tim hale book and have read lots of post on here and think passive investment is the route I will take. I currently have…
-
FD Regular Saver still 8%?
My first FD was at 8% but when that expired the rate had been cut to 6%. That account expired this week and I was surprised to find they have paid me interest at 8% does anyone know why and if they can ask for the difference back if they realise? (probably around £40 but still...)
-
GameAccount Network PLC shares
Any thoughts, out tomorrow - anyone know a price ?
-
what is more ethical/moral
buying to let (other people paying you for shelter), or investing in stocks and shares (where the businesses might not operate very ethically).
-
investment advice!
wasn't sure where to post my question! My dad has recently split from his wife.she has only given him £70,000.share from the house.He hasn't got enough to buy a new house and is privately renting but at 62 he has 2 1/2 years til retirement and this money isn't going to last long! can anyone help with his options.he is…
-
premium bonds
Am i better buying them than putting my money in a savings account?
-
Savings Account for Granddaughter
We would like to open a savings account for our granddaughter who was born a couple of weeks ago.We are thinking that a Junior ISA might be the right way forward. We want to but money in on her birthdays/chistmas and maybe other occasions. Are grand parents allowed to open accounts for their grandchildren? Is the JISA the…
-
Boiler room victims not stupid or greedy
http://www.theguardian.com/money/2013/nov/23/boiler-rooms-victims-serious-fraud-office Really?
-
Arch Cru help needed please!
Hi I am posting this on behalf of a friend, who like others is going through the process of trying to claw back the money from the Arch Cru "situation", a major source of stress for the last 5 years! A familiar story, they lost a large sum in the Arch Cru debacle, having originally asked an IFA to invest it in something…
-
Father's bonus certificate
Hi all, my father passed away from lung cancer in 2010 and I remember him giving me something some years ago which he said would help me out if anything happened to him. I had completely forgotten about it until I had a clear out the other day. It is a bonus certificate dated 1993 from 'Provident Mutual' who no longer seem…
