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how to maximise interest on small lump sum no risk
Hi everyone I,m new to this so forgive if this message appears in a few different places at first till I get the hang of things !!!! hi everyone I too like this lady have spent the last two days reading this site and you guys are really knowledgeable and helpful - I wonder if anyone can please help me with my question i'm…
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Short term saving of £500k
What is the best way to invest circa £500k for up to 6 months prior to purchasing a property?
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Is my Dad being taken for a ride?
Sorry in advance if this is in the wrong thread. My dad has savings of £25,000 which he recently decided to send abroad to Bangladesh. He decided to use a money transfer service that is regularly advertised in London to send the money as they specialise in sending money to Bangladesh. Now they have been around for a long…
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Advice please
My husband and I have £30,000 from sale of house is ISA best place for it. I am disabled and on DLA and incapacity benefit. Life has been a struggle especially last few years my husband has been my carer but needs to get back to work as being at home is affecting his mental health. What do you think is best place for…
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How to sell foreign certificated shares..?
Does anyone know how to sell certificated shares listed on the Zurich stock exchange? I've tried a few dealers/brokers but no success.
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Childs savings
Hi. I'm sure there are many threads on here about this, but thought it would save me time to just ask my own question. My child has around £10,000 in a Lloyds savings account and earns £11 interest!! Can anyone please advise me of a better account to put her money into. Thanks in advance for any help :)
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New Grad Maximise Earnings
Hi all, Looking for some advice - as the title says I am a new grad and I want to save / invest my money to maximise my earnings. Unfortunately, I don't have the financial knowledge or experience to work this myself yet. My income after tax is £3000 per month. Bills: 700pcm Rent, transport £60 PCM, 12pcm phone, £45pcm gym,…
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Inflation at 2.7%, why do savings need 3.8% to beat it?
I read the following on BBC News (from whom I garner mathmatically defying percentages of my written material) today: With Consumer Prices Index (CPI) inflation currently running at 2.7%, savers are struggling, and failing, to protect the value of their money. To match inflation, a basic rate taxpayer needs to find an…
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Virgin S&S ISA
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ISA expired but I'm out of the country and can't renew.
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Barclays Wealth Monthly Saver Account @ 5%
5% whilst saving £2k per month sounds too good to be true - can someone tell me / direct me to another thread that explains the catch(es)? Thanks! dcsg2
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ISA transfer
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Zopa
Hi All I am thinking of investing 500-1000 pounds into zopa and have the repayments go back out to lend rather then paid back into my bank for around 3 years (when I where take the full amount back whatever it may be) Anyone have any reviews on using zopa Thanks
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15.6% net interest with buy back option
Hello all, I've seen this investment option: http://emergingproperty.co.uk/emailers/apart/hotel-investment.html It sounds too good to be true? Apparently the 15.6% net is guaranteed and buy back at year 5??? What's the trap? Thanks
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Investment Opinions
Some investment pointers would be much appreciated. I'm struggling to find the best short and medium term investment options. I've spoken to the two banks that I deal with for financial advice and also an independent financial advisor but I've always ploughed my own furrow with investments and wasn't comfortable with any…
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MetroBank 18-Month Fixed Rate Account
In September 2012 I opened a MetroBank 3.15% 18-Month Fixed Rate Account. I was offered interest paid "monthly" or "annually" and opted for "annually". Over 12 months later no interest has been paid away to my Instant Access Account (as it should have been) nor has any been added to the balance of the account. On enquiring…
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ISA or fixed rate bond?
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Foxton estate agent shares
I have been very confused by the way Foxtons has come to market. I appreciated that shares were placed with institutional investors but all the newspapers talked about them being on the LSE from today. In fact it was 'conditional trading' from today and normal trading is from 25th Sept. I doubt I will be buying any of the…
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Ordinary Bond or Tracker Bond ?
We shortly have a Kent Reliance bond maturing and have the option of rolling over into a two year fixed rate bond at 2.10% or a two year tracker bond (2.10%) which pays a fixed rate above the B of E base rate. Given current signs of improving economy would the latter be a better bet? Or will it take longer for unemployment…
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Pulling Cash out of a longer term Cash ISA. Good Practice?