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First Direct 1st Account
I have recently opened one of these to allow access to the 6% regular saver and the £125 opening bonus. The conditions for the bonus state "and salary/income of at least £1,000 per month to your 1st Account within three months of your account opening and we will add £125 to your account." Now my idea was to simply do a…
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Money transfer
I didnt know what thread to post this in so apologise. I need to transfer around 5000 euros (Spain) to swedish kronar, i have bank accounts in both countrys Can i get opinions on the best money transfer company to use please
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Where should we put the low risk element of our portfolio?
Further to my post on pensions board about property, I thought it worth discussing here but widening it out. To use tim hales analogy, I'm struggling to find good places for my water though happy enough with my whiskey! I've got premium bonds and cash and a small amount of commercial property. I have a good chunk in cash…
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What to do with 50k
We have just sold our house and moved into rented accomodation until we find another property to purchase. We have about 50k from the sale to use as a deposit on our next house. Until we find another property the money will be sitting in our bank account. Are there any accounts currently available with a decent interest…
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Nationwide Mysave Online Plus vs Mysave Online
My Mysave Online plus bonus rate comes to the of its term at the end of September and have had an email stating it will be transferred to a Mysave Online (note no plus) with a rate of 1.5%. However cannot find any details on their website. Am I going mad?
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NS&I refusing to allow follow-on certificates
An NS&I savings certificate, which I took out with my granddaughter, matured in February 2013. We applied for a follow on certificate. Despite making us the offer by letter to re-invest, they have now written to say that the new certificates could not be issues "as there had been a change in the rules" and returned the…
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Best online savings account with fast payments
Looking for a savings account with faster payments. Obviously, best rates possible :rotfl:
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Another Santander 123 Question.
I want to open a Santander 123 initially for the 3% interest on £20k. In a few months time I will add household bill direct debits. I am a bit unsure about the £500 monthly funding. Can it come from any source, for example a bank transfer from another current account? The other bit I am unsure about is the two Direct…
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Finding it hard to save, whats the best way?
Hello there, Recently I have been having quite a bit of trouble trying to save. I have a Santander account at the moment. I have just applied for an account with Lloyds TSB though because I do not like Santanders customer service in branch or over the phone. At the moment I have £394 in my current account. £0 in my savings…
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Buying shares for children
Hi, I want to buy a few shares for my children to get them interested in investing. This will only be a couple of hundred ££ worth so I need a cheap broker - I would really like to put them in their name rather than mine. Does anyone know of a broker that will let me do this? many thanks
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nutmeg
anybody used nutmeg investments -interesting concept and actually might be just the thing that I am looking for
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are emerging markets oversold and is now a good entry point?
are emerging markets oversold and might now be a good time to get back in ? if so what would you buy- an etf/investment trust/unit trust ?
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Unimpressed with Nationwide
Opened a FlexDirect account to get 5% on up to £2.5k. Problem is they neglected to send me a card reader which I need to set up payments to other accounts. I ordered the card reader but I need to enter the card PIN - and guess what, they never sent me a letter with that, either! So I go to call them but realise I never…
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Best Savings Accounts For Over 30k?
Hi, I would appreciate your opinion on this. I was getting 2.5% on around 30k in a Halifax reward saver but the rate changes to 0.5% in a week so I need to change. It seems the interest rates are really low at the moment for instant access? e.g. 1.x%. It needs to be instant access as I am currently looking to buy a house…
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Halifax Sharebuilder - £2 per stock or per month?
I have set up a regular investment with Halifax sharebuilder account. It says in the charges that the commission is £2 per stock, does this mean I pay £2 every month they buy the stock or a one off £2 initially? Thanks in advance.
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Saffron 4% Reg Saver issue on credit check
Went in branch and woman said she was checking my address to see if I'm on the electoral register, the next thing she tells me Experian have flagged up an issue with a different forwarding address and she will have to submit the application to her manager to approve next week? First of all I didn't think savings accounts…
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How does this sound as an investment?
Hello all, I plan to invest money in property, i have a deposit ready to go and almost have a mortgage certificate from Natwest. I have 3 credit cards all are clear, 1 loan for £7500 But i will pay a couple grand off it before i get my mortgage applied for, and ofcourse i have paid some already, spotless credit history,30k…
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Isa
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Shares
I used to work for a well known company & over the years was given a number of shares as bonuses etc I have just had a letter telling me that they are now out of the "tie in" period & I can sell if I wish - there is about £2,500 worth. I'm not really up with stock market so don't know how to decide if I should keep hold or…
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Which online portfolio management site?
I have several portfolios set up on trustnet and I like the site. However it does not provide any of the following; 1. Ability to log cash inflow and outflow over time 2. Record historic transactions (ie investments I have sold and relaised a gain/loss) 3. Track the IRR over time of my investment portfolio (it just gives a…
