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Agri Firma Capital
I have seen that Richard Henstock is dissolving Agri Firma Capital. Capital alternatives are still asking for investors. Does anyone know anything about this?
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Drawdown/decumulation strategy
I'm making preparations for investing a lump sum of around 180k to be used to supplement pension income. We'll need to start taking an income from this lump sum from the start. I am happy with advice received here and from my own research with respect to how to invest this money, but just want to check on the drawdown…
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Protecting my money!
Hi - I'm new here. I don't have a great understanding of some of the things being discussed here. I'm simply looking for advice please on how to protect my money from some of the doomsday scenarios being played out on this forum. I've got £300k savings in 4 banks to avail of the £85k safety net. But some people here said…
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What to do with Money.
Hi, I'm new to this site. I'm a 20yr old University Student and unsure what to do with my money. Unlike other students, I have worked very hard over the last few years, and not been silly with my money, and have gained substantial savings (between £14-17,000,haven't done a complete total recently). I have now given up my…
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Investment advice
About 18 months/ 2 years ago I invested in a bond through national savings linked to inflation, I have never received a statement Is it still worth keeping my money in. Thanks.
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First investment
Hi! I'm thinkng of investing into funds next year, I am a first time investor, and I imagine I have plenty to learn. Here are my choices for funds I think I'd like to ivest in: - FTSE All-share tracker - Index linked bond - Cautious portfolio - UK gilt - Corporate bond - Latin America fund - Emerging markets fund -…
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Saga Tracker E Save
Have not used this account for ages. Just logged on and found interest rate to be 2.21% so will start using again. Faster payments are fine providing you do it from your own bank account, money got there within two hours.
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Stock and Shares ISAs, Bed and ISA and CGT
Hi I have tried to do some background reading on this topic, but cannot find a definitive answer. Not wanting to count my eggs before they hatch, but through investing £225 a month in a company Share Save scheme that matures the middle of next year, it looks like I will be making a fair profit. I am aware of selling the…
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Savings accounts with different savings pots
Does anyone know of any savings accounts that you can divide the account into a few smaller 'savings pots' that can be named for different purposes e.g. holiday, car, emergency, etc? I used to have an ING account that allowed me to do this and separate my savings for different purposes but no longer hold this account. It…
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Wrong certified passport photos returned
This week I received a letter from NS&I returning certified copies of passports for both my sons. When I opened the letter the 2 copies were not of my children. I spoke to NS&I on the phone and said they would look into it. I said it was a serious secuirty risk and the guy said "Yeah I guess so". They didn't seem at all…
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Santander online security poor
I'm in the process of setting up a new 123 current account and it seems to online security is not very good. You enter a series of numbers or passcodes *in full* every time you log in. So anyone with keylogging malware is immediately stuffed. I think almost all other high street banks have a card reader into which you put…
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Investing as a trustee
Having recently sold my fathers home I now need to invest the monies received as a trustee to assist with his care home fees. I am speaking to financial advisers but can't get my head around set up fees of 2 or 3% AND ongoing management charges of 1% each year. Is this normal. I was tempted to spread the money around a few…
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Lump Sum to invest - Low Mortgage rate
Apologise if this has been asked before, but just wanted to test the water and see what opinions came out. My partner and I took out an endowment mortgage in 1994 for £42K. When we moved in 2004, we had the new mortgage as a part and part - £30K as interest only and the rest as repayment. Endowment matures within the year…
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ICICI Bank - Non-existent customer services
Hello, I think that the ICICI Bank is the worst bank I have ever had the displeasure of dealing with. I have lodged a complaint on their website and twice via email in the last week and they have not bothered to even acknowledge them. I haven't received any correspondence from them - I am shocked and appalled. Has anyone…
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Are old shares valid and if so how would I sell them?
I was widowed 10 years ago, am now re-married and expecting my first baby, trying to save up for my maternity leave. My father-in-law from my first marriage, with this in mind, has now just told me that my first husband owned some shares which he says are now mine, which I had no idea existed. There are 3 sets, one seems…
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withdrawing funds from investdirect hsbc
hi, I bought some bank shares using hsbc's investdirect a few years ago when they all crashed. due to a recent issue I have had call to sell my shares as I need a deposit for a property. so i sold them a couple of days ago and then realised I couldnt withdraw the funds without "applying" to upgrade to investdirect plus,…
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I need a small investment
I need an investment of £6,500 to buy equiptment for a series of online movies && small productions. The investor will recieve 17.5% on all profits made in all productions && will also feature as an executive producer. I am wobdering how i would go about finding an investor.
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Selling Shares and Capital Gains, initial investment question.
Hi All, Couple of question regarding selling shares, say for example to keep things simple, I have been investing 200 pounds a month over a 3 year period at 20p per share, and say the shares have done well and they are worth 5 times the value they were when i bought them. So, 200 x 36 (months) is £7200 - the initial…
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20k what should i do with it????
I received this due to critical illness. I have a mortgage £500 per month, on 80K i have 60K equity. i already have 3.5k in premium bonds should i stick this 20k into that for a year and see if i get some return??? that is the only thing i can think of doing.please help.....:A
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Where would you put £10.000?
I have £10.000 I want to put away for a rainy day. Im happy to let it sit for the next 5 years. Im working and am a tax payer. So- Whats the best option, what would get me the best return? Any advice please? thanks
