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Just to cheer you up!!! Funny 419
Just so all you investors know, 419's can be funny. I came across this one... I think this is the guy from Futrama
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ISA's.. How much can I save before getting taxed?
Hi all, 1st post. So apologies if this has been asked before or obvious question. I have had an online ISA 'saver direct' with Bank of Scotland for about 1yr and a half now.. The interest rate is something pathetic like 0.5%.. I stupidly have only been made aware that if you have more than £11,280 saved then you are liable…
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Large amount to invest
Due to our house sale we have over £500k to invest, while we are in a rented property. We do not want to tie it up for long as we are looking for property to buy. My question is I am a non-tax payer - my husband is in the highest tax bracket. We have 3 children. Can I split (max £80K per person) our money between our…
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Problems claiming my late fathers shares in F&C
Good Afternoon all, This is a little bit complicated and an area that i could really do with some help with. My parents died within 2 months of each other early this year and as i have a law degree i have decided to deal with the estate myself, a task that has proven difficult but ultimately successful up to now. I have…
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Euro Account in the UK?
Hi I will be living in France for a few months next year and will be paid in euros. I have been told however that the payments need to be made into a UK bank account. I currently just have a standard Natwest savings account, which would charge me to convert the euros into sterling and then would charge me again to convert…
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deleted. solved
deleted. Solved.
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MSE News: Base rate held at 0.5% again
"The base rate has today been held at its 0.5% historic low once again, the Bank of England has announced ..." Read the full story: Base rate held at 0.5% again This thread is not in the 'discuss house prices and economy board' as that is only open to those logged into the forum so anyone coming from the news story may not…
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santander structured products
Hello i wonder if anybody can give me some advice about if santander guaranteed capital plus product [ issue4] are covered under FSCS compensation scheme this is a product which i took out in 2008 & matures in 2014. My local Santander Branch havent given me much clarity about this product. The FSCS isnt committing yes or…
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halifax peps
hi all has anybody any idea how to find out what the sale prices of halifax peps are. thanks
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Tip for those with Hargreaves Lansdown ISAa and SIPPs
HL charge £2 pcm per tracker you hold, and 0.5% pa for any equities or ETFs, so the fees can add up. By default, these are taken from the account in which the fee is incurred, which means that management fees are coming from your ISA and SIPP. To make best use of your ISA and SIPP allowances, you can ask HL to instead…
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Saving for personal tax liability
Hi there, Just a quick question. My DH has recently become self-employed and we need to put money by each month to pay for his personal tax liability at the end of the financial year. This is in the region of £6k. We have £500 a month to put aside but my question is: where is the best place to put this? Regular savings…
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NatWest e-Savings
Does anyone know how many e-savings accounts you can have with Natwest? I'm trying to set up different 'pots' for holidays, emergencies etc.
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Lloyds TSB Share dealing- any good?
Looking at investing in shares, absolute beginner I am. On my online banking Lloyds have share dealing, it seems fairly straight forward, so thought I would ask on this board for some feedback/advice before I go any further! So please enlighten me! Thank you!
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Investing in trackers
I'd like to start putting about £50-100 per month into one or two tracker-type funds/ETFs (I don't know the difference - ETFs are cheaper, not managed as much?). There seem to be SO many, it's hard to choose. HSBC and Vanguard seem to be popular from what I've read. Basically I put money into AIM stocks (stupid me) the…
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Need help selling share using X-O
I'm quite new to share dealing. So far I have a nominee account with X-O and would like to sell some stock. The website only really discusses the process of buying stock rather than selling. I want to set a collar on my stock sale, so it will only be sold once the stock reaches a minimum price. I assume this this is "Good…
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Pru Protect Cautious Fund
I will be acquiring a pension lump sum later this year. It has been suggested to me that I invest approx £50K in the Pru Protect Cautious Fund. I am naturally risk averse. Comments? Steve
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Tax on Interest
Hi I'm a lower rate tax payer. I managed to get a very good savings rate because I fixed it for several years before 2008. These bonds have matured and all the interest was paid in tax year 11/12. This interest + some dividends + my wages has put me in the higher rate tax bracket - 40%. I know I will have to pay 40% on…
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Santander RPI Linked Bond
Matures 1st August 2018 Pays the higher of:* 105% of the growth in the Retail Prices Index (RPI); or * 17% gross/ 2.65% AER. Minimum Balance - £500 up to a maximum of £2 million Access - No additional deposits, withdrawals or account closures are permitted Term - Matures 1st August 2018 Available until 4th July or sooner…
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Next best after 8% regular and full ISA?
Hi guys, With starting a new well paid job and a redundancy payout from my previous I'm in a good position savings wise. Problem is I'm already £4000 in to my ISA allowance and will need somewhere else to put money once it's full (I'm already maxing out a FD regular saver as well). I don't want to lock it away as I'm going…
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income based savings
Hi I have £90,000 in santander, in an account that pays me about £160 a month interest, but i am now worried about the stability of the bank, what are the top saving accounts that will give a monthly payment?
