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Monthly or annual interest?
So with us looking at moving out next year, i'm going to lock up some money in the best ISA i can pick & the remainder (or as much as i can comfortably allow) is going to be put into a 1yr standard saver, the best being with FirstSave. They offer monthly AND annual interest options. Question is, what would be the best? At…
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Useless service at Santander
Tried to open a Santander e-savings account when I saw the rates shown on MSE. DREADFUL service. It took forever. I was asked for a change of details form when I'd never had a Santander account so wasn't sure what detail had supposedly changed. Turns out it was from an Abbey account I had over 25 years ago! Then told that…
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When will RBS pay a Dividend? 2012/13?
Afternoon all, any ideas/advice would be much appreciated :)
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A Very Ignorant Man Seeks Advice
I have no interest whatever in share-ownership and consequently my knowledge of such matters is so small as to be barely visible to the naked eye. However, roughly once a year I receive a present in the form of shares, which I always sell. Up until now, I've sold 'em via my local high-street bank's sharedealing service,…
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Pay Mortgage or Save?
Hi, Im a first time poster. I'm in the fortunate position of having a tracker mortgage and I'm currently paying 1.95% interest. I owe about £120k on this mortgage and i'm guessing the BoE will increase their base rate in about 12 months time. I'm also fortunate in that i have £700 left over each month from my outgoing and…
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Monthly interest payments
Hi folks just wondering if there are any savings acounts that pay would pay the interest on a monthly basis into my account which pays the household direct debits, i have £29000 to invest and want a steady monthly interest income to top up this account
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Saving for childs future
I have £100 a month spare to put away for their future... I want to do this until they are 18 but I am not sure what to do with the money... Do I do a child isa altho this can be risky or should I just put it into premium bonds where you can't lose? I thought they used to do things where you could put money away each month…
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£250,000 cash to invest
With £250,000 to invest in cash. Question what's the best way to see throughout the minefield and get a retirement income for say 15 years?
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Transferring an ISA while living abroad
Hi all. I opened a high interest ISA with Alliance & Leicester / Santander a couple of years ago which has since dropped to a low interest rate. I am now living in the States and want to keep this money in the UK so I was wondering whether I am able to transfer this money to another high interest ISA account. Is this…
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Offset mortgage cash into ISA
I have an offset mortgage with the bank and I am paying 1.99% interest. I have repaid £15k or so over the past few years. I am thinking about using some of the money I have repaid and put it into an ISA this year (I don't have one) and some more next year. Santander are paying 4%, Surely, this must be a good idea as I am…
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30% pa return guaranteed!
Sounds like an investment scam. It is, but only for the taxpayer, not the Investor for which it is a steal! Did you see the latest Panorama programme? Evidently it is possible to buy Common agricultural policy farm subsidies on the open market. These are paid out per unit area on land and return around 30% pa. All you need…
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Ideas for a UK focused investment trust
I am interested in investing into a investment trust that invests pre-dominantly into UK equities. My main focus is growth and dividends are not hugely important at the moment. Currently I've been looking at Edinburgh IT, Temple Bar IT and Finsbury Growth and Income. I am going to put a lump sum in (taken out of AXA Select…
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Help: Is this a boiler room scam ?
Just been visiting my elderly parents and hear that there was a guy on the phone from Switzerland wanting to know when my Mum was sending the $3000 she owes him. If she doesn't send it by tomorrow he is threatening legal action. None of us know anything about this but my Mum says he's a nice person and he is investing her…
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Clydesdale bank debit card issues - 4th March
Hi, I tried a debit card transaction on Sunday 4th March and found that my card was rejected. Upon calling Clydesdale bank on Sunday I was advised by their customer care team that they were experiencing issues with all CB debit cards for online and in-shop transactions UK wide. Given the impact I am surprised that this was…
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Child Savings Accounts with a Passbook?
I am having great difficulty in finding one of these and wondering if they actually exist any more. I currently have both of my sons 2 and 7 with Nsandi, but Nsandi are changing the schemes in May and taking away the passbooks and only letting them use the account as a postal account. They are also printing in their…
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Isa and Regular Savings Account
Just a quick question really, or a view on your opinions... I am really interested in saving recently, and have never really been able to save together so much money! - Now that I have, I am doing everything I can to keep it, and to help it grow towards a deposit on a house. I have £2000 in my 2011/2012 isa at the moment…
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New to this saving thing!
Hi all, I'm just about to be debt-free, and as such will have about £70 a week to put to good use (I get paid weekly). Currently I have no savings at all as it was put towards clearing the debt and I'd now like to start building it up again. Does anyone have any ideas as to the best way to go?
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S&s isa - hsbc
Hi! First time poster here but I've been reading the forums for a year or so and have often taken heed of advice given here! I've put in my maximum allowance for my cash ISA this year and would like to invest a small amount (1k-2k) in a Stocks and Shares ISA. I'm a novice when it comes to sharedealing, having only held a…
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Selftrade upto £500 for spread betting or CFD account
Not sure how good a deal this is, but thought I'd post it in and let you lot decide. If you open a CFD or spread betting account with Selftrade in March they are offering; £100 when you place 5 opening trades in March £150 when you place 15 further opening trades in April £250 when you place a further 30 opening trades in…
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Best place to put corporation tax liability?
I have a small Limited company and have around £65k set aside for last year's Corporation Tax liability - due for payment in Dec this year. At the moment it is sat in a deposit account linked to the business current account, but earning a very low interest rate. This is possibly a stupid question, but is the best thing…
