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Building Society Windfalls?
Hi, I am new to this so sorry if this has been asked before. I am looking to consolidate my banking but I have an old Britannia account and a Portman Account, which was automatically moved to Nationwide. Is it worth keeping these accounts open incase they ever go down the Halifax route of giving customers free money /…
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Halifax isa
Can anyone help with advice? I have an ISA with Halifax it was for a year. I wish to leave the bulk of it in the ISA but would like to draw off at least some of the earned interest to pay off a bill. Can I do this without closing it down?
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Help with Divi Cover
All, currently on R02 revision and this question has me stuck, would anyone be kind enough to walk through an answer. Cheers LTD turn over £1.09m 500,000 ORD shares in issue 2011/2012 profits to ORD share holders £285,000 Paid out £0.11 per share What is the divi cover?
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Help needed with Savings
Im not sure which area this post should be in but here goes- Me and my boyfriend moved in together in December, we chose somewhere that had much smaller rental costs than others in our area with the plan that we could save up the money for our mortgage deposit easier. It is now march and even though we have tried we have…
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Lloyds Incentive Saver Account
We've just had letters from Lloyds confirning that our incentive accounts will be closing at the end of April and advising us that the funds there will be moving to Lloyds Easy Saver. This is not the best account on offer from Lloyds - only 1.6% for 12 months - while their E-saver is offering 2.5% for £10k+ - so, beware !!…
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NR esaver 5 Daily FP limit out?
Hi Does anyone know the max you can send out of your account daily both BACS and FP to an external account please . Ive worn my eyes out trying to find the info on the site , to no avail. Thought someone might know before I set about ringing.
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first time invester
Hi We recently came into a sum of money, an inheritence to be precise. We are basically looking to tie up £21.960 which give my wife and i our £5,340 allowance each for this year and also we are allowed to fund next years ? at a total of £5,640 each..this is what we were told by our bank natwest when we went in to pay the…
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Suggestions on S&S isa's
Hi all, Looking to get some money working for me, still ned to use this years ISA and get next years in soon. Have around £150k to invest, this will be balanced out with around £70k in Cash (fixed bonds and Instant access) Looking at 11 funds as per below, any sugestions about anything I should drop or change? Relative…
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New ISA or continue using Savings Account?
Hi Last year I inherited a little bit of money (enough to fill one ISA with cash only). After that, I opened up a savings account (as per the savings fountain thing). It's a Norwich and Peterborough one 1.5% interest and a 4% bonus for a year. The end of this bonus period is in October. But the next financial year is upon…
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what type of account?
hi, my partner and i are trying to find a suitable savings account. we have about £3000-£4000 in bank, we would like to shift approx £2000-£2500 into some sort of savings account, we also sell on ebay etc, so would put this money in too, however no regular payments, this would just be as and when. We would like to access…
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Energis PLC shares - worth anything now?
Hi, Digging through some old paperwork, and found a share certificate from July 2003 for 6000 shares in Energis PLC that I bought. Energis itself went into administration, and was transfered to Energis comminucations LTD, which itself was subsequently bought by Cable and Wireless. Does anyone have any ideas how I can find…
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ISA's
I have taken the following quote from your money saving tips email today 7th March. I thought ISAs were tax free completely, even when they are withdrawn. Surely we don't pay tax on the interest?? Or is it just written in a confusing way? 3. Once in, it stays tax-free YEAR AFTER YEAR. Once the money's in an ISA, you never…
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Do you pay tax when you withdraw out of an ISA?
Had a mild panic when I read MSE " Once the money's in an ISA, you never pay tax on it, until it's withdrawn" I thought my money in my ISA was tax free even after I had withdrawn it. So confused. :eek:
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Pension or ISA
Hi all newbie after some advice, I have the opportunity to increase my contribution to my works pension by roughly £50 per month. I was wanting to know if this is the best option or should I look into another way to invest my 50 quid? Thanks in advance.
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Monthly or annual interest?
I opened a new savings account recently and was asked wether I would like interest paid monthly or annually? I opted for monthly but then realised that although the interest rates applied are only a tiny bit different, I don't have a clue which is best overall, and why they offer the choice? Any ideas?
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who are the major shareholders
which site displays the major shareholders by share? and i also need a site that displays div and ex div dates fj
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putting shares into joint names?
I have approx 2900 Standard Life shares in my name. Can I get them put into joint names with my wife and will it cost anything, so that my wife can sell them easily if I am not around? The shares are still where they were when I got them when Standard Life demutualised.
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Can anyone help me understand this
My other half received a letter adviing him that the equity awards for a non-qualified stock option is about to expire. I 'think' it's inviting him to buy 86 shares in HP Equity Award (he's an HP employee) at a Grant Price of $76.73. But I also think HP shares are currently about $25 so why on earth would it invite him to…
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Advice wanted about keeping or selling shares.
I have approx 2900 Standard Life shares which I was given when the company demutualised. These are the only shares I own. My wife has £12,000 in an ISA, I have nothing. Now I am retired and getting my pension and I was wondering whether to sell the shares and put the proceeds into an ISA or just leave them and keep…
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natwest ISA problem
hello i tried to open an ISA with natwest that has a higher rate than my current one, which is also with natwest, and i got a screen saying they were unable to open an isa for me as i already hold one with them. i was trying to open another for the coming tax year and transfer my funds from my old natwest isa into a new…
