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2nd ISA on my wifes name
Hi I have a ISA on my name at the moment, and I am looking to get a 2n d ISA on my wifes name, which I think is perfectly normal thing to do. When I max out my ISA quota in a year I would put the rest of my savings into my wifes ISA. Is this all perfectly legal?
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Hbosminternet banking?
Does anybody know if you can add lloyds accounts to hbos online banking? If not do you know if it's in the pipeline? Thanks
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Selling shares, Capital gains tax and effect on Tax Credits
Hi, I am new to all this so please bear with me! I am a Lone Parent, in receipt of WTC and CTC, I currentlywork part-time (22 hours per week) Both my parents passed away in 2007, within weeks of eachother and it took 2 years to get the estate sorted out. Form the estate I inherited the home myparents shared (I bought out…
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The Game Group Shares (GMG.LSE)
Last time I talked about a share on here, Premier Foods (PFD.LSE), some people took my tip and made a profit. (Warning - I'm not an expert). It was risky and I wasn't advising anyone, just wanting feedback. I actually sold these too early compared to what the price is at now :( http://www.bbc.co.uk/news/business-17336697…
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Monmouthshire Flexible saver issue 2 launched
http://www.monbs.com/flexible-saver-issue-2/ ...terms appear to be identical to issue 1... Minimum opening balance £20. Maximum investment amount across all Flexible Saver accounts combined per customer is £12,000 per year (ending 31 March). Maximum of 4 withdrawals per year- further withdrawals require the account to be…
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Saffron BS 4% regular saver
We have no branch, so looking at it the only other option is post. So i get that you'll have to open it with a cheque - via post. Question is, once it's open, can you just credit it via online banking (just send the monthly payment to the Saffron account by using sort code & account number) or do you always need to send in…
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No contact with sister since becoming executor of mothers will
Sorry if in wrong place but this forum title seemed closest to my question. My mother passed away in September 2011 and she made my sister the executor of her will. After funeral expenSes her assets were to be split evenly among her three children- myself, my brother and my sister. I know this because she showed me her…
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Who buys back funds?
Hello, I have a self-invest stocks&shares ISA and have managed to get good returns - mostly by buying and selling when I got the returns I expected, then buying again etc.. I started investing more money and there is a fundamental question I never considered really: who buys the funds when you want to sell? I like to…
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TOTALtrak Global Inc
Has anyone else come across this company? Based in Florida, it comprises of President & Secretary Tony Hines, Fred Overholt, Director & Remeka Taylor. I bought 2000 shares in 2007 and am sitting waiting to hear what's happening. Believe they are frozen at the moment. However, have been chased recently by a company who have…
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5% monthly saver or switch to an ISA
Hi, I currently put £500 a month into a 5% monthly saver, I was wondering if come the new tax year I would be better putting it into an ISA, i dont have any ISAs from any previous years? Thanks
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No interest on cash investment
I have invested £170000 with a discretionary management service over the last 2 years. They confirm that interest is paid on cash held on account, however I have been allocated no interest over the last 2 years, they say cause the Bank of England interest rate has been so low, but they also say that a lot of my investment…
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Surplus income - rethinking investing and considering term deposit instead?
Hi all, I posted a thread a few days ago asking for thoughts on how I could make the most of my savings/surplus income (£1500 mth) now my mortgage is paid off. Thank you for the comments given and I take on board advice to avoid high street banks and speak to an IFA. I firstly plan to buy additional pension and use up my…
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Savings for a Club
Hello, I am trying to a possibility for our club to put some of the money we have away into some savings with a descent return. The funds don't need to be easily accessed but I am struggling to find out what options we have on the savings market. Any suggestions welcome. Many thanks. K.
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ISA transfers
Can I transfer an existing ISA to a new provider in one year and start a brand new ISA with a different - new - provider in the same year? I also want to keep some old existing ISAs where they are with existing providers.
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Money locked in Bond
Hi there, Long time reader, first time poster. I recently put a big chunk of money into a 5.5 year bond with Santander (some of the proceeds of the sale of my house). I'd been intending to emigrate to the US to be with my wife. She decided instead to ask for a divorce, so I'm still here in the UK. I'm now apparently unable…
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How does inflation affect shares?
I keep reading that inflation is erroding the value of cash savings because bank accounts pay interest rates that are lower than inflation. What about the stockmarket then? How are shares affected by inflation? If I had say, £5000 to invest, would it be better protected from inflation if I put it into my FTSE All-Share…
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£40k in savings and don't know what to do
Hello everyone, I am 25 years old, and came from a pretty poor working class family. Whilst I was at university I received quite a bit of handouts/sponsorships and schlorships money (i was a bit of a geek back in the day). I also worked pretty much most summers and during term time and actually came out of uni with a bank…
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HICL C shares
I would quite like to buy some of these and the offer closes 22 March. Can I buy through any of the discount online brokers does anyone know. I have an HL account and X-O account but cannot see that they are participating. Anyone know about iii as was thinking about buying dividend yielding shares through them in the…
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can i get a new ISA
hi, i already have an ISA that i have put money into and taken money out of (once) am i able to get another one before the 6th April? or close the one i have an open a new one?? OR will i have to open a new one AFTER the financial year? thanks
