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Best Way To Invest £25K
Just come into some money and looking at best place to invest £25K + ideally need somewhere where i can get at it eventually (looking at upgrading house sometime next year) All ideas and help appreciated..
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Who is global debt owed too?
I'd really like to understand - and I can't believe I'm alone in not understanding so I hope this is the right place to ask as all the investment markets are constantly talking about national debts! The US and most European countries are 'in debt'. Who do they owe the money to exactly? Where did the money being lent to…
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MSE News: Halifax launches Premium Bond-style savings draw - is it any good?
This is the discussion thread for the following MSE News Story: "The giant has added a gimmick to its savings range with £100,000 prizes but chances of winning are tiny so focus on rate ..."Read the full story: Halifax launches Premium Bond-style savings draw: is it any good?
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Halifax launches Premium Bonds rival.
Apologies if this has already been posted.. http://www.telegraph.co.uk/finance/personalfinance/savings/8778715/Halifax-launches-Premium-Bonds-rival.html Interesting. My wife and I both have £5k in ISA's with them, we will be registering for this. As the existing interest rate is unaffected it appears to make sense, nothing…
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Aldermore Notice Accounts
Hi all, Am thinking about investing into one of Aldermore's notice accounts and was just wondering whether the bank is a safe one with regards to compensation should it ever go belly up? Sums involved would be well less that £50K, its just that I'm not sure if the bank is covered by the government compensation scheme.…
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Charges from Nationwide to draw out Savings!
Hi, new to the site - just been charged £10 withdrawal fee to draw out savings direct from the Nationwide Building Society. I only have a cash card and I wanted to draw out more than the limit to either transfer online to another account and more than I can withdraw in cash at the cashpoint. Therefore, I had to ask for a…
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NatWest ISA - is this progress ?
Apparently, these days it is quite easy, with a bit of thought and a few deft key-strokes, to "lose" $2.3 billion of a bank's money (I won't trust UBS again). Today, I have tried setting up an ISA on NatWest's on-line system. After filling in all the required information on various pages of a rather poorly designed…
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Fund data website
Does anyone know of a website where you enter a ISIN/MEXID/SEDOL code in the search and it gives the fund data page (price etc). morningstar.com, funds.ft.com don', trustnet.com does indirectly.
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New Premium Bond Record Document Details?
Wondered can anyone tell me does the new Premium Bond Record which was introduced this year, show you also hold childrens premium bonds?
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Starting to save! Any advice?
About three months ago I started my first ever job at my local H&M. After the limitations imposed by monthly payments of pocket money (although I am grateful for my parents for giving it to me and lucky too, compared to some of my friends who receive nothing), I went a bit mad in spending all my wages on things like books,…
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Missing money...
I received a letter on my 21st birthday telling me I was due a pay-out from some kind of trust fund my parents had set up years ago. I returned the forms but never received the money. I rang the company involved but they'd never heard of me despite searching all my previous addresses for my details. (And yes, it was a…
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Grandchildren
I have recently become a granddad for the first time. What is the best way of investing for her?
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ISA confusion, help!
I have looked everywhere for an answer and although it may be staring me in the face and obvious the more I look the more confusing it becomes, maybe someone could help with an answer please? I have a cash isa which I regularly saved in during the last two financial years but which I haven't added to in this financial…
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Best return on £2,500 (19 y.o. student)
Hey MSE, I'm going to be getting some free money (well loans + grants) from the government soon and I don't really want to or need to spend that money so I was wondering what I should do with it? I've not opened an ISA yet but I see the rates are pretty low, around 3%. From what I know, isn't inflation currently higher…
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Sipp Pension Portfolio - What do you think?
Hi All, Its my first post, so hope I'm posting this in the right section. Basically I'm working on a sipp portfolio. I'm self employed and planning on doing this through Hargreaves and Lansdown. I'm 29 and planning to invest 14.5% of salary each month, with a retirement age of 68. I've done some research, but I'm…
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When Greece defaults should we buy on the bullets? And if so, what?
When war breaks out, the stock markets crash and the old adage is to "buy on the bullets". There's no current prospect of war in Europe, thank God, but the imminent prospect is of Greek default which the commentariat seem to agree is inevitable. Presumably such a default - whatever form it might take - would cause…
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~Best Online ISA - Nationwide?
At the moment I have my main account with Nationwide, I have a sole account, joint account, son's savings book and my own cash book account. I'm currently saving for my wedding and started off by putting excess money into the cash builder book, by transferring it online from my flex account to the cash builder book, only…
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Fixed Rate Savings Account
Hello I would like some advice on savings accounts. I have used up my ISA allowance and have about £15000 that I would like to put into a (fixed rate is possible) account ideally being able to add extra funds to it. I am not interested in stocks and shares and I would prefer to open it using a bankers draft and NOT deposit…
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Exchanging Euros into GBP – Which Exchange Rate to Use?
I would like to convert €50,000 into GBP however I’m a little bit confused about the exchange rates. For example 1 EUR = 0.87009, however I have also been quoted 1.14931. I’m therefore a bit confused which exchange rate to use? Should the Euro be stronger than the GBP so I get more pounds. Also, if this a good time to…
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Barclays back to front approval for accounts
Be warned Fellow Forumites!!! My partner and I recently applied for a new joint account to help us manage the bills and support savings now that we are about to buy our first home together. My partner has held an account with this bank for 10+years. It took 2 one-hour visits just to get the account set up. Then a week…
