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New transatlantic cable to rip off our investments even more?
A new £300m cable is being laid under the atlantic to shave milliseconds of the trading delays between Europe and the American markets. http://www.ft.com/cms/s/0/df141604-e070-11e0-bd01-00144feabdc0.html Apprently it will allow hedge funds in london with their high frequency trading models to make yet more money. But these…
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Closing a Nationwide account
BBC TV's Watchdog programme last night drew attention to the small print in Nationwide's MySave Online Plus savings account which says "The Lower Interest Rate will apply in the Account Month of closure, irrespective of the number of withdrawals made in the Account Year." Can I get round this by withdrawing all but £1, and…
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how to calculate AER
Hi all, can someone help me on this, please if put £15,000 into a 4.65%AER fixed for 5 years, what is the gross interest and net interest (basic rate) when the term mature.
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How to cash my Share
Dear All I have Investment ISA with HSBC. I am planning to cash it as I will need it in the near future. What it the quickest way to cash my Investment ? Thank You ADINDAS
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House deposit savings
Hi everyone, I'm looking to save £20,000 over the next few years at about £500 a month. Worked it out that I'll be there in the middle of 2014 probably. At the moment I'm just putting it away in my low interest paying Natwest e-isa. But I was wondering if there was anywhere else I could put it that would be better?
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What to do with my childs money
Hi, Just wondered if anyone could advise me? Through regular saving and some presents my daughter has a half decent amount in her account but it pays very little interest. I asked nationwide what to do with the money but they said not a lot until she was 7 (she is currently less than 1) unless i put it in my name. Natwest…
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Exchange rates?
When the GBP "weakens" against the Euro does the rate increase e.g. 1.34 to 1.35, or what? If the prospect appears to be for the poung to weaken against the Euro is it worth getting rid of any Euros?
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first time investor
hello everyone i have a smallish amount of cash at my disposal and i was thinking about investing it.trouble is i know absolutly nothing about financial matters. was just wondering if anyone could start me off in the right direction. thanx
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Cofusion with whats better for my sons money..
Firstly thanks for taking the time to read and hopefully add your opinion or experience to the thread. Last year I opened a regular saver at Halifax for my son. The 12 month term has just finished and the account has changed to their young saver account paying 2%. I have paid £20 into the account each month and on the…
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Northern Rock E-ISA (3.05%)question
I'm sure I saw a recent posting here in which the poster said that you could not make additional deposits into the Northern Rock E-ISA (3.05%) after it had been opened. I can't find the posting now. Assuming the isa isn't maxed out I assume further deposits can be made. I can find nothing in the summary box or T&Cs which…
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Savings account for child living abroad...
Hi, I'm a newbie on the forums so pls excuse me if I make any faux pas. I'm after information regarding setting up a savings account for a 1 yr old child who's not living in the UK and is not a UK citizen. Is it possible to do this? Many thanks in advance for any help/advice given.
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Kent Reliance/One Savings retrospective interest rate reduction
Received a letter today, dated 20 September saying Kent Reliance were retrospectively reducing their interest rates on my direct access account from 3.1% to 2.85% on 25th August. I phoned the FSA to ask whether this was allowed, they said that their guidance said the bank/bs had to provide reasonable notice, but as it was…
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How much do you save per month
As above really, I'm not being nosy I was just wondering if you could get carried away with saving and not really living if you know what I mea. I have (recently) started to magage to put by £400 per month, which is a fair old whack to me, however I know we spend a lot on treats and stuff and could probbaly manage to put…
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Savings for rent etc
Hi all, I'm currently debating if I should move some money into a savings account. As it currently stands, I get paid into my main current account with Santander and my rent goes out of a Natwest account. I put the money aside each month because I'm paid on different dates and days of the month (paid last Tuesday of the…
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3% Treasury Stock 1990
I am feeling my way through some old finacial information of my now deceased parents I find that they had 3% Treasury Stock Bonds and I have the certificate numbers Can anyone tell me who to contact to see if these are still in existence I guess they peobably are not but dont want to just ignore them Thanks to anyone who…
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whats best isa or savings for regular deposits
hi i wonder if anyone can help my ease my confusion. i have around £700 to save and was going to put it in a northern rock isa (the one my bank RBS offers is poor). The problem is i noticed you cant make regular deposits. And while i will not be making any withdrawals over the year i want to save, i will be depositing…
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Operation Twist
The Fed is pledging, over the next nine months, to sell some $400 billion in short-term government bonds it owns and use the proceeds to buy government bonds that mature in 6-30 years. The theory is (apparently) that this market intervention will help further lower long-term interest rates Please, can someone explain this…
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Dividend dates
Is there a website which list Ex-dividend dates for all UK listed cos. A link would be helpful. Thanks
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Closing a Nationwide MySave Plus A/C
I' want to close my Nationwide MySave Plus and transfer its contents into a West Brom WebSave, which I've already got up and running. The thing is, I've already made 1 withdrawal, and the complicated conditions state that I'll get a much reduced rate for the month of closure/withdrawal. Basically my question is, will the…
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Long time lurker, first time poster
Hello forum, first time poster after lurking for a while With great timing, redundancy and half my late mother's life assurance has come at the same time. So I have no job, but just over £21,000 sitting in my bog-standard, no interest debit account doing nothing. I am clueless about what to do next. In an ideal world (or…
