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Doh!
I went and forgot to do my transfers around various reward and high interest accounts last month :( That has cost me nearly £40 :(
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savings account for loose change?
Hiya jus wanted to know if anyone knows of the bank that offered the savings account that would accumelate all the spare change on your bank account from direct debits/standing orders............. I THINK it was natwest lol
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Morningstar have stopped x-ray for free accounts?
I have a free account on morningstar to track my portfolio. When I click on the x-ray button it brings up an advert for the paid version. :( Trustnet still have the free scanner, but that's not as good. Anyone know of something like the morningstar x-ray one which is still free?
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5-year fixed term deposit, 4.59% with yearly access
Haven't seen this account offered by State Bank of India (FSCS protected) mentioned anywhere. They've offered a similar account before. It's a step-up fixed deposit which works out as 4.59% AER over the term with the following rates: Year 1 - 3.10% Year 2 - 4.25% Year 3 - 4.60% Year 4 - 5.25% Year 5 - 5.75% Withdrawals can…
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lloyds regular saver
Hi all, I opened a reg saver with lloyds in Oct last year. I opened the account in the middle of the month, but changed the payment date for the SO to the first of the month. Do we know whether the lloyds RS prevents the 13th payment, or is it allowed? TIA
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Santander/Natwest just lost £400 of my money!?
I set up a eSavers account with NatWest last week. Gave them all my details. It automaticaly set up a standing order on my Santander account (Not sure if Santander did it, or Natwest give Santander the details, etc?) So £400 went in to my natwest eSavings account today. I decided to double check. Used online banking but…
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Maximum daily withdrawal - Online savings
Hi, Looking for a easy access online savings account which has unrestricted daily withdrawal? all I have seen appear to have say a 5k limit...needs to be at least 60k Need to be able to withdraw large sum quickly in the future for property purchase Ideas? Thanks
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Fidelity Reveal Commission Payments
Fidelity is revealing commission they receive on all their funds. I wonder how long before others might have to follow suit http://www.fool.co.uk/news/investing/2011/09/01/fidelity-breaks-ranks-on-fund-commissions.aspx
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Index Linked Certificates NS&I terms
Quick question, would be useful to know... is it possible to invest say £2000 in these certificates now... and say another £3000 a few months down the line? As long as the total holding does not exceed £15000 per person. Also if say two years down the line I needed to cash in the investment, would I still receive the first…
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ISA Transfer
Hi all, My Santander ISA's current interest rate (2.5%) will decrease to 0.5% on the 19th September. I am looking to open a Northern Rock e-ISA (3.05%) and transfer accross. I currently have a standing order to pay in every week to my Santander ISA and also put lump sums in before and after pay day. When do you advise I…
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Nat West bank - can't get money out without card and card reader or over the phone!
I posted earlier about the trouble I had logging in to my Nat West account. After waiting for the activation code I logged in and wanted to transfer my money out. I was then told I had to have a card and card reader - which I don't have! I phoned Nat West and was told that you can't have a card for this e-saver account and…
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Natwest esaver coming to an end
My esaver finishes at the end of September. Has anyone heard any rumours about what Natwest will replace it with. The rate without the bonus is only 1%. I like the fact that you can pay bills direct from it and don't have to transfer the money to the current a/c.
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Savings for the elderly
After realising that my father who is 92 bless him, had had the same savings account with HSBC for years earning a ridiculous 0.01% interest, I decided to take things in hand and move his money into an online account in his name but one that I can manage for him. Naturally he doesn't pay tax on his savings so I was…
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Post Office Savings
Hi All, I have a post office online saver with a modest sum of money in it. I made payments to my account which showed in the account on the 25.8. However I am now trying to withdraw some of that back to put in my Lloyds vantage account, however when I do I get the message "NEGATIVE BALANCE NOT ALLOWED IN SAVINGS ACCOUNT"…
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Closing a saving account prematurely?
Hi, I would like to close my Saving account with Northern Rock before the annual interest has been paid. If I closed it down now to have it transferred into my current account, would I receive the interest rate for the days passed so far since the last interest payment or loose it? Thanks,
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New to Shares
I am looking at investing a few hundred pounds in to shares and have been looking at various sites etc. Does anyone have any advice on which companies are the best suited to a newbie like me? I have looked at X-O and SVS Securities as these have the lowest trading charges (£5.75-£5.95) and wondered what the difference is…
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How best to put £255k in savings
Would like some advice on where best to put money? I have £255k to invest now (85k x 3 or broken down further….whichever) :j Im wary that the interest rates could change in 12-18 months and a much better deal could be had so I need to know what where would be the best place to invest for say 2 years? Im happy to sign up to…
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Hello and savings advice please =)
Hello everyone, I am new to this site and have only recently thought about my long term plans. I have recently joined the military and would like some advice on making the most of the extra money I have each month. My current outgoings are minimal and I have around £500 Per month to use, which will increase up to about…
