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Compensation received on benefits partner on DRO
Hi, new to the forums and have a bit if a dilema. I'll start at the beginning. I am 32, lived with my ex partner for 9 years. We split up, then I met someone else. My current partner is almost 30, permanently in a wheelchair and has an 11 yr old Daughter. We live in a housing association bungalow and are on benefits (I…
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Savings advice
Hi, I have the following Savings 15K in ISA's at around 2-3% over the last five years 3K in a high interest savings account of 5% on year one A further 15K sitting in a low interest account that I need to move or invest or pay off debts with? A few thousand in various fixed term bonds from NS&I I have two houses (EDIT…
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Gold ETF charges with HL
Does anyone have any money in ETFS PHAU through Hargreaves Lansdown? As I understand it, dealing fees are £11.95 for a one-off, with a small spread on top. Normally there is a management charge of 0.39% p.a., but I can't find anything about this on the HL website. Does this apply? Also, is an HL ISA the best place to hold…
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MSE News: Base rate held at 0.5% again
This is the discussion thread for the following MSE News Story: "The Bank of England today announced it is holding the base rate at its 0.5% historic low for the 30th consecutive month ..." Read the full story: Base rate held at record 0.5% low again This thread is not in the 'discuss house prices and economy board' as…
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Chorley Building Society
This is another fine example of what is so poor about our Financial Services industry. Having opened an account for my son whilst he was under age I was aware that he could no longer hold it past age 18. Before his 18th birthday I contacted the Chorley and asked about transferring the money. They said the "best thing to…
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best place for income ?
will be getting lump sum end of each year for next 5 years . where is best to invest as i will need to draw down on it to live during the year ? ( ie. cannot commit to longer term investment):beer: thanks.
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forcing the government to increase the amount of savings protection
how can we get a poll set up to get the government to raise the limit on savinsg protection to the 1 million pounds or 500K per person as the conservatives said before they came to power
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Extremely lucky
My husband and I have recently been given 5k by my parents. We have our first child on the way, due in December. We have saved as much as we can, and should be able to get by on our savings during my maternity leave. Our plan was ideally to save the 5k for the baby in the future- however, for now at least, we would like it…
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National Savings to end Certificates ?
http://www.dailymail.co.uk/news/article-2034938/National-Savings-Certificates-Inflation-proof-haven-axed.html For all those who invested up to £15,000 in the last issue .. with today's announcement what should we do now ? Do we need to move the money elsewhere .. if so will there be a withdrawal penalty .. or if we leave…
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West Brom 3.17% AER
the Web Save Easy Access 3 is described as .. 3.17% Gross p.a. AER Variable (which includes a 1.42% Gross p.a. unconditional bonus up to 31st October 2012) AER quoted is based on an investment made 1st September 2011 anyone know what this means - never seen the term AER variable before, and why is the AER dependant on a…
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best savings account for short term savings
I'm wanting to save up a house deposit over the next two years - what would be the best account to open to put the money in which would give me the best rate of interest and be easy to access when I need to? Thanks
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paypoint savings club
just wondering if anyone has used this christmas savings club before? and are they any good? seems good idea as am always at the local shop where there is a a paypoint an could add my change to that. thanks
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paypoint savings club
just wondering if anyone has used this christmas savings club before? and are they any good? seems good idea as am always at the local shop where there is a a paypoint an could add my change to that. thanks
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which nationwide savings account?
hey looking for a bit of advice on savings accouns with nationwide. i currently have a flex account with them and an ISA. iv reached my limit on the ISA for this tax yr and want to open a new account to deposit approx £600 per month, it needs to be an account that i can move money around tho, not a fixed one iv looked at a…
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Isa rules clarification
Sorry if this is the wrong place to ask or this has already been answered elsewhere. My son opened a Santander 1 yr Isa account in June with the intention of putting funds into it. It has £0:00p in it at present. At the time it was rated as the top one year Isa. Does this account have to be closed if he wishes to start an…
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Leeds BS 3.25% AER ISA
Went to the Manchester branch today and was told that this product has been withdrawn at the the close of buisness Tue 6 Sep.
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Daily FTSE email
Hi Does anyone know a mailing list I can join to receive a daily email of the FTSE?
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Reinvesting my dividends
Last month I made my first share purchase (had been only in funds before now). I have £1000 worth of shares and the dividends are likely to total somewhere between £30 and £40. If I reinvest this, I'm going to have to pay £10 for the broker fees. This doesn't seem very sensible, but then neither does leaving it there until…
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Dividend Cheque Re-issue Fee
I am a small shareholder in santander, I found an old statement recently which said I had £32.55 outstanding for more than 12 months, I rang them yesterday and it transpires that this relates to an uncashed dividend cheque from 2007 - they say that they want £12.50 to re-issue. As this cheque is now way out of date this…
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bought shares ages ago, no sign of them?
I was wondering what I can do if the company denies that the stocks were ever purchased in the first place because they have no record? I have a certificate, so I have proof, but I don't know what to write in the letter. Has this ever happened to anyone and do you know where I stand?
