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branches?
I'm considering my options for a new bank account How important is to have a local branch? I thought all banking was done online these days? Thanks, B
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larger lump sum smaller pension or vice versa
Could someone delete this thread.
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Best way for a student to invest or save £4000
Hi guys, I've been a long time fan of moneysavingexpert.com, I think it's an absolutely brilliant service and I've probably saved a lot of money through here, but I've never felt the need to post on the forums before now. However, I'm in the lucky position of coming into a bit of money recently, and after having paid off…
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NS&I Saving Certificates Withdrawn.
Just a quick heads up title says it all.
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Where/how to save?
As from this week, my husband and I plan to put away savings of approx £500-£700 every month - whether this is a fund for 'maternity' (in the hope that within the next 2-3years we try for a child) or for a deposit on a house (to get out of our apartment!). Question : How would we be best saving/investing this money for say…
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Halifax/BOS misinformation
I received a letter from HBOS in August reminding me that my Instant Access Saver Reward account was reaching its 12 month maturity date and that my money would be transferred to a normal Instant Access Account with an interest rate of 2.25%. I was a bit suspicious so phoned them up to be told that the letter was obviously…
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Bristol & west crest transfer form
Hello all, I have received a ream of info with B&West accounts offering Capita share dealing services. I had no plans to sell my shares In B&W - is this just bumph & marketing or is it a daft idea not to sell as letter would imply (It does'nt imply anything of course) Thanks as ever
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Dividend reinvestment
hi could someone tell me how i can find out when dividends were reinvested on interactive investor. i have invesco perpetual high income which should give me dividends but i can't see when they get reinvested (i have selected to automatically reinvest dividends) thx
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BACS into natwest e-savings?
Does anyone know if it possible to have a regular (BACS) payment paid into a natwest e-saving account? The T&C's say no wages or salary but this isn't a wage payment. Also, the money would actually be being saved.
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£300 per month investment ideas
Just wondering what people think. My wife and I have £100000 invested in Scottish widows flexible option bond 80% in mixed stocks and shares 20% in commercial property. This was invested in 08 and will be used as part of her pension. We also have about £60000 invested in stocks and share isa`s approx 26% uk all companies…
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Changing Bank
Why don't more people change bank to take advantage of deals? Seems strange to me Thanks, B
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MSE News: NS&I pulls inflation-beating savings certificates
This is the discussion thread for the following MSE News Story: "Government bank National Savings & Investments has today axed its tax-free, index-linked savings certificates ..." Read the full story: NS&I pulls inflation-beating savings certificates
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How to choose a bank?
I want to open a New Savings Account. I was wondering what the most important factors to consider are? Any help would be great, I am a complete novice! Thanks, B
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NS&I Certificate maturing - advice, please.
My 3-year NS&I investment comes to an end on September 18th. My £15,000 is now worth £16981. My gut feel is to leave the money in as they will be inflation-proofed with 0.35%, 0.45% and 0.71% on top over the next 3 years. I already have £15k in the current offering - well, strictly speaking the ones that were withdrawn…
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NS&I Certs Now withdrawn
see email info below... As you’ve registered to receive updates from NS&I, I’m writing to let you know that all current Issues of NS&I Savings Certificates were withdrawn from general sale at close of business on 6 September 2011. The latest Issues of Savings Certificates had been on sale for almost four months (since 12…
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Tax on my offshore bond.
I recently surrendered an offshore bond that was left in trust to me. As it was offshore I was under the impression, as no tax had been paid, I had 20% tax to pay (providing the gain does not take me in to the higher rate tax, which if top sliced does not). The bond was started in 1995 of which I had two segments which…
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Tax Question
This year I will definatly earn more than the 20% tax threshold ie over K42 and so pay 40% tax Does this mean that any savings I have will also be taxed at 40% If so how does this go about Thanks
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First State's soft closure?
Just wondered what peoples thoughts are on this? http://www.trustnet.com/News/Research.aspx?id=256823 I can kind of understand why on the China fund as it is getting big (not huge though) but dont understand the logic on the others. Both Tullochs funds are larger and also one Asante's yet they remain open. I'm a bit…
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iii Portfolio Builder - when will I be able to see the shares?
Quick question - stuck my first £500 into the iii Portfolio Builder and the purchase date was today. My balance is showing as £0, so I'm assuming the shares have been bought. When will I be able to see details of the shares? Does it update overnight?
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How would you invest £50k?
I need some advice on how to invest £50k... or even if anyone has any experience with independent financial advisors? Cheers.
