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another query about online brokers
Hello, I am with X-O and not liking it much at the moment. I cannot re-invest dividends except by making a full cost trade - have posted about this and had some useful replies. Thank you alll Now have another question. If I place a delayed order so that a buy is not executed until the share price drops to a certain level,…
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Where to invest money from house sale-advice please-NOT into yr pocket!
I am selling my father's house-he is now in a nursing home.I'd like advice on safe investments-avoiding tax where possible(£250K approx to invest).Some of the funds would have to be accessible,although he has sufficient savings/income for several years.He is a tax payer.I am considering Premium bonds and National…
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Putting Student Loan Directly Into Savings Account - Advice Needed
Hi all So basically I am 18 and about to start at the University of Huddersfield studying Business Management, on a 3 year course with +1 year work placement I have applied for and have been accepted for the full maintenance loan (roughly £3,000 a year). Although I am living at home and will not need to touch this money so…
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brokers views
How much importance should be attached to brokers views and are there some that are considered far more worth listening too than others? For example I have been thinking about investing in Scottish and Southern Energy for the dividend and becuase I havent any investment in this sector. However when I looked at the brokers…
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bank account with subsections?
Does anyone know if there is such a thing as a bank account with lots of sections (at least 6) that can be named? Eg car, Christmas, holiday, children's activities etc, that I can put money in to each month. I am very organised but currently have a very complicated system because I have so many different accounts. It would…
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Child Trust Fund or 3/5 Year Bond
We now in position to save for our 5 year old daughter (until she is 18) and have had a Halifax regular saver for the last year. We now have to move the money to somewhere else and cannot decide between her existing CTF (stakeholder) or continually putting into a longer term bond (keeping an eye on interest rates). I am…
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What to do with a lump sum?
Hi I am a complete 'head in the sand' type person when it comes to investments etc so am having a hard time deciding/understanding what to do with my redundancy payment and would really appreciate some advice. I have around £50k to save/invest, some of which (£20k) I will need access to in 2 years. I have seen 3 IFA's, and…
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Share Trading and the Share Centre
Morning all, I'd like to set up a share dealing account. I haven't done it before and I'm only going to dabble with about £2,500 I read the article on here and I really want a low cost broker that just facilitates the trading for me (I want to pick the shares I want to buy) and Martin has recommended the Share Centre. Now,…
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Where to invest cash from house sale?
I am selling my father's house-he is now in a nursing home.I'd like advice on safe investments-avoiding tax where possible(£250K approx to invest).Some of the funds would have to be accessible,although he has sufficient savings/income for several years.He is a tax payer.I am considering Premium bonds and National…
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Shares oh Shares... :)
Hi folks! I did some research and got to about page 12 on this forum! I also did a search and got a fair few answers. What I'd really like to know is, where is a good online company to do online share dealing that also trades in the US. I'd really like to get into the whole share dealing thing and see how it goes. I dont…
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Beware
NS&I Premium Bonds. All adverts claim money is 100% safe. NOT TRUE only 5% is paid out on mistakes made and the Financial Ombudsman backed them by claiming 5% is fair and reasonable.
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Best way to save redunancy money?
Hi, I have taken voluntary redundancy from the public sector and I will be getting a payout at the end of November. I am posting on this forum as I'm unsure of the best thing to do with my money. I have already read the redundancy guide but have some further queries. I do not have a mortgage, and I am lucky enough to have…
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Political action by savers
Hi all Bit of a strange one this one, but I was wondering if anybody on this forum had ever thought about or discussed the possibility of forming some kind of union or political action group for savers? I tried to find something using the search function but couldn't. I also couldn't find anything on the internet. Its not…
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isa transfer help
im looking at transfering my isa but my interest is only paid annually If i transfer my isa now will I loose the interest I have earnt since april 2011? or will they transfer this as well?
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Halifax mis-selling of investment?
I'm very concerned with a product that my parents have been sold by the Halifax recently and I'd like some opinions. One of my parents has just taken an early retirement package at 59 from the civil service and for the first time has a significant amount of money to invest . Having always banked with Halifax this bank was…
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NS&I Premium Bonds: tax free like ISAs???
I've been suggested by a friend to invest in NS&I Premium Bonds and I can see from the NS&I Premium Bonds website that they're 'Tax-free'. Pleas pardon my lack of knowledge in the matter. But does it mean that they're like ISAs? That is, they're not taxed and taxman/woman does not need to know?:o
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How to monitor share prices
Could anyone suggest some free software to check and track share prices? Have a few of the privatisation shares but little idea how much they are worth now.
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Monthly and Annual interest rates warning
I think more attention needs to be given to the reduction in interest rate that you get with some providers when opting for their monthly interest option. For instance from a couple of providers that appear here quite often. Newcastle Online Easy Saver:- Annual: 3.00% AER Monthly: 2.78% AER Santander eSaver3 (inc bonus):-…
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Cavendish admin fee(s) and Fidelity ISA account
Hi I was hoping someone with experience of Cavendish might be able to answer my question below [I've searched this forum and Cavendish's website, but can't seem to find a definitive statement that answers it] I currently invest monthly into a Fidelity ISA though a direct debit mandate, and when possible, add additional…
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Newcastle Building Society
I have a 5% regular saver with Skipton BS that they launched, I can view it online because I opened one of their E-savers (didn't fund it) to be able to do so. Someone just asked me if this works for Newcastle BS (i.e. can you view offline accounts through their internet banking) I'm guessing no as it seems pretty unusual…
