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How to earn the highest interest on a lump sum for a short period
In between houses and have more than £100k to invest whilst renting for between 6 to 12 months. Higher rate tax bracket. Can you suggest where to go and indicate the rate we can receive, ideally with monthly interest earnings or an annual basis? JD
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Invest in Wine/art/antiques?
I am in the happy stage of filled up cash Isa,s ,and having about £1000 month free to do with what I want for about a year.As a complete amateur in any of these fields,has anyone got a good idea on a safish investment in any of these things/?
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NI number as means of Id
I was about to make an investment in a Unit Trust (not an ISA), but the application form asks for my National Insurance number. The company say they need this to verify my identity. I have never been asked for this with any other investment company, except for ISA's, so their intentions puzzle me a bit. Can they really…
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Anybody closing their multiple Lloyds Vantage A/C's
My DH and I have 6 vantage accounts gaining the 3% tier. I am thinking of closing them all and opening a Derbyshire account paying 3.18% (until Oct 12). This is slightly more and keeps the money together without having to remember the round robin transfer of £1000 each month. Anybody else considering this, or is it better…
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National Grid launches first ever inflation-linked retail bond
http://www.citywire.co.uk/money/national-grid-launches-first-ever-inflation-linked-retail-bond/a523697?ref=citywire-money-latest-new an alternative to ns&i will they be easily available, if so how??
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Something doesn't sound right with a friends investment
Hi, Not sure if this is the right forum for this question but I need advise on a Friends investment, the details of which sounded a little dodgy to me) We had some friends visiting at the weekend and the conversation eventually came around to money. Unfortunately, it was getting late and I was dozing a little and only half…
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How would you invest £300 a month (long-term)?
I have three kids and would like to put away £100 a month for each, primarily to pay for them to go to university. They are three years old (twins) and 13mths old, so looking to save for the next 15-17 years. What would be a good product?
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Is there a comparison of major UK stockbrokers' services and charges
I would also be interested in UK stockbrokers' market shares Thanks
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Trustee Savings Account Fraud
I just wondered if anyone knows if trustee savings accounts are insured against fraud? When I was very young my parents passed away and my small inheritance was placed in a trustee savings account with NS&I. The account had 2 trustees, one of whom faked the other trustees signature, as well as my own, and stole all of the…
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Account recommendation
Can anyone recommend a bank or building society account with a decent rate of interest for approx 4K savings for my young child? Thanks
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Lump sum coming in soon, not quite sure what to do with it!
Hi all, My wife and I have a fairly average spendings/savings record. Apart from our mortgage we're not in any debt. We've got accounts with Smile, as we were attracted by the ethical approach. We've got a joint current and an ISA each. (We're quite recently married, so have only so far gone through the palava of joining…
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Money in Greek Bank Savings account URGENT
Hi all, I live part time in Greece and have a Greek Savings Account. If Greece defaults over the next few days will my money be safe? The reason for the urgency is that I have just transferred a large amount into the account from the UK to buy a new car due next month. Withdrawing the cash and paying for the car when it…
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ING Direct Savings
I tried to open a new savings accout with ING Direct. I had held a savings account with them before, and there was a tiny balance still in the old account. I was amazed to find that "to apply for our new customer introductory rate you cannot have held an ING Direct Savings Account for at least 6 months" This means a…
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Halifax Shares
Hi excuse my ignorance but I have no idea about shares! My dad has 200 Halifax shares - these were free shares that he received years ago. Can someone tell me how to find out how much the shares are worth. Any help would be appreciated. Thank you.
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market wires
currently I scan IC stockmarket wire Motley fool newsletter Citywire Morningstar a few years ago when I had some money to invest I used to read a news stream that started early in the morning it gave overnight news, then the papers, followed by a market opening report and then regular reviews of the market throughout the…
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Bond paying 5 per cent interest?
A retired friend says he is earning 5 per cent on a bond recommended by his financial adviser. His adviser charges 1 per cent, effectively bringing the rate down to 4 per cent. He's cagey about revealing other details - only saying he will put me in touch with the adviser if I'm interested in investing. Anyone know if…
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How often do you trade on your portfolio?
What sort of trader are you - how many trades do you do a year i.e sell and buy? fj
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Investing in Africa
I'm just starting to look at this and wonder if anyone else has gone down the same path and found some interesting funds? Thanks David
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Wanting to invest £100,000?
Where to invest £100,000? !!! Hi I have £100,000 to invest and before contacting a Financial Advisor I would be grateful for your suggestions/thoughts. Obviously, I want a sound investment and am thinking of buying a property to rent, or a holiday lodge to rent. Would I get more with my money by doing this rather than…
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No email after Post Office Online bond
Hello, Just opened a Post office 1 Year bond and was expecting some sort of email from Post office confirming my account has been opened etc. Its been 15 minutes and i still haven't recieved any email from them. Is it normal? or am i missing something. Thanks Jay