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Introductory Interest Rate
Are banks legally bound to inform you when an introductory rate has dropped after the first year? I have an online account with Saga taken out in October last year and I haven't heard from them yet.
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35k what to do with it??
Hi im kris and im 19, I am coming into a bit of money this week from my late fathers will. I am going to be inheriting around £35000. Basically I want to know the best place to invest my money for another year or so untill I leave university. any advice given would be appreciated!!
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hi i need some advice
Hi im kris and im 19, I am coming into a bit of money this week from my late fathers will. I am going to be inheriting around £35000. Basically I want to know the best place to invest my money for another year or so untill I leave university. any advice given would be appreciated!!
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Shares - Do your own research question? How?
Ok guys and girls….iv dealt in shares in the past but iv only really looked at 1 or 2. 1 which iv followed for about 13 years so know the patterns very well and 1 or 2 low aim companies who have been tipped. My question to all the share traders is what do you do when you hear of a share to invest in? * How do you go about…
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NSI Index Linked
Is there any possibility of a new issue in the next month or so?? Thanks.
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A bit of help with the Halifax Reward current account please.
Hi, I'm sure that it's on here somewhere but I'm cross eyed from looking! I am thinking about opening a Halifax Reward current account but I see that you have to use their switching team. Is there a way round this? Is it best to open on line or in the branch? TIA Dx
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Savings calculator
Hello folks. Is there an open source (or for pay) calculator that could calculate what amount of money you would have now if you had invested say £50-/m over the last 10 years for example (i.e. over a past previous period of time i.e. retrospectively)? This calculator should automatically take into account the varying…
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Santander First Home Saver interest issue
Hi there! I received notice of my First Home Saver interest amount today (paid in July for anniversary of opening) and it is not as much as I expected. I feel I'm not too bad at working out interest, and worked out interest in advance for relatives for the same account within £2 of the actual amount so to find out I…
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Where can I invest £20000?
I would like to invest £20000 for a fixed term and get as good an interest as I can....which are the best ones to go for?
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Should we be told?
I have just found out that in order to use the Nationwide MySave account you have to pay your money directly into a Barclays bank a/c which is set up by Nationwide to receive payments from non Nationwide savers as they are not a clearing bank. The same is true of the West Bromwich Websave account as well as possibly some…
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ING Direct Account Validation.
Hi, I'm having problems with ING Direct - have been a customer of theirs for 8 years without incident. I've recently had some debt issues and had to setup a new account with The Cooperative - ING tell me they need me to validate this account with a cheque for £1, my current account doesn't come with a cheque book and I'm…
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Bank accounts for Charities - how safe are they
I cannot find anywhere advice on how safe a bank account is for an unincorporated registered charity. Does it have the same safeguards as a small company and falls within the £85,000 cover?
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how to find auction property
Can anyone help me on how to find auction property before it’s ever advertised?
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Lloyds Cash ISA trick
This is a FYI thread. On Saturday I went into a Lloyds bank branch to close & withdraw just over £11k from a cash ISA. When the advisor drew up the final amount including interest from April, I was shocked to find out the low amount of interest to be paid up (just over £50). I was in a hurry as I needed to quickly move the…
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Having Problems with your Halifax or BOS A/C ?
If you are having Problems with your Halifax or BOS account this may be why: http://www.bbc.co.uk/news/uk-scotland-scotland-business-14898642 Also many threads on the Budgeting & Bank Accounts forum: https://forums.moneysavingexpert.com/discussion/1810725
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Investment books - any good reads for beginners
Thinking of investing in stocks/shares / SIPP, can anyone recommend any good books/ web site for beginners?
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Moral Dilemma on Kids Savings Accounts - Help Plsssss
I have 3 beautiful (albeit completely unbearable at times!) little monsters aged 5,3 & 4 months. Ive always had savings accounts for them although not been able to put in as much as Id liked for them and have only saved what they have received as gifts etc. My dilemma is that now they all have different amounts, my two…
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Earn 9.18% interest with £1000?
:AA novice...Please be considerate...:o Halifax Reward current account gives £5 for £1000 or more remitted per month(£60 for 1 year for £1000 or more----ie 6% interest for £1000). Halifax doesn't specify any minimum balance. So if I shift(standing order) that £1000 next day to Derbyshire BS savings account with 3.18%, can…
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Stick with ISA or high paying savings acc?
hi, I've got my money in an ISA but I've seen the easy access savings account from West Brom B-Society. I wondered if it's worth my while switching over or whether the tax-free status of my ISA is actually better? Would appreciate any advice. Thanks
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Tax Question (Non ISA Shares)
Hi All, I Have a fair amount of shares that i plan on cashing in during the next tax year (Apr 12 onwards) I have drip fed in approx £15k this year but they havent moved much. Currently about 4% up which i think is a great result due to the problems this year! My question is this. I know that im allowed £10600 CGT…
