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index-linked gilts - thinking right?
index-linked gilts - thinking right?
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Should i add to this portfolio?
Hi I currently have started investing monthly into these below funds and am happy to take risk and hold long term but would it be worth adding a ftse tracker like HSBC FTSE All Share Index? And how do you find this on HL as i cant find any trackers which i can add to monthly!? First State Latin America Accumulation JPM…
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shares confusion!
I have a few shares in an Irish oil company. There were penny shares many years ago but worth more now (eventually...) about £1000 I think. My confusion is to do with where they are held and paper v electronic and potentially selling and transferring some to someone else and everything really! The Company's registrars are…
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Best bank account for child
My 12yr old son has £10,000 in a nationwide account. He has this amount because I have been saving over a long time for his future. I was wondering which is the best bank account he/I could put the money in to get the best return. I will only be taking money from it in the next few years to pay for any foreign school trips…
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Things can reduce your income tax?
i Read from the newspaper that for example if i installation a solore power in my house this thing can reduce your income tax....!!! and now i want to know what is the Things that can help you to reduce your income tax....???
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Spare money, but no idea what to do with it...
My partner and I are both 26 and have been saving hard over the last few years. At present I have just under £30,000 in savings, £18,000 of this is in an ISA. My partner has about £25,000 in savings, with about the same amount as me in an ISA. In total we have about £55,000 in savings. We both have no debts and are…
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What is best way to use savings
Hello, I'm selling my house and renting for a year as we are relocating and don't wont to buy before living in the area we are moving too. We will have 30,000 in the bank and I wondered if anyone could give me ideas on how to invest this money for a 2-3 year period. I guess I can invest some in an ISA but not really sure…
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Buying into a fund on Halifax Share Dealing
I've just placed an order to invest in a fund on Halifax Share Dealing. The fund has a minimum investment of £100,000 however I've placed an order considerably lower than this. The iii website states that the minimum for this fund is £20. The Halifax site has no mention of a minimum. Is it the case that Halifax (who also…
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Launch of 'one stop' online savings account
A new service, specifically aimed at meeting the needs of savers with diverse balances, called Governor is launching today - mentioned in the FT (I can't link due to their pay-wall but you can read the item if you Google "New online platform offers one-stop shop for savings") It starts with just four 'member' institutions:…
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Investing for beginners and should i seek an IFA
I am interested to know what's the best way to make my money grow or 'work for me' as i keep reading in financial articles! It strikes me that unless you know the financial sector well then the only accessible option is a cash ISA which is fine but no one achieves financial independence from saving in ISA's i would have…
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Isa tranfer advice please
I recently transfered my nationwide Isa paying 2.75% to an other nationwide ISA paying 3.10% .I have an other ISA from Barclay's that I am considering switching, would it be still possible to switch this one to nationwide as well ?
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High Risk Investment
Hi, I like a bit of a gamble and am wanting to invest around £25-50 per month on something high risk that if correct I do well but if not then I am not blowing a fortune... Any suggestions? Thanks
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Interest Rate shown clearly against online accounts
This is an appeal for Martin Lewis to urge the FSA to force banks to to show the interest rate against online accounts, therefore when you look at the account at the top right it will clearly say you are earning this amount of interest. I had a 18 Month Cahoot bond that ended on 1/2/2011 and only just got around to looking…
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Lloyds changing Vantage
Lloyds are moving their Vantage Goalposts.. from June 27th they will no longer pay interest on balances above £5,000 Sneaky Beggars :mad:
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Poor Cust Service with Principality
I took Martin's advice on Bonds a few weeks ago and applied with Principality. Turns out that I didn't enter the correct ref on my bank transfer and money was returned to me. I only discovered this by looking at my bank statement. I called them to query it and why they hadn't emailed me to tell me there was a problem. The…
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Where is the best place for shirt term savings
My partner and I are saving to get married in November next year and I am saving about £2000 a month at the moment. Payments for the wedding will go out in October next year. Where is the best place to put this money? In addition to this, my partner and I save £3000 a month for my partners tax, where is the best place to…
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Compensation for mis-sold investment?
How do i complain that i was given bad info by my financial Advisor regarding investing in a Arch cru investment fund.
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Confused about compound interest - is it worth it?
Hi I’ve been playing about with a compound interest calculator inspiredtosave.com. It throws up some fantastic numbers based around what I “could” have in future... Are they accurate? If so, does anyone know why we weren’t taught this at school? Also has anyone ever managed to really gain from it? I’m not talking about a…
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Staggered interest or all cash in one account?
I suspect this is down to personal preference but thought I'd ask in case I'm missing something... I have about 10k doing nothing currently, and I have anther 10k due to mature from a one year bond in July. Is there any sense to wait until July to put them together so that I get the interest from that account in one go as…
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Switching funds from H-L to Cavendish (Cofunds)
I'm considering switching my unit trust investments away from H-L to Cavendish on the Cofunds platform to take advantage of the better commission rebates. I understand the investments can't be transferred automatically since they are on completely different platforms so I guess I will have to sell my H-L investments and…
